The chances of finding cheaper insurance for a Hyundai Elantra in Utah relies on a large number of factors like how old the Elantra is, whether or not you have prior claims, and your motor vehicle report. Utah drivers pay around $840 per year for Elantra insurance, but that policy rate is a projection rating a 50-year-old single female driver that wants full coverage including both comprehensive and collision and $100 policy deductibles.
There’s a good chance you’re not a 50-year-old female, married instead of single, or you want lower deductibles. What people think is a minor change in rating factors can cause large differences in the coverage rate.
Every driver has different characteristics, so the most reliable way to find cheap insurance rates for your Hyundai is to take your time and compare rates from as many companies as possible.
Your Hyundai’s trim level tends to have a direct effect on the yearly cost, so the rate you will pay to insure a Elantra GLS Touring Station Wagon will be $98 less expensive the cost to insure the higher-end Elantra SE Touring Station Wagon model, as shown below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Elantra GLS Touring Station Wagon | $172 | $336 | $258 | $16 | $76 | $858 | $72 |
Elantra Blue 4-Dr Sedan | $172 | $480 | $302 | $18 | $90 | $1,062 | $89 |
Elantra GLS 4-Dr Sedan | $198 | $480 | $302 | $18 | $90 | $1,088 | $91 |
Elantra SE 4-Dr Sedan | $198 | $480 | $302 | $18 | $90 | $1,088 | $91 |
Elantra SE Touring Station Wagon | $198 | $408 | $258 | $16 | $76 | $956 | $80 |
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Data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Utah minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, homeowner, and safe-driver. Rate information does not factor in garaging location in Utah which can revise rates significantly.
Finding the highest-rated insurance company is difficult considering how many different companies insure vehicles in Utah. The company information displayed below may help you pick which auto insurers you want to consider comparing price quotes from.
These rankings are only made up of the companies with a significant amount of written premium nationwide, so smaller companies that only insure vehicles in Utah are not taken into consideration for the list. To check rates from these and other competitive companies, just click here.
Auto insurance companies that offer cheap quotes for a Hyundai Elantra may provide premium discounts that can lower rates by 30% or more if you are eligible to receive them. A few popular companies and a summarized list of policyholder discounts are outlined below.
The example below compares insurance rates with and without discounts. The data assumes a female driver, a clean driving record, no claims, Utah state minimum liability limits, comprehensive and collision coverage, and $100 deductibles.
The first bar for each age group shows the average annual price with no discounts. The second shows the rates with vehicle safety, marriage, multiple policy, accident-free, homeowner, and anti-theft discounts applied. When drivers take advantage of discounts, the the amount saved on car insurance for a Hyundai Elantra is 28% or $507.
google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 2697,1939],[‘Age 30’, 1853,1341],[‘Age 40’, 1717,1243],[‘Age 50’, 1505,1087],[‘Age 60’, 1455,1053],[‘Age 70’, 1705,1229]]);var options = {title: ‘Effect of Discounts on Insurance Price for a Hyundai Elantra’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Hyundai Elantra in Utah’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}
When researching insurance for an Elantra in Utah, the first places to look would be Progressive, State Farm, Geico, and Allstate. If you put them all together, they insure almost half of the car insurance market in the United States. All four can cover your vehicle for liability and physical damage, but each one has different optional coverages and features that you can choose from. The data below shows ratings for price and service, as well as some optional coverages that are available for customers.
Progressive | State Farm | Geico | Allstate | |
---|---|---|---|---|
Claims Service | 4th | 2nd | 3rd | 1st |
Client Satisfaction | 3rd | 4th | 1st | 2nd |
Number of Discounts | 4th | 3rd | 2nd | 1st |
Overall Cost | 3rd | 2nd | 1st | 4th |
Amount of market share | 8.8% | 18.3% | 11.4% | 10% |
Percent of customers who recommend | 88% | 88% | 87% | 86% |
A.M. Best rating | A+ | A++ | A++ | A+ |
New car replacement coverage | No | No | No | Yes |
Rate for vehicle usage | Yes | Yes | No | Yes |
Roadside assistance | Yes | Yes | Yes | Yes |
Breakdown insurance | Yes | No | Yes | No |
Coverage for ridesharing | Yes | Yes | Yes | Yes |
Accident forgiveness coverage | Yes | No | Yes | Yes |
Available in Utah | Yes | Yes | Yes | Yes |
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