Cheap Car Insurance for Hybrid Vehicles in Delaware

Cheap Car Insurance for Hybrid Vehicles in Delaware

Wouldn’t life be so easy if we could just tell you the one company that has the cheapest rates for hybrid vehicles? Unfortunately, it’s just not that easy, as there are a whole slew of unknowns such as traffic citations and accidents, whether or not you have had gaps between policies, the crash test ratings of your vehicle, and the area where you live. In this article, we will cover these factors and others that can influence the price of auto insurance and should give you a good start in finding the cheapest insurance in Delaware.

Cost and performance of the vehicle you are buying coverage for is a large factor when comparison shopping for cheap auto insurance for hybrid vehicles in Delaware. Vehicles with lower performance, a great safety record, or a positive history of liability claims will cost much less to insure than higher performance models.

The data below showcases insurance premiums for some of the cheaper vehicles to insure in Delaware.

Insurance Rates for Popular Cars in Delaware
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Ford Focus SE 2-Dr Coupe $1,428 $714 $119
Honda Accord EX 2-Dr Coupe $1,428 $714 $119
Honda Civic Hybrid 4-Dr Sedan $1,364 $682 $114
Hyundai Elantra GLS 4-Dr Sedan $1,334 $667 $111
Hyundai Sonata SE 4-Dr Sedan $1,428 $714 $119
Kia Optima EX $1,458 $729 $122
Nissan Altima 2.5 4-Dr Sedan $1,274 $637 $106
Toyota Camry XLE $1,334 $667 $111
Toyota Corolla XRS $1,364 $682 $114
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Prices above based on single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Delaware minimum liability limits. Discounts applied include multi-policy, claim-free, safe-driver, homeowner, and multi-vehicle. Rate quotes do not factor in the specific area where the vehicle is garaged which can modify coverage prices considerably.

Auto Insurance Rates for Popular SUVs and Crossovers in Delaware
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
BMW X5 M AWD $1,652 $826 $138
Cadillac Escalade Premium Edition 4WD $1,686 $843 $141
Chevrolet Traverse LS 2WD $1,106 $553 $92
Ford Escape XLT 4WD $1,106 $553 $92
Ford Explorer Limited AWD $1,304 $652 $109
GMC Acadia SLT 2WD $1,274 $637 $106
Honda CR-V EX 4WD $1,106 $553 $92
Honda Pilot EX-L 2WD $1,304 $652 $109
Jeep Grand Cherokee SRT-8 4WD $1,364 $682 $114
Lexus RX 350 4WD $1,544 $772 $129
Nissan Pathfinder LE 2WD $1,304 $652 $109
Subaru Forester XT Limited Edition W/Navigation AWD $1,284 $642 $107
Toyota Highlander SE 2WD $1,304 $652 $109
Toyota RAV4 4WD $1,274 $637 $106
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Above prices assume single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Delaware minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, homeowner, and claim-free. Prices do not factor in zip code location which can decrease or increase price quotes significantly.

Car Insurance Rates for Popular Pickup Trucks in Delaware
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado LT Crew Cab 2WD $1,458 $729 $122
Dodge Ram 2500 Crew Cab Laramie 2WD $1,516 $758 $126
Dodge Ram 3500 Crew Cab ST 4WD $1,838 $919 $153
Dodge Ram Crew Cab SLT 2WD $1,398 $699 $117
Ford F-150 Lariat Super Cab 2WD $1,304 $652 $109
GMC Sierra 2500HD SLT Extended Cab 2WD $1,516 $758 $126
GMC Sierra 3500HD SLE Regular Cab 2WD $1,392 $696 $116
GMC Sierra SL Extended Cab 2WD $1,274 $637 $106
Toyota Tacoma Double Cab 4WD $1,274 $637 $106
Toyota Tundra Regular Cab 2WD $1,280 $640 $107
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Premium data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Delaware minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, homeowner, and multi-vehicle. Prices do not factor in garaging location in Delaware which can influence coverage prices substantially.

For hybrids, one of the big considerations that is used by car insurance companies to calculate the annual cost of car insurance is where your residence is in Delaware. Urban areas that are densely populated like Wilmington, Brookside, and New Castle tend to have higher rates, whereas less populated areas benefit from lower prices.

The following table displays the priciest cities in Delaware for hybrid vehicles in which to buy car insurance.

Where does Delaware rank for car insurance cost?
Rank City Annual Premium
1 Wilmington $2,246
2 Wilmington Manor $2,191
3 Brookside $2,186
4 Edgemoor $2,184
5 New Castle $2,184
6 Middletown $2,132
7 Newark $2,085
8 Elsmere $2,028
9 Bear $2,021
10 Claymont $1,987
11 Hockessin $1,981
12 Pike Creek $1,980
13 Smyrna $1,835
14 Seaford $1,672
15 Camden $1,655
16 Dover $1,626
17 Highland Acres $1,624
18 Laurel $1,602
19 Milford $1,601
20 Harrington $1,594
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Premium amounts are estimated as specific location information can lower or raise auto insurance rates considerably.

Which major car insurance company is best?

When buying car insurance for hybrids in Delaware, the most popular companies are State Farm, Allstate, Progressive, and Geico. When combined, they make up over 45% of the car insurance market in the United States. The following table ranks pricing and service ratings, as well as optional policy coverages that are available for buyers.

Comparison of Top Four U.S. Auto Insurance Companies
State Farm Allstate Progressive Geico
Policy Discounts 3rd 1st 4th 2nd
Policy Cost 2nd 4th 3rd 1st
Claims Rank 2nd 1st 4th 3rd
Overall Satisfaction 4th 2nd 3rd 1st
U.S. market share 18.3% 10% 8.8% 11.4%
Percent of customers who recommend 88% 86% 88% 87%
A.M. Best financial rating A++ A+ A+ A++
Rideshare coverage Yes Yes Yes Yes
Roadside service Yes Yes Yes Yes
New car replacement coverage No Yes No No
Breakdown insurance No No Yes Yes
Rating based on usage Yes Yes Yes No
Accident forgiveness No Yes Yes Yes
Where you can buy Only from State Farm agents Can only buy from Allstate agents Buy online or from an independent agent Can buy online or use a Geico agent
Number of agents 18,000+ 11,000+ 30,000+ 150+
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