Cheap Auto Insurance Quotes for Felons in Minnesota

You have most likely seen the ads from car insurance companies like Progressive and Allstate that claim the cheapest price. So you should just choose the one with the flashiest ad, right?

That is not the case, however, as there are many unknown factors like if you have ever had a gap in coverage, whether you are single or married, and if you rent or own your home, that all help calculate your car insurance rates. We know insurance is not everyone’s favorite topic, but in this article we will cover some of these factors and also should give you a good beginning to your search for cheaper coverage.

Deciding which company has the cheapest car insurance rates for felons requires more time than just comparing rates from one or two companies.

Each insurer has their own unique process for determining rates in each state, so we’ll take a look at the car insurance companies with the most affordable rates in Minnesota. It’s a good idea to know that Minnesota car insurance rates are impacted by many factors that can increase the cost of coverage. Turning one year older, getting married, or getting a driving violation can trigger changes in premium that can now make some companies more affordable than the competition.

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Travelers has some of the cheapest car insurance rates in Minnesota at around $667 annually. USAA, Farm Bureau Mutual, Western National, and The Hartford are also some of the most economical Minnesota insurance companies.

As the rates illustrate above, if you are currently insured with Western National and switched to USAA, you may see a yearly savings of in the vicinity of $111. Customers with The Hartford might save as much as $127 a year, and West Bend Mutual insureds might see rate reductions of $173 a year.

It’s important to note that these premium estimates are averaged for all ages of drivers and types of vehicles and and are not calculated with a rate discount for felons. So the insurer that fits you best may not even be shown in the chart above. That is why you need to compare rates from multiple companies using your own specific driver information and vehicle.

When shopping for car insurance for felons, one of the many criteria that is looked at to determine the annual cost of car insurance is where you live in Minnesota. More populated areas like Saint Paul, Maplewood, and Duluth tend to pay slightly more, whereas more rural areas can boast about having cheaper rates.

The information below displays the highest-priced places in Minnesota for felons in which to purchase auto insurance.

Table data uses estimated as specific Minnesota zip code can increase or decrease price quotes greatly.

The model of vehicle driven is a significant factor when comparison shopping for the lowest-priced coverage for felons. Vehicles with average performance, modern passenger safety features, or a low likelihood of liability claims will cost significantly less to insure than high performance models. The information below features coverage costs for some of the cheaper automobiles to buy coverage for.

Data rating is based on single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Minnesota minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Prices do not factor in specific Minnesota garaging location which can impact premiums noticeably.

Price data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Minnesota minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, homeowner, and safe-driver. Price information does not factor in zip code location which can influence coverage prices significantly.

Data based on single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Minnesota minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, safe-driver, and homeowner. Rate information does not factor in specific location which can impact rates noticeably.

Selecting the best auto insurance company is hard considering how many companies are available to choose from in Minnesota. The company information in the next section could help you choose which car insurance companies to look at when shopping around.

These ratings are for large insurance companies, so smaller regional companies are not taken into consideration for the list. To check prices and find the cheapest rates for felons, click here.

Top 10 Major Car Insurance Companies Overall in Minnesota

1. USAA
2. 21st Century
3. GEICO
4. Nationwide
5. AAA Insurance
6. Liberty Mutual
7. Safeco Insurance
8. State Farm
9. Travelers
10. American Family

Geico, Progressive, State Farm, and Allstate: Who is cheapest?

When it comes to buying auto insurance for felons in Minnesota, the top insurers to get price quotes from are Geico, Progressive, State Farm, and Allstate. Combined they make up over 48% of all auto insurance policies in force. All of them have unique coverages that may steer you one way or another. The table below points out some of the ratings and options that are available.