Cheap Auto Insurance for Uber Drivers in Hawaii

You have probably seen the ads from companies like State Farm and GEICO promising big savings, so drivers should just choose the one with the best commercial, right?

It’s just not that simple, as there are many unknowns like how safe your vehicle is, if you want full coverage included, if you are married, and where your residence is in Hawaii, that all have an effect on the price. This article covers these things and also should give you a good beginning to your search for cheaper coverage.

The car, truck, or SUV you are buying coverage for is probably the most important factor that determines whether or not you can buy affordable insurance for Uber drivers. Vehicles with high performance engines, poor safety ratings, or a high likelihood of having liability claims will cost more to insure than more modest models. The table below illustrates car insurance prices for a selection of the cheapest automobiles to buy insurance for.

Data variables include married male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Hawaii minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, multi-policy, and claim-free. Prices do not factor in zip code location which can influence auto insurance rates noticeably.

Looking at the numbers, we can presume that models like the Honda CR-V, Ford Escape, and Toyota Prius are some of the most budget-friendly vehicles to insure for Uber vehicles.

One of the key considerations that determine the price of your policy is your zip code in Hawaii. Densely populated urban areas like Hilo, Waipahu, and Kapolei will most likely have higher rates, whereas areas with less congestion have the benefit of cheap car insurance for Uber drivers in Hawaii.

The next table lists the higher priced cities in Hawaii for Uber drivers to purchase a policy in.

Rates are approximated as specific Hawaii zip code can decrease or increase coverage prices significantly.

Does Progressive, Allstate, Geico, or State Farm have the cheapest car insurance?

When comparing rates for car insurance, probably the best companies to start with are Progressive, Allstate, Geico, and State Farm. The data below points out pricing and service ratings, plus some optional coverages offered by each one.