Who Has the Cheapest Car Insurance for Low Income Drivers in Virginia?

When buying car insurance for poor drivers, one of the key criteria that is looked at to determine the cost of insurance is where your home is located. Areas with a lot of weather claims or more people like Burke, Dale City, and Centreville tend to have higher rates, whereas areas that tend to be more rural benefit from lower prices.

The following table ranks the most expensive cities in Virginia for low income drivers to buy car insurance in.

Premium amounts are approximated as the vehicle garaging location can lower or raise rates substantially.

Finding good, affordable auto insurance is difficult, and deciding which companies have the lowest-priced insurance rates for low income drivers will take even more work.

Each auto insurer has a different process to set their prices, so to begin we’ll rank the most budget-friendly insurance companies in Virginia. We do need to point out that Virginia insurance rates are impacted by many things that control the policy premium. This price variability is why Virginia drivers need to shop around to get the most affordable car insurance rates for low income drivers. Insurance prices are influenced by many things and can change without notice, so the cheapest rate the last time you shopped around may now be one of the more expensive options.

Lowest Insurance Price Quotes in Virginia

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Travelers may offer some of the lowest car insurance rates in Virginia at around $679 each year. USAA, Penn National, Cincinnati Insurance, and Auto-Owners also make the cut as some of the best Virginia insurance companies.

As the rates illustrate above, if you have coverage with Auto-Owners and switched to USAA, you could see a yearly price reduction of around $79. Policyholders with Utica National might save as much as $79 a year, and The Hartford policyholders might lower prices by $92 a year.

Be aware that those premium estimates are averaged across all types of drivers and the different vehicles they drive and do not factor in a rate discount for low income drivers. So the car insurance company that can offer you the best rate may not even be featured in the chart above. That is why you need to compare prices as often as possible using your own driver data and vehicle information.

State Farm, Allstate, Geico, and Progressive compared

If you’re looking for the cheapest car insurance for poor drivers, the companies with the most market share are State Farm, Allstate, Geico, and Progressive. The next table compares and contrasts ratings and policy coverage options shoppers can expect to find with each one.