Best Cheap Auto Insurance for Felons in West Virginia

For felons, one of the big factors used to calculate the price of your policy is where you live in West Virginia. Areas that are more densely populated like Bluefield, Pea Ridge, and Beckley tend to have higher rates, whereas areas with less congestion generally pay lower car insurance rates.

The table below illustrates the most costly cities in West Virginia for felons in which to purchase auto insurance.

Rates are estimated as the vehicle garaging location can raise or lower prices significantly.

Finding dependable, cost effective insurance is hard enough, and figuring out which insurers offer the lowest-priced auto insurance rates for felons will require even more perseverance. Every car insurance company uses their own formula to set their prices, so first we will examine the overall cheapest auto insurance companies in West Virginia.

Keep in mind that West Virginia auto insurance rates are based on many factors which can substantially change the cost of a policy. This price variation is why it is critical to perform an extensive rate comparison when trying to get the cheapest insurance rates for felons. Car insurance prices can be altered by many factors and change dramatically, so the cheapest option the last time you compared rates may now be wasting a lot of money.

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Erie normally has some of the cheapest car insurance rates in West Virginia at around $913 per year. The Hartford, State Auto, USAA, and Westfield would also make the list of some of the cheapest West Virginia insurance companies.

As the example above demonstrates, if you are currently insured with USAA and switched to Erie, you might achieve an annual premium reduction of upwards of $361. Policyholders with Westfield might save as much as $401 a year, and Progressive customers might realize rate reductions of up to $611 a year.

If you want to see how much you could save, click here to start a quote or click through to the companies below.

Understand that those policy rates are averages across all types of drivers and the different vehicles they drive and are not factoring in a price discount for felons. So the car insurance company that fits your situation best may not even be included in the above list. That illustrates why you need to compare as many prices as possible using your own driver data and vehicle information.

Everyone has different tastes in autos, and the style of vehicle requiring coverage is one of the largest considerations that determines if you can find cheaper car insurance for felons. Vehicles with lower performance, advanced safety features, or a low likelihood of liability claims will cost less to insure than fast, unsafe models.

The information below shows car insurance premiums for a number of the most affordable automobiles to buy coverage for.

Data rating is based on single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and West Virginia minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, claim-free, and multi-vehicle. Rate information does not factor in garaging location in West Virginia which can revise price quotes greatly.

Table data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and West Virginia minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, homeowner, and multi-policy. Rate information does not factor in garaging location in West Virginia which can impact coverage rates greatly.

Prices based on single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and West Virginia minimum liability limits. Discounts applied include multi-policy, claim-free, safe-driver, homeowner, and multi-vehicle. Table data does not factor in zip code location which can decrease or increase premiums noticeably.

The information below demonstrates how deductible levels can raise or lower insurance premiums when quoting cheap insurance for felons. The premiums are based on a married male driver, full coverage, and no other discounts are factored in.

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The chart above illustrates that a 50-year-old driver could lower their car insurance rates by $346 a year by increasing from a $100 deductible up to a $500 deductible, or save $522 by choosing a $1,000 deductible. Even younger insureds, like the Age 20 chart data, could lower their rates up to $1,162 annually by using a higher deductible. If you do make the decision to raise your deductibles, it’s a good idea to have plenty of discretionary funds to enable you to pay the extra out-of-pocket expense, which is the one shortcoming of high deductibles.