Best Cheap Auto Insurance for Postal Workers in Arkansas

Best Cheap Auto Insurance for Postal Workers in Arkansas

Because the topic is car insurance, the words “cheap” or “affordable” should not be used anywhere in the article as a descriptor for car insurance rates. Notwithstanding, cheap car insurance for postal workers can be hard, if not impossible, to find. Don’t get your dauber down, because we can show you some ways you can still find and buy car insurance that you are able to afford.

The vehicle requiring coverage is one of the largest considerations when consumers are trying to find the best cheap car insurance for postal workers in Arkansas. Vehicles with average performance, an excellent safety record, or a positive history of liability claims will cost significantly less to insure than adrenaline junky models. The information below estimates auto insurance costs for the cheaper automobiles to buy insurance for.

Insurance Rates for Popular Cars in Arkansas
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LTZ $968 $484 $81
Ford Focus S 4-Dr Sedan $878 $439 $73
Ford Fusion Sport 4-Dr Sedan $968 $484 $81
Hyundai Elantra GLS 4-Dr Sedan $948 $474 $79
Hyundai Sonata SE 4-Dr Sedan $1,012 $506 $84
Nissan Altima 2.5 4-Dr Sedan $900 $450 $75
Toyota Camry SE $948 $474 $79
Toyota Corolla S $948 $474 $79
Volkswagen Jetta SE 2.5 Station Wagon $898 $449 $75
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Data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, safe-driver, and multi-policy. Rates do not factor in zip code location which can change rates considerably.

Car Insurance Rates for Popular SUVs and Crossovers in Arkansas
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Acura MDX with Tech Package 4WD $988 $494 $82
BMW X5 3.0I AWD $988 $494 $82
Cadillac Escalade Platinum Edition 4WD $1,244 $622 $104
Chevrolet Traverse LTZ 2WD $850 $425 $71
Ford Escape XLT 2WD $760 $380 $63
Ford Explorer XLT 4WD $852 $426 $71
GMC Acadia SL AWD $852 $426 $71
Honda CR-V EX 2WD $760 $380 $63
Honda Pilot Touring 4WD $920 $460 $77
Jeep Grand Cherokee Limited 2WD $968 $484 $81
Kia Sportage LX $900 $450 $75
Lexus RX 350 2WD $1,102 $551 $92
Toyota Highlander 2WD $852 $426 $71
Toyota RAV4 Limited 4WD $900 $450 $75
Volvo XC90 3.2 2WD $968 $484 $81
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Data based on married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, homeowner, and multi-vehicle. Prices do not factor in vehicle garaging location which can influence prices noticeably.

Insurance Rates for Popular Pickup Trucks in Arkansas
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Colorado LT Crew Cab 4WD $830 $415 $69
Chevrolet Silverado 2500HD LTZ Crew Cab 4WD $968 $484 $81
Chevrolet Silverado LTZ Extended Cab 2WD $1,032 $516 $86
Dodge Ram 2500 Crew Cab ST 4WD $1,052 $526 $88
Dodge Ram Crew Cab Sport 2WD $1,052 $526 $88
Ford F-150 FX4 4WD $920 $460 $77
Ford F-350 Crew Cab Lariat 4WD $1,274 $637 $106
GMC Sierra 3500HD SLT Crew Cab 2WD $1,058 $529 $88
GMC Sierra SLE Extended Cab 4WD $968 $484 $81
Toyota Tundra Regular Cab 4WD $984 $492 $82
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Above prices assume married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, multi-vehicle, and claim-free. Estimates do not factor in vehicle location which can affect rates considerably.

Finding low-priced auto insurance is not most people’s favorite thing to do, and deciding which companies have the cheapest insurance rates for postal workers may require even more diligence. Every insurance company has a proprietary method for setting rates, so let’s take a look at the lowest cost insurance companies in Arkansas.

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Rankings for the cheapest car insurance companies in Arkansas
Rank Company Cost Per Year
1 USAA $991
2 Auto Club $1,035
3 Travelers $1,104
4 Southern Farm Bureau $1,189
5 State Farm $1,224
6 Columbia Insurance $1,272
7 Safeco $1,317
8 Farmers $1,342
9 Cameron Mutual $1,369
10 State Auto $1,390
11 Auto-Owners $1,415
12 Shelter $1,476
13 Progressive $1,626
14 GEICO $1,815
15 Nationwide $2,071
16 Liberty Mutual $2,186
17 MetLife $2,441
18 ALFA $2,504
19 Allstate $2,565
20 Home State $2,664
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USAA generally has some of the lowest car insurance rates in Arkansas at around $991 annually. Auto Club, Travelers, Southern Farm Bureau, and State Farm would also be considered some of the most economical Arkansas car insurance companies.

As the rates illustrate above, if you buy coverage from Auto Club and switched to USAA, you might see an annual savings of in the vicinity of $44. Policyholders with Travelers may save as much as $113 a year, and Southern Farm Bureau customers might cut rates by $198 a year.

These policy rates are averaged for all types of insureds and vehicles and do not take into consideration a rate discount for postal workers. So the insurer that can offer you the best rate may not even be included in the chart above. That point stresses why you need to get auto insurance quotes using your own specific driver and vehicle information.

Which car insurance company is best?

If you’re looking for the best auto insurance for postal employees in Arkansas, four companies to definitely compare rates with are State Farm, Progressive, Geico, and Allstate. When combined, they make up almost half of all vehicles in the U.S.. All four can cover your vehicle for liability and physical damage, but each one has different features and discounts that buyers can select from. The following table ranks price and claims rank as well as some different options you can expect with each one.

Ratings for State Farm, Progressive, Geico, and Allstate
State Farm Progressive Geico Allstate
Policy Discounts 3rd 4th 2nd 1st
Policy Cost 2nd 3rd 1st 4th
Handling of Claims 2nd 4th 3rd 1st
Customer Satisfaction 4th 3rd 1st 2nd
U.S. market share 18.3% 8.8% 11.4% 10%
A.M. Best financial rating A++ A+ A++ A+
Mechnical breakdown No Yes Yes No
Emergency roadside assistance Yes Yes Yes Yes
Accident forgiveness coverage No Yes Yes Yes
Usage-based insurance Yes Yes No Yes
Uber and Lyft insurance Yes Yes Yes Yes
New car replacement insurance No No No Yes
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