Who Has Cheap Auto Insurance Quotes for Drivers Requiring a SR22 in Arkansas?

The vehicle model you are insuring is a significant factor when shopping around for affordable car insurance for drivers requiring a SR22. Vehicles with reasonable performance levels, a great safety record, or a track record of few liability claims will cost significantly less to insure than adrenaline junky models.

The data below ranks car insurance prices for a handful of the more afforable vehicles to buy coverage for.

Above prices assume married male driver age 30, two speeding tickets, two at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include multi-policy, homeowner, and multi-vehicle. Price information does not factor in specific zip code location which can increase or decrease rates substantially.

Above prices assume married male driver age 30, two speeding tickets, two at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include multi-policy, multi-vehicle, and homeowner. Table data does not factor in Arkansas location which can alter insurance rates greatly.

Data assumes married male driver age 30, two speeding tickets, two at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include multi-policy, multi-vehicle, and homeowner. Price estimates do not factor in garaging location in Arkansas which can influence auto insurance rates considerably.

Establishing which company has the cheapest car insurance rates for drivers requiring a SR22 requires a bit more effort in order to find coverage that fits your buget. Each insurance company has their own guidelines for establishing rates, so let’s take a look at the car insurance companies with the overall cheapest rates in Arkansas.

It’s a good idea to know that Arkansas car insurance rates are calculated based on many things that can increase the price you have to pay. Simply having a birthday, buying another vehicle, or getting into an accident can trigger rate changes resulting in some companies being more affordable than the competition.

Find the Cheapest Car Insurance for SR22 Drivers

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google.charts.setOnLoadCallback(drawART5qcibChart);function drawART5qcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }], [‘USAA’, 981, ‘#FF9333’], [‘Auto Club’, 1046, ‘#D47A2A’], [‘Travelers’, 1093, ‘#B06523’], [‘Southern Farm Bureau’, 1213, ‘#92541D’], [‘State Farm’, 1224, ‘#794618’]]);var options = {title: ‘Cheapest Auto Insurance Companies in Arkansas’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:1324,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibt5cic’));chart.draw(view, options);}

USAA has some of the best car insurance rates in Arkansas at around $981 annually. Auto Club, Travelers, Southern Farm Bureau, and State Farm also qualify as some of the cheaper Arkansas auto insurance companies.

As shown in the table above, if you are a customer of Southern Farm Bureau and switched to Auto Club, you might achieve annual savings of approxmiately $167. Customers with State Farm could save as much as $178 a year, and Safeco customers might reduce rates by $232 a year.

To find cheap auto insurance for drivers requiring a SR22 in Arkansas for your vehicle, click here to start your free quote or quote rates from the companies below.

Remember that these policy prices are averages across all drivers and vehicles in Arkansas and and are not calculated with a price surcharge for drivers requiring a SR22. So the car insurance company that is best suited for you may not even be included in the chart above. That emphasizes why you need to compare rates from as many companies as possible using your own specific driver information and vehicle.

Discount Arkansas insurance

<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/car-insurance-drivers-sr22-ar.jpg" alt="Cheaper Arkansas car insurance for high risk drivers” />Insurance companies that sell cheap auto insurance for drivers requiring a SR22 in Arkansas may also provide rate discounts that can reduce rates by as much as 30% if you are eligible. A list of companies and the discounts they provide include:

The example below shows the comparison of auto insurance costs with and without discounts applied. The data is based on a male driver, two violations and two at-fault accidents, Arkansas state minimum liability limits, comp and collision included, and $1,000 deductibles.

The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, paperless filing, anti-theft, multiple policy, marriage, and vehicle safety discounts applied. In this example, the average amount saved each year on car insurance for drivers requiring a SR22 is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 4749,3379],[‘Age 30’, 3609,2575],[‘Age 40’, 3571,2549],[‘Age 50’, 3469,2471],[‘Age 60’, 3433,2447],[‘Age 70’, 3703,2635]]);var options = {title: ‘Insurance Rate Comparison for Drivers Requiring a SR22’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

The information below demonstrates how deductibles can affect yearly insurance costs when getting quotes for cheap insurance for drivers requiring a SR22. The premiums are based on a married male driver, full coverage, and no discounts are applied.

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In the chart above, a 50-year-old driver could lower their policy premium by $318 a year by changing from a $100 deductible up to a $500 deductible, or save $480 by choosing a $1,000 deductible. Even younger insureds, such as the 20-year-old chart data, could roll back prices up to $1,072 each year by choosing a larger deductible amount.

When increasing deductibles, it is a good idea to have plenty of savings on hand to allow you to pay the extra out-of-pocket expense that is associated with using high deductibles.