Who Has Cheap Car Insurance for Drivers Over Age 50 in Maryland?

We all have different tastes in cars, and the vehicle on the policy is probably the biggest factor when comparison shopping for cheap auto insurance for drivers over age 50 in Maryland. Vehicles with high performance engines, a lack of advanced safety features, or an increased likelihood of liability claims will cost much more to insure than safer models.

The tables below illustrates coverage premiums for a selection of the most cost-effective automobiles to insure.

Above prices assume single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Maryland minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, claim-free, and multi-policy. Rate information does not factor in Maryland location which can increase or decrease coverage rates considerably.

Premium data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Maryland minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, multi-policy, and claim-free. Price information does not factor in vehicle location which can change prices greatly.

Data based on single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Maryland minimum liability limits. Discounts applied include homeowner, claim-free, multi-vehicle, multi-policy, and safe-driver. Premium costs do not factor in the specific area where the vehicle is garaged which can lower or raise rates significantly.

One of the many considerations that is used by insurance companies to determine the cost of insurance is where you call home. Areas with more people or even just a higher incidence of claims like Baltimore, Towson, and Aspen Hill are more likely to pay higher prices, whereas areas with fewer weather claims and lower vehicle theft rates have the benefit of cheaper auto insurance prices.

The information below ranks the more expensive cities in Maryland for drivers over age 50 to purchase car insurance in.

Table data uses approximated as zip code location can influence premiums substantially.

Ending up with the highest-rated insurance provider can be rather challenging considering how many companies sell coverage in Maryland. The company rank data shown below may help you pick which insurers to look at comparing rate quotes with.

The rankings below only include large nationwide companies, so companies that have a smaller presence will not be included in these rankings. To compare rates and find the cheapest rates for drivers over age 50, just click here.

Geico, Progressive, State Farm, or Allstate: Which is best?

When comparing auto insurance for older drivers in Maryland, four of the best places to start are Geico, Progressive, State Farm, and Allstate. Between them, they insure about 50% of all vehicles in the U.S.. Each company has a unique set of features, discounts, and options that may influence your choice. The following table compares pricing and service ratings, as well as optional policy coverages that may be available in Maryland.