Cheap Auto Insurance for High Mileage Drivers in Pennsylvania

The make and model of vehicle driven is one of the biggest factors when shopping for cheap car insurance for high mileage drivers in Pennsylvania. Vehicles with high performance, a lack of advanced safety features, or an increased likelihood of liability claims will cost significantly more to insure than more economical and safe models.

The data below ranks car insurance prices for a number of the most budget-friendly vehicles to buy insurance for.

Data rating is based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Pennsylvania minimum liability limits. Discounts applied include claim-free, multi-policy, safe-driver, homeowner, and multi-vehicle. Premium amounts do not factor in specific location information which can revise premiums substantially.

Looking at the data, we can conclude that cars like the Honda CR-V, Ford Escape, and Chevrolet Traverse are most likely to be some of the more affordable vehicles to insure for high mileage drivers.

Trying to buy reasonably-priced car insurance is not most people’s favorite thing to do, and finding out which company has the best insurance rates for high mileage drivers involves even more shopping around. Each company has their own guidelines to set their prices, so first let’s look at the rankings for the lowest cost insurance companies in Pennsylvania.

It’s important to understand that Pennsylvania insurance rates are impacted by many factors which can substantially decrease or increase the cost of coverage. Things like having a birthday, moving to a new city, or getting a ticket for running a stop sign can cause premium changes resulting in some rates now being much cheaper than others.

Find the Cheapest Car Insurance in Pennsylvania

Compare Rates Now

google.charts.setOnLoadCallback(drawPAT5qcibChart);function drawPAT5qcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }], [‘General Casualty’, 718, ‘#FF5733’], [‘Travelers’, 779, ‘#D4482A’], [‘USAA’, 793, ‘#B03C23’], [‘Erie’, 816, ‘#92321D’], [‘Penn National’, 840, ‘#792918’]]);var options = {title: ‘Top Five Most Affordable Car Insurance Companies in Pennsylvania’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:940,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibt5cic’));chart.draw(view, options);}

General Casualty normally has some of the lowest car insurance rates in Pennsylvania at around $718 annually. Travelers, USAA, Erie, and Penn National also qualify as some of the more affordable Pennsylvania insurance companies.

As the example above demonstrates, if you are a customer of Erie and switched to Travelers, you might achieve savings of roughly $37. Customers with Penn National may save as much as $61 a year, and Amica policyholders might lower prices by up to $203 a year.

If you want to see how much you could save, click here to get a free quote or visit any of the low-priced companies below.

These policy rates are averaged across all types of drivers and the different vehicles they drive and do not take into consideration a rate discount for high mileage drivers. So the car insurance company that can offer the best rates for your situation may not even be in the company chart above. That helps illustrate why you need to compare rates from as many companies as possible using your own driver information and specific vehicle type.

State Farm, Geico, Allstate, and Progressive: Who is best?

When comparing car insurance for high mileage drivers in Pennsylvania, four of the best places to start are State Farm, Geico, Allstate, and Progressive. When added together, they insure about half of the entire U.S. market share. All four offer physical damage and liability coverage, but each has slightly different coverage options that you can choose from. The table below points out some of the ratings and options .