Best Cheap Insurance for a Mazda CX-7 in West Virginia

Buying affordable insurance for a Mazda CX-7 in West Virginia relies on a complex formula that considers things like annual miles driven, your credit history, and if your driving record shows any at-fault accidents. Drivers in West Virginia pay an average of $920 a year to buy insurance for a Mazda CX-7, but that cost is a projection that uses rate data for a 50-year-old single male that includes full comprehensive and collision coverage and $1,000 physical damage deductibles.

It’s more than likely that you are not 50 and maybe not even a male, possibly married instead of single, or maybe you prefer to not insure for full coverage. This example demonstrates why the most reliable way to find the most affordable coverage for your Mazda is to do the rate comparisons yourself.

Find Cheaper Mazda CX-7 Insurance

Vehicle trim level impacts the annual cost of coverage, so the cost to insure a CX-7 SV 2WD model will be $96 cheaper than the insurance cost for the high end CX-7 Grand Touring 4WD trim level, as demonstrated by the prices below.

Table data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and West Virginia minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, homeowner, and multi-vehicle. Table data does not factor in zip code location which can change rates noticeably.

Deciding which companies have the cheapest car insurance rates for a Mazda CX-7 involves a little more sweat than just comparing rates from one or two companies.

Every insurance provider uses different criteria for filing rates in each state, so we need to take a look at the most affordable car insurance companies in West Virginia. It’s important to understand that West Virginia car insurance rates are based on many factors that can increase the cost of coverage. Simply having a birthday, having a teenage driver, or getting a driving violation can cause premium changes resulting in some companies being more affordable than before.

Find Cheaper Auto Insurance for Your CX-7

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Erie quotes some of the cheapest car insurance rates in West Virginia at around $913 annually. The Hartford, State Auto, Westfield, and USAA would also be considered some of the cheaper West Virginia car insurance companies.

As shown in the table above, if you are a customer of The Hartford and switched to Erie, you could realize an annual premium reduction of upwards of $136. Drivers with State Auto may save as much as $316 a year, and Westfield customers might see rate reductions of $401 a year.

If you want to see how much you could save, click here to begin a quote or quote prices from the following companies.

Understand that those rates are averaged across all types of insureds and vehicles and are not factoring in a specific rating modification for a Mazda CX-7. So the insurer that can offer the best rates for your situation may not even be featured in the list above. That point stresses why you need to compare rates from as many companies as possible using your own driver data and vehicle information.

Discounts on West Virginia insurance rates

Auto insurance companies that offer the best cheap insurance for a Mazda CX-7 in West Virginia may also give you policy discounts that may potentially lower prices by as much as 25% or more if you meet eligibility requirements. The best car insurance companies and a selection of discounts are:

• Progressive may include discounts for homeowner, multi-vehicle, multi-policy, good student, online quote discount, online signing, and continuous coverage.
• SAFECO offers discounts including teen safe driver, safe driver, drive less, homeowner, accident prevention training, and teen safety rewards.
• American Family has savings for mySafetyValet, accident-free, early bird, air bags, bundled insurance, and TimeAway discount.
• MetLife discounts include accident-free, good student, defensive driver, claim-free, and multi-policy.
• GEICO offers discounts for daytime running lights, federal employee, air bags, multi-vehicle, and defensive driver.
• The Hartford has discounts for good student, defensive driver, anti-theft, bundle, driver training, and vehicle fuel type.

The diagram below visualizes the comparison of insurance costs with and without some available policy discounts. The information is based on a male driver, a clean driving record, no at-fault accidents, West Virginia state minimum liability limits, full coverage, and $1,000 deductibles.

The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with multiple policy, anti-theft, multiple vehicle, accident-free, homeowner, and passive restraint discounts applied. When drivers take advantage of discounts, the average savings per year on car insurance for a Mazda CX-7 is 28% or $516.

How to find cheaper auto insurance for a Mazda CX-7

The list below details a few thrifty solutions that can help West Virginia drivers buy more affordable coverage.

• Bundle home and auto and earn a discount
• Get cheaper liability coverage by choosing a safer vehicle
• Clean up your credit
• Increase deductibles to save money
• Assess whether full coverage is needed
• Avoid filing excessive claims
• Compare rates regularly to ensure the best deal

That last idea is extremely significant, as was discussed in this write-up. Insurance prices can change in a short period of time, so don’t be tentative to buy from a different company if a lower price can be found.

We understand brand loyalty, but it’s not recommended if that loyalty ends up costing money that could be used for better things. Take a couple minutes and compare prices and find cheaper car insurance for a Mazda CX-7.