Who Has the Cheapest Insurance Quotes for a Chevrolet Equinox in Pennsylvania?

Anytime the topic is car insurance, the word affordable shouldn’t be used anywhere to describe car insurance rates. Please forgive the oxymoron, but cheap car insurance for a Chevrolet Equinox is not easy to find. But don’t despair, because we are going to show you some ways you can get auto insurance that is easy on your budget.

The likelihood of finding cheap auto insurance for a Chevrolet Equinox in Pennsylvania is contingent on a calculation that uses factors such as age of the driver, if you currently have coverage, and the deductible amount you use. Drivers in Pennsylvania will pay on average $890 annually to insure a Chevrolet Equinox, but that price is an approximation rating a 40-year-old married female with full coverage and $500 deductibles.

But there is a high likelihood that you are not 40 and possibly not even female, maybe you are single instead of married, or maybe your driving record isn’t squeaky clean. Even a minor difference in policy rating criteria or coverages can precipitate large changes in the coverage rate.

Auto insurance is not the same for everyone, so the way we recommend to find the cheapest rates for your Chevrolet is to get into the habit of comparing rates once a year. It only takes a few minutes and you can get rates from some of the most affordable companies that insure vehicles in Pennsylvania.

Find Cheaper Chevrolet Equinox Insurance

The specific trim level will influence the insurance rate, so the price you pay to insure a Equinox LS 2WD trim level will cost $84 less than the insurance cost for the more expensive Equinox LTZ AWD version, as shown in the table below.

Prices above based on married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Pennsylvania minimum liability limits. Discounts applied include homeowner, multi-policy, multi-vehicle, claim-free, and safe-driver. Prices do not factor in specific zip code location which can increase or decrease prices greatly.

Comparing rates for affordable car insurance is not the easiest thing to accomplish, and deciding which companies quote the cheapest insurance rates for a Chevrolet Equinox will involve even more diligence.

Each auto insurer has their own unique process for filing rates in each state, so first let’s look at the rankings for the insurance companies that tend to have lower prices in Pennsylvania.

Find Cheaper Auto Insurance for Your Equinox

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General Casualty offers some of the cheapest car insurance rates in Pennsylvania at around $740 annually. Travelers, Erie, Penn National, and USAA would also make the list of some of the lowest-priced Pennsylvania auto insurance companies.

In the rate table above, if you currently have a policy with Penn National and switched to Travelers, you may see an annual savings of upwards of $29. Policyholders with USAA may save as much as $30 a year, and Auto-Owners customers might reduce prices by as much as $176 a year.

Understand that those premium estimates are averages for all ages of drivers and types of vehicles and and are not calculated with a specific rate value for a Chevrolet Equinox. So the company that is most affordable for your situation may not even be shown in the above rate chart. That emphasizes why you need to get auto insurance quotes using your own individual information.

The illustration below illustrates how your choice of deductibles can impact annual premium costs when researching cheap insurance for a Chevrolet Equinox. The data assumes a married male driver, comp and collision included, and no policy discounts are applied.

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As shown above, a 50-year-old driver could reduce rates by $274 a year by changing from a $100 deductible to a $500 deductible, or save $414 by selecting a $1,000 deductible. Young drivers, such as the 20-year-old chart data, could lower their rates $916 or more by choosing a higher deductible. If you do make the decision to raise your deductibles, it is necessary to have additional savings on hand to pay the extra out-of-pocket expense that deters many people from opting for higher deductibles.

Get discount Pennsylvania car insurance rates

Auto insurance companies that sell the cheapest insurance for a Chevrolet Equinox in Pennsylvania may also provide discounts that could potentially reduce rates by as much as 35% or more if you meet the requirements. A list of insurance companies and their possible discounts include:

• GEICO may include discounts for defensive driver, driver training, air bags, multi-vehicle, emergency military deployment, good student, and multi-policy.
• Mercury Insurance may have discounts that include professional/association, multi-car, ease of repair, good driver, low natural disaster claims, and location of vehicle.
• Farmers Insurance offers discounts for good student, multi-car, teen driver, mature driver, business and professional, and switch companies.
• Auto-Owners Insurance has discounts for air bags, company car, multiple vehicles, group or association, safe driver, and anti-lock brakes.
• Liberty Mutual discounts include good student, preferred payment discount, newly married, new graduate, and hybrid vehicle.
• SAFECO policyholders can earn discounts including safe driver, bundle discounts, multi-car, teen safety rewards, and accident prevention training.
• Progressive offers premium reductions for continuous coverage, multi-policy, multi-vehicle, good student, and homeowner.
• USAA includes discounts for new vehicle, good student, defensive driver, driver training, multi-policy, multi-vehicle, and military installation.

The illustration below visualizes the comparison of yearly insurance costs with and without discounts applied. The rates are based on a male driver, no claims or driving violations, Pennsylvania state minimum liability limits, comprehensive and collision coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, safe-driver, vehicle safety, accident-free, multiple policy, and homeowner discounts applied. When discounts are applied, the the amount saved on insurance for a Chevrolet Equinox is 28% or $616.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 3831,2759],[‘Age 30’, 1983,1447],[‘Age 40’, 1969,1429],[‘Age 50’, 1789,1297],[‘Age 60’, 1729,1255],[‘Age 70’, 2093,1513]]);var options = {title: ‘Insurance Rate Comparison with Discounts for a Chevrolet Equinox’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Chevrolet Equinox in Pennsylvania’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}