When buying car insurance for college grads, one of the key considerations that helps car insurance companies calculate the policy price is your zip code in Wyoming. Regions with larger populations or more claims like Newcastle, Worland, and Riverton are more likely to have higher rates, whereas areas with less traffic congestion and claims can boast about having cheaper rates.
The next table displays the most expensive cities in Wyoming for college graduates to buy an auto insurance policy in.
Rank | City | Premium Per Year |
---|---|---|
1 | Newcastle | $1,218 |
2 | Lander | $1,216 |
3 | Worland | $1,211 |
4 | Gillette | $1,209 |
5 | Riverton | $1,207 |
6 | Wheatland | $1,204 |
7 | Laramie | $1,197 |
8 | Rock Springs | $1,196 |
9 | Jackson | $1,194 |
10 | Rawlins | $1,191 |
11 | Cody | $1,186 |
12 | Green River | $1,183 |
13 | Fox Farm-College | $1,177 |
14 | Evanston | $1,176 |
15 | Powell | $1,175 |
16 | Buffalo | $1,172 |
17 | Torrington | $1,168 |
18 | Douglas | $1,168 |
19 | Cheyenne | $1,167 |
20 | Warren AFB | $1,144 |
21 | South Greeley | $1,141 |
22 | Ranchettes | $1,133 |
23 | Mills | $1,128 |
24 | Casper | $1,127 |
25 | Sheridan | $1,121 |
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Rates are estimated as the specific garaging location can raise or lower auto insurance rates substantially.
Establishing which companies offer the best auto insurance rates for college graduates may require more work in order to find the best policy.
Each auto insurer has their own process for determining rates, so we will examine the most affordable auto insurance companies in Wyoming. It’s important to know that Wyoming auto insurance rates are determined by lots of factors that may substantially change the price you pay for coverage. Simply getting older, having a teen driver, or getting a few speeding tickets may generate price changes that can cause some rates to be cheaper than others.
Find Cheaper Auto Insurance for Grads
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USAA may have some of the best car insurance rates in Wyoming at around $624 a year. The Hartford, Safeco, GEICO, and National Farmers Union are also some of the more affordable Wyoming insurance companies.
As depicted above, if you currently have a policy with Safeco and switched to USAA, you might see yearly savings of roughly $322. Customers with GEICO may save as much as $364 a year, and National Farmers Union policyholders might realize rate reductions of up to $386 a year.
It’s important to note that these estimates are averaged across all insureds and vehicles and do not take into consideration a price discount for college graduates. So the auto insurance company that can offer you the best rate may not even be in the above list. That points out the importance of why you need to compare rates from as many companies as possible using your own specific driver information and vehicle.
If you are looking for the best auto insurance, some of the first companies to look at are Allstate, State Farm, Geico, and Progressive. They all have your normal coverages like liability, comprehensive, and collision, but each one offers different optional coverages and features that buyers can select from. The table below rates price and claims rank as well as some different options .
Allstate | State Farm | Geico | Progressive | |
---|---|---|---|---|
Customer Satisfaction | 2nd | 4th | 1st | 3rd |
Discounts Available | 1st | 3rd | 2nd | 4th |
Overall Price | 4th | 2nd | 1st | 3rd |
Claims Handling | 1st | 2nd | 3rd | 4th |
U.S. market share | 10% | 18.3% | 11.4% | 8.8% |
Recommend by customers | 86% | 88% | 87% | 88% |
A.M. Best financial rating | A+ | A++ | A++ | A+ |
New car replacement insurance | Yes | No | No | No |
Accident forgiveness coverage | Yes | No | Yes | Yes |
Breakdown insurance | No | No | Yes | Yes |
Usage-based rating | Yes | Yes | No | Yes |
Coverage for ridesharing | Yes | Yes | Yes | Yes |
Emergency roadside assistance | Yes | Yes | Yes | Yes |
Insure in Wyoming | Yes | Yes | Yes | Yes |
Insurance Agents | Only buy from Allstate agents | State Farm exclusive agents | Can buy online or use a Geico agent | Indpendent agents or online |
Number of agents | 11,000+ | 18,000+ | 150+ | 30,000+ |
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