Who Has Cheap Auto Insurance Quotes for Drivers with Accidents in Iowa?

Wouldn’t life be great if you could just know the one perfect auto insurance company that has the best deal on coverage for drivers with accidents? It’s not that easy, however, as there are many unknown factors such as if you have points on your license, whether or not your vehicle has good safety ratings, whether you are male or female, and whether you have good credit, that all factor into the price you pay. This article delves into the best ways to maintain low rates and will give you a good beginning to your search for cheaper coverage.

Performance level and cost of the vehicle requiring coverage is one of the largest factors that determines the availablility of cheap auto insurance for drivers with accidents in Iowa. Vehicles with lower acceleration and performance, an excellent safety record, or a low likelihood of liability claims will cost substantially less to insure than fast, unsafe models. The information below presents coverage prices for a number of the most economical vehicles to insure.

Data variables include married male driver age 30, no speeding tickets, two at-fault accidents, $1000 deductibles, and Iowa minimum liability limits. Discounts applied include multi-vehicle, multi-policy, and homeowner. Price estimates do not factor in specific garaging location which can modify premium rates considerably.

Data rating is based on married male driver age 30, no speeding tickets, two at-fault accidents, $1000 deductibles, and Iowa minimum liability limits. Discounts applied include multi-vehicle, homeowner, and multi-policy. Rates do not factor in specific location which can influence coverage rates significantly.

Data based on married male driver age 30, no speeding tickets, two at-fault accidents, $1000 deductibles, and Iowa minimum liability limits. Discounts applied include multi-policy, homeowner, and multi-vehicle. Premium amounts do not factor in vehicle location which can increase or decrease insurance rates substantially.

One of the more important considerations that is looked at to help calculate rate quotes is where you keep your vehicle in Iowa. Areas with high crime rates or more dense population like Council Bluffs, Davenport, and Bettendorf tend to have higher rates, whereas areas with less people or fewer weather incidents benefit from having to pay less for coverage.

The following table illustrates the most expensive areas in Iowa for drivers with accidents to purchase car insurance in.

Table data uses estimated as the vehicle garaging location can revise coverage prices greatly.

Is Progressive, Allstate, State Farm, or Geico cheaper?

If you are shopping around for auto insurance for drivers with at-fault accidents in Iowa, four good companies to start with are Progressive, Allstate, State Farm, and Geico. Combined they have over 48% of all policies written. The data below compares some of the different features that are available for policyholders.