Best Cheap Insurance Quotes for a Hyundai Elantra in Utah

Best Cheap Insurance Quotes for a Hyundai Elantra in Utah

The chances of finding cheaper insurance for a Hyundai Elantra in Utah relies on a large number of factors like how old the Elantra is, whether or not you have prior claims, and your motor vehicle report. Utah drivers pay around $840 per year for Elantra insurance, but that policy rate is a projection rating a 50-year-old single female driver that wants full coverage including both comprehensive and collision and $100 policy deductibles.

There’s a good chance you’re not a 50-year-old female, married instead of single, or you want lower deductibles. What people think is a minor change in rating factors can cause large differences in the coverage rate.

Every driver has different characteristics, so the most reliable way to find cheap insurance rates for your Hyundai is to take your time and compare rates from as many companies as possible.

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Your Hyundai’s trim level tends to have a direct effect on the yearly cost, so the rate you will pay to insure a Elantra GLS Touring Station Wagon will be $98 less expensive the cost to insure the higher-end Elantra SE Touring Station Wagon model, as shown below.

Hyundai Elantra Insurance Rates in Utah
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Elantra GLS Touring Station Wagon $172 $336 $258 $16 $76 $858 $72
Elantra Blue 4-Dr Sedan $172 $480 $302 $18 $90 $1,062 $89
Elantra GLS 4-Dr Sedan $198 $480 $302 $18 $90 $1,088 $91
Elantra SE 4-Dr Sedan $198 $480 $302 $18 $90 $1,088 $91
Elantra SE Touring Station Wagon $198 $408 $258 $16 $76 $956 $80
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Data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Utah minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, homeowner, and safe-driver. Rate information does not factor in garaging location in Utah which can revise rates significantly.

Finding the highest-rated insurance company is difficult considering how many different companies insure vehicles in Utah. The company information displayed below may help you pick which auto insurers you want to consider comparing price quotes from.

These rankings are only made up of the companies with a significant amount of written premium nationwide, so smaller companies that only insure vehicles in Utah are not taken into consideration for the list. To check rates from these and other competitive companies, just click here.

Top 10 Major Auto Insurers in Utah Ranked by Claims Service

  1. State Farm
  2. Esurance
  3. AAA Insurance
  4. Progressive
  5. GEICO
  6. Liberty Mutual
  7. Allstate
  8. The Hartford
  9. The General
  10. 21st Century

Top 10 Major Auto Insurers in Utah Ranked by Customer Service

  1. GEICO
  2. State Farm
  3. The Hartford
  4. The General
  5. Progressive
  6. Allstate
  7. AAA Insurance
  8. American Family
  9. Nationwide
  10. Liberty Mutual

Top Companies for Hyundai Elantra Insurance in Utah

Discounts on the best cheap insurance for a Hyundai Elantra in Utah

Save on car insurance for an Elantra in UtahAuto insurance companies that offer cheap quotes for a Hyundai Elantra may provide premium discounts that can lower rates by 30% or more if you are eligible to receive them. A few popular companies and a summarized list of policyholder discounts are outlined below.

  • Mercury Insurance may offer discounts for ease of repair, annual mileage, low natural disaster claims, accident-free, type of vehicle, location of vehicle, and good driver.
  • Farmers Insurance offers premium reductions for switch companies, youthful driver, distant student, teen driver, alternative fuel, and pay in full.
  • Farm Bureau offers discounts for renewal discount, good student, safe driver, 55 and retired, multi-policy, and youthful driver.
  • State Farm may include discounts for defensive driving training, accident-free, safe vehicle, Steer Clear safe driver discount, and good driver.
  • Allstate has discounts for senior citizen, eSmart discount, good payer, FullPay discount, and anti-theft.
  • GEICO policyholders can earn discounts including multi-vehicle, anti-theft, air bags, seat belt use, and driver training.

The example below compares insurance rates with and without discounts. The data assumes a female driver, a clean driving record, no claims, Utah state minimum liability limits, comprehensive and collision coverage, and $100 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second shows the rates with vehicle safety, marriage, multiple policy, accident-free, homeowner, and anti-theft discounts applied. When drivers take advantage of discounts, the the amount saved on car insurance for a Hyundai Elantra is 28% or $507.

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Company comparison: Progressive vs State Farm vs Geico vs Allstate

When researching insurance for an Elantra in Utah, the first places to look would be Progressive, State Farm, Geico, and Allstate. If you put them all together, they insure almost half of the car insurance market in the United States. All four can cover your vehicle for liability and physical damage, but each one has different optional coverages and features that you can choose from. The data below shows ratings for price and service, as well as some optional coverages that are available for customers.

Comparison of Progressive, State Farm, Geico, and Allstate
Progressive State Farm Geico Allstate
Claims Service 4th 2nd 3rd 1st
Client Satisfaction 3rd 4th 1st 2nd
Number of Discounts 4th 3rd 2nd 1st
Overall Cost 3rd 2nd 1st 4th
Amount of market share 8.8% 18.3% 11.4% 10%
Percent of customers who recommend 88% 88% 87% 86%
A.M. Best rating A+ A++ A++ A+
New car replacement coverage No No No Yes
Rate for vehicle usage Yes Yes No Yes
Roadside assistance Yes Yes Yes Yes
Breakdown insurance Yes No Yes No
Coverage for ridesharing Yes Yes Yes Yes
Accident forgiveness coverage Yes No Yes Yes
Available in Utah Yes Yes Yes Yes
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