Who Has Cheap Auto Insurance Quotes for Active Military in Texas?

For military personnel, one of the big criteria that is used by auto insurance companies to determine car insurance rates is where you normally keep your vehicle in Texas. Areas with more people or even just a higher incidence of claims like McAllen, Dallas, and Laredo will most likely have higher rates, whereas areas with less people or fewer weather incidents have the enjoyment of a little cheaper coverage.

The next table illustrates the most expensive places in Texas for active military to buy an auto insurance policy in.

Rate information is comparative as vehicle location can increase or decrease premiums considerably.

The car, truck, or SUV on the policy is one of the largest considerations that determines whether or not you find the most economical car insurance for active military. Vehicles with limited speed and performance, excellent safety ratings, or a low likelihood of liability claims will cost significantly less to insure than adrenaline junky models.

The table below shows coverage premiums for some of the cheapest vehicles to buy coverage for.

Cost estimates assume single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, multi-policy, and claim-free. Estimates do not factor in specific garaging location which can change premium rates greatly.

By looking at the data, we can assume that makes and models like the Ford Escape, Hyundai Tucson, Toyota Prius, and Honda CR-V are most likely to be some of the more affordable vehicles to insure for military personnel.

The information below shows how different deductible levels can increase or decrease premium costs when quoting cheap insurance for active military. The prices are based on a married male driver, comp and collision included, and no discounts are factored in.

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As shown above, a 40-year-old driver could lower their car insurance rates by $372 a year by changing their physical damage coverage from a $100 deductible up to a $500 deductible, or save $560 by choosing a $1,000 deductible. Even younger drivers, like the age 20 example, could potentially save $1,240 or even more by choosing a larger deductible amount.

If you do make the decision to raise your deductibles, it will be required to have additional funds in a savings account to enable you to pay the extra out-of-pocket expense. This is the primary disadvantage of choosing high deductibles.

Finding a highly-rated insurer can be rather challenging considering how many choices you have in Texas. The company information below could help you pick which providers you want to consider shopping prices with.

These rankings are only made up of companies who write in the majority of U.S. states, so companies that only write business in Texas or surrounding areas are not taken into consideration for this list. To check rates from these and other companies in Texas, just click here.