Best Cheap Car Insurance Quotes for Real Estate Agents in Iowa

Best Cheap Car Insurance Quotes for Real Estate Agents in Iowa

When shopping for cheaper insurance for realtors, one of the many components that help set the price of your policy is your address in Iowa. Cities that have higher claim levels or more people like Council Bluffs, Des Moines, and Bettendorf are more likely to have higher rates, whereas areas that tend to be more rural benefit from having to pay less for coverage.

The next table shows the higher priced cities in Iowa for real estate agents to purchase a policy in.

Most expensive Iowa cities for auto insurance
Rank City Annual Premium
1 Council Bluffs $1,238
2 Sioux City $1,181
3 Des Moines $1,152
4 Davenport $1,145
5 Bettendorf $1,094
6 Fort Dodge $1,092
7 Dubuque $1,077
8 Ottumwa $1,065
9 Cedar Falls $1,059
10 Urbandale $1,056
11 Marshalltown $1,050
12 Waterloo $1,040
13 Muscatine $1,040
14 Clinton $1,034
15 Burlington $1,028
16 Cedar Rapids $1,027
17 West Des Moines $1,026
18 Ankeny $1,023
19 Mason City $1,020
20 Clive $1,019
21 Marion $994
22 Johnston $992
23 Iowa City $985
24 Ames $965
25 Coralville $956
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Rates are estimated as the garaging address in Iowa can influence premium rates considerably.

Establishing which companies offer the lowest-priced auto insurance rates for real estate agents may require a bit more work in order to find the most economical policy. Each auto insurance company has a proprietary method to set their prices, so let’s examine the auto insurance companies that tend to have lower prices in Iowa.

It’s important that readers know that Iowa auto insurance rates are determined by lots of factors that may substantially change the price you have to pay. Turning one year older, buying higher coverage limits, or getting a few speeding tickets may generate price changes resulting in some companies being cheaper in comparison to the competition.

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Cheapest Iowa auto insurance companies
Rank Company Cost Per Year
1 Partners Mutual $684
2 USAA $690
3 Western National $785
4 Allied $811
5 Hastings Mutual $871
6 Nationwide $916
7 State Farm $918
8 Auto-Owners $920
9 Farm Bureau Mutual $985
10 Travelers $990
11 Cameron Mutual $1,003
12 GEICO $1,044
13 Farmers $1,065
14 Progressive $1,084
15 Pekin Insurance $1,109
16 EMC $1,159
17 American Family $1,203
18 General Casualty $1,211
19 Grinnell $1,242
20 MetLife $1,272
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Partners Mutual offers some of the most affordable car insurance rates in Iowa at around $684 annually. USAA, Western National, Allied, and Hastings Mutual also are some of the cheaper Iowa insurance companies.

In the above rates, if you are insured with Western National and switched to Partners Mutual, you may see savings of in the vicinity of $101. Policyholders with Allied might save as much as $127 a year, and Hastings Mutual customers might lower prices by up to $187 a year.

To compare your rates to other Iowa insurance companies, click here or visit any of the companies below.

Understand that those premiums are averages across all drivers and vehicles and and are not calculated with a price decrease for real estate agents. So the car insurance company that is best suited for you may not even be shown in the chart above. That point stresses why you need to quote rates from many companies using your own driver data and vehicle information.

Selecting a highly-rated insurer can be challenging considering how many companies provide coverage in Iowa. The rank data in the next section may help you analyze which auto insurance companies to look at when looking for cheaper rates. These ratings are only made up of companies who write in the majority of U.S. states, so companies without a large exposure are not taken into consideration for the list.

Top Auto Insurance Companies for Real Estate Agents
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 99 100 90 92% A++ 97.4
21st Century 89 86 100 88% A 92.7
GEICO 97 91 88 85% A++ 92.5
Nationwide 88 94 91 88% A+ 91.3
AAA Insurance 93 87 88 87% A 90.8
Liberty Mutual 91 91 92 87% A 90.7
Safeco Insurance 90 93 88 86% A 90.2
State Farm 91 94 80 88% A++ 90.2
Travelers 89 91 94 79% A++ 90.1
American Family 88 92 83 88% A 89.4
Allstate 90 90 84 85% A+ 89.1
Progressive 83 85 99 87% A+ 88.7
The Hartford 87 89 84 87% A+ 88
Esurance 84 88 85 83% A+ 86
Farmers Insurance 79 88 84 87% A 84.7
The General 88 80 85 80% A- 84.5
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Data Source: Insure.com Best Car Insurance Companies

How to find budget-friendly auto insurance for real estate agents

The list below summarizes a few penny-pinching suggestions that can help you get cheaper auto insurance.

  • Buy vehicles with five-star safety ratings
  • Raise deductibles to save money
  • Just one traffic violation will increase your rates
  • Do not pay for full coverage if not needed
  • Clean up your credit
  • Remain accident-free and save
  • Shop around for cheaper prices often

That last piece of advice is very important, as we emphasized in the article above. Auto insurance rates in Iowa go up and down frequently, so drivers shouldn’t be resistant to change insurance companies if a cheaper price is available. We understand brand loyalty, but is isn’t recommended if that loyalty ends up costing thousands of dollars over the life of your policy. In just a couple of minutes you could compare rates and find cheaper insurance for real estate agents.