Best Cheap Insurance Quotes for a Nissan Rogue in Maine

Our editors always tell us that when writing about car insurance, the words “cheap” or “affordable” really shouldn’t be used anywhere to describe car insurance rates. Notwithstanding, cheap car insurance for a Nissan Rogue is just plain contradictory. Don’t let that ruin your day, because we will tell you how you can find and buy auto insurance that you can fit into your budget.

Your ability to find cheaper auto insurance for a Nissan Rogue in Maine relies on a complicated formula that considers factors such as annual vehicle mileage, if you have maintained coverage continuously, and citations or violations on your driving record. Drivers in Maine on average pay approximately $630 per year to insure a Rogue, but that price is that uses rate data for a 40-year-old married male driver who requires full coverage and $100 policy deductibles.

When projecting a rate like this, the problem is that you are not 40 and possibly not even male, maybe you are single instead of married, or maybe you rent instead of own your home. Just a very minor change in the rating input factors can result in a big discrepancy in rates.

Auto insurance is not the same for everyone, so your best chance at finding the cheapest insurance price for your Nissan is to take your time and compare rates from as many companies as possible. Comparing quotes is easy and you will receive price comparisons from top-rated car insurance companies around.

Compare Rates and Save

The specific trim level tends to impact the yearly cost, so the price to insure a Rogue S 2WD model will be $52 less than the insurance cost for the more well-appointed Rogue SL AWD trim level, as shown in the chart below.

Above prices assume married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Maine minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, claim-free, and safe-driver. Rate information does not factor in vehicle location which can modify insurance rates greatly.

Maine auto insurance companies ranked

Picking a highly-rated insurance provider can be difficult considering how many choices you have in Maine. The company information in the lists below may help you analyze which insurers you want to consider to insure your vehicles.

The ratings below only include large insurance companies, so companies that may only write in Maine are not included in these rankings. To get rate quotes and find cheaper insurance for a Nissan Rogue, simply click here.

Cautious drivers save money

In a perfect world, the ideal way to receive the cheapest auto insurance rates for a Rogue is to be an attentive driver and avoid accidents and violations. The diagram below illustrates how speeding tickets and at-fault fender-benders can raise auto insurance rates for each different age group. The data is based on a married female driver, comp and collision included, $250 deductibles, and no other discounts are factored in.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and One Accident’],[‘Age 20’, 1489,1659,2137],[‘Age 30’, 1037,1207,1689],[‘Age 40’, 1027,1199,1679],[‘Age 50’, 905,1077,1557],[‘Age 60’, 863,1035,1513],[‘Age 70’, 931,1103,1579]]);var options = {title: ‘Effect of Citations and Accidents on Maine Nissan Rogue Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue in Maine’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the prior example, the average cost of auto insurance in Maine per year with no accidents and a clean driving record is $1,042. Add in one speeding ticket and the average cost swells to $1,213, an increase of $171 each year. Then include one accident along with the one speeding ticket and the 12-month cost of auto insurance for a Nissan Rogue jumps again to an average of $1,692. That’s an increase of $650, or $54 per month, just for being a less-than-perfect driver!

Types of discounts on Maine car insurance rates

Auto insurance companies that provide the best cheap insurance for a Nissan Rogue in Maine may also give you special discounts that could reduce prices by 40% or more if you meet certain criteria. Companies and the discounts they provide can be read below.

The example below visualizes the comparison of insurance premiums with and without discounts applied to the policy rates. The price estimates are based on a female driver, a clean driving record, no at-fault accidents, Maine state minimum liability limits, full physical damage coverage, and $250 deductibles. The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with vehicle safety, safe-driver, marriage, claim-free, multiple vehicle, and defensive driving course discounts applied. When these discounts are applied, the the average yearly reduction on auto insurance for a Nissan Rogue is 33% or $478.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 2023,1457],[‘Age 30’, 1387,1007],[‘Age 40’, 1293,939],[‘Age 50’, 1131,821],[‘Age 60’, 1095,793],[‘Age 70’, 1279,925]]);var options = {title: ‘Insurance Premium Comparison for a Nissan Rogue’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

How to find the best cheap insurance for a Nissan Rogue in Maine

The list below shows some thrifty suggestions that can help Maine drivers quote cheap coverage.

• Clean up your credit
• Safer vehicles generally have cheaper insurance rates
• Increase your physical damage deductibles
• Remain accident-free and save
• Avoid getting citations and tickets
• Compare rates once a year for cheaper prices

The last tip is notably valuable, as we noted in the article above. Prices adjust often, so don’t hesitate to switch companies if you can save money. Brand loyalty is not necessarily bad, but it isn’t a good idea if that stubbornness costs you thousands of dollars over the life of your policy. Now is a great time to compare rates to find cheaper car insurance for a Nissan Rogue.