Who Has the Cheapest Car Insurance Quotes for High School Students in Wyoming?

For Wyoming drivers, one of the components that affect a rate quote is where your home is located. Areas with more people or higher crime rates like Newcastle, Buffalo, and Douglas tend to pay more, whereas areas with less congestion have the luxury of the cheapest auto insurance for high school students in Wyoming.

The illustration below ranks the most expensive places in Wyoming for high school students to purchase auto insurance in.

Annual rates are approximated as zip code location can increase or decrease premiums substantially.

Finding budget insurance is not most people’s favorite thing to do, and determining which companies quote the most affordable auto insurance rates for high school students takes even more perseverance. Policy prices should be significantly more expensive than the average price in Wyoming, with the extra cost attributed to the higher likelihood of claims that goes along with selling insurance for teenagers, but affordable coverage may be available if you shop around.

Every insurance provider uses different criteria for establishing rates, so we’ll take a look at the auto insurance companies that tend to be cheaper in Wyoming. It’s a good idea to know that Wyoming auto insurance rates are determined by lots of factors which can significantly increase or decrease the price you have to pay for coverage. Improving your financial situation, buying a different vehicle, or getting into an accident can trigger price changes that can make some companies less affordable than competitors.

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USAA has some of the lowest car insurance rates in Wyoming at around $631 a year. The Hartford, Safeco, GEICO, and National Farmers Union would also make the list of some of the most economical Wyoming insurance companies.

As depicted above, if you have coverage with The Hartford and switched to USAA, you may see savings of roughly $303. Insureds with Safeco could save as much as $305 a year, and GEICO policyholders might cut rates by $357 a year.

Remember that these prices are averaged for all drivers and vehicles and are not factoring in a rate surcharge for high school students. So the insurer that fits your needs best may not even be in the list above. That is why you need to compare prices as often as possible using your own individual information.

How to get discounts on Wyoming car insurance rates

<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/best-car-insurance-high-school-students-wy.jpg" alt="Cheaper Wyoming auto insurance for teenagers”/>Insurance companies that sell the cheapest auto insurance for high school students in Wyoming may have policy discounts that may potentially lower prices by 25% or more if you meet specific criteria. A list of companies and a partial list of their discounts are shown below.

• AAA may offer discounts for pay-in-full, good driver, anti-theft, AAA membership discount, multi-policy, and education and occupation.
• Progressive includes discounts for homeowner, continuous coverage, multi-policy, online quote discount, good student, and multi-vehicle.
• State Farm has savings for passive restraint, multiple autos, defensive driving training, accident-free, Steer Clear safe driver discount, driver’s education, and anti-theft.
• Esurance discounts include paid-in-full, online quote, good driver, online shopper, good student, and multi-car.
• Nationwide offers discounts for defensive driving, easy pay, multi-policy, Farm Bureau membership, and business or organization.

The chart below shows the comparison of auto insurance costs with and without discounts applied to the policy premium. The premium estimates are based on a male driver, no claims, a clean driving record, Wyoming state minimum liability limits, full physical damage coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with good student, anti-theft, passive restraint, paperless filing, vehicle safety, and paid-in-full discounts applied. When drivers take advantage of discounts, the the average yearly reduction on auto insurance for high school students is 28% or $665.

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Does Allstate, Geico, State Farm, or Progressive have the cheapest car insurance?

When comparing rates for auto insurance, four companies to consider are Allstate, Geico, State Farm, and Progressive. Between them, they make up over 48% of all vehicles in the U.S.. All offer liability and physical damage insurance, but each one has a distict selection of optional coverages and features that may steer you one way or another. The following table illustrates ratings for price and service, as well as some optional coverages that are available for buyers.