Best Cheap Car Insurance Quotes for Welfare Recipients in Washington

When talking about auto insurance, the words “cheap” or “affordable” shouldn’t be used anywhere in the article. It’s just reality that cheap car insurance for welfare recipients does not exist. Don’t let that discourage you, because we will tell you how you can still find insurance that is more budget-friendly.

The vehicle model to be insured is a significant factor when looking for the best coverage for welfare recipients. Vehicles with high performance, poor crash test ratings, or a high likelihood of having liability claims will cost quite a bit more to insure than more economical and safe models. The next tables ranks auto insurance premiums for the most economical automobiles to buy coverage for.

Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, homeowner, and safe-driver. Table data does not factor in vehicle garaging location which can impact premium rates noticeably.

Premium data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, homeowner, and safe-driver. Information does not factor in specific zip code location which can revise insurance rates noticeably.

Above prices assume single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, homeowner, and multi-vehicle. Prices do not factor in vehicle location which can revise price quotes greatly.

Deciding which companies quote the cheapest insurance rates for welfare recipients takes a bit more work in order to find the best price. Each company has a unique formula to determine rates, so let’s rank the insurance companies with the overall cheapest rates in Washington.

It’s important to know that Washington insurance rates are determined by lots of factors which can substantially decrease or increase your annual premium. Getting older, buying a new vehicle, or getting a couple of tickets can produce rate changes that can cause some rates to be cheaper than competitors.

Best Insurance Companies in Washington

Compare Rates and Save

google.charts.setOnLoadCallback(drawWAT5qcibChart);function drawWAT5qcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }], [‘Capital’, 777, ‘#F08550’], [‘Grange’, 838, ‘#C86E42’], [‘PEMCO’, 974, ‘#A65B37’], [‘Nationwide’, 981, ‘#8A4B2D’], [‘Travelers’, 1008, ‘#733E25’]]);var options = {title: ‘Top Five Low-Priced Auto Insurance Companies in Washington’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:1108,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibt5cic’));chart.draw(view, options);}

Capital offers some of the best car insurance rates in Washington at around $777 each year. Grange, PEMCO, Nationwide, and Travelers also rank well as some of the lowest-priced Washington auto insurance companies.

As the example above demonstrates, if you are insured with PEMCO and switched to Capital, you might see a yearly price reduction of upwards of $197. Customers with Nationwide might save as much as $204 a year, and Travelers policyholders might realize rate reductions of up to $231 a year.

If you want to find out if you’re overpaying, click here to get a free quote or quote rates from the companies below.

Be aware that those prices are averaged for all drivers and vehicles and and are not figured with a price decrease for welfare recipients. So the car insurance company that has the cheapest price for you may not even be shown in the list of companies above. That point stresses why you need to compare rates from multiple companies using your own specific driver information and vehicle.

For Washington drivers, one of the things that control the price you pay for insurance is the neighborhood you call home in Washington. Larger areas like Tacoma, Lakewood, and Renton tend to have more expensive auto insurance rates, whereas areas with lower crime rates and fewer weather claims generally benefit from lower insurance rates.

The table below sorts the priciest cities in Washington for welfare recipients in which to buy car insurance.

Rate quotes are comparative as specific Washington garaging address can raise or lower coverage prices greatly.

Finding the best car insurance provider can be challenging considering how many companies are available to choose from in Washington. The company rank data shown next can help you select which coverage providers to look at purchasing a policy from. The ratings below are only made up of the largest companies in the United States, so companies with more of a regional focus are not taken into consideration for the list.

Top 10 Large Auto Insurance Providers in Washington Ranked by A.M. Best Rating

1. USAA – A++
2. Travelers – A++
3. GEICO – A++
4. State Farm – A++
5. The Hartford – A+
6. Esurance – A+
7. Nationwide – A+
8. Allstate – A+
9. Titan Insurance – A+
10. Progressive – A+

Top 10 Large Auto Insurance Providers Overall in Washington

1. USAA
2. American Family
3. State Farm
4. The Hartford
5. AAA Insurance
6. GEICO
7. The General
8. Titan Insurance
9. Progressive
10. Allstate

Responsible drivers pay cheaper Washington insurance rates

The easiest method to get the most affordable insurance prices for drivers on welfare is to drive safely and have a clean driving record. The diagram below demonstrates how citations and at-fault claims influence car insurance rates for each different age group. The prices are based on a single female driver, comp and collision included, $500 deductibles, and no other discounts are factored in.

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In the prior example, the average cost of car insurance in Washington per year with no accidents or violations is $1,328. Receive one speeding ticket and the average cost swells to $1,504, an increase of $176 each year. Then include one accident along with the one speeding ticket and the 12-month cost of insurance for welfare recipients goes up to an average of $1,995. That’s an increase of $667, or $56 per month, just for being a little careless behind the wheel!

Is Geico, Allstate, Progressive, or State Farm cheaper?

If you’re looking for the cheapest car insurance for drivers on welfare, four companies to take a look at are Geico, Allstate, Progressive, and State Farm. The following table ranks pricing and service ratings, plus some optional coverages that you can purchase from each one.