Cheap Car Insurance Quotes for a School Permit in Oregon

Cheap Car Insurance Quotes for a School Permit in Oregon

For a learners permit, one of the more important components that establish the policy price is where you choose to live in Oregon. Cities that have higher claim levels or more people like Gresham, Aloha, and Hillsboro are more likely to have higher rates, whereas less populated areas generally pay less for car insurance.

The illustration below illustrates the highest-priced areas in Oregon for a school permit to purchase auto insurance in.

How much does car insurance cost in Oregon?
Rank City Premium Per Year
1 Gresham $1,558
2 Portland $1,484
3 Aloha $1,405
4 Forest Grove $1,401
5 Hillsboro $1,393
6 Oregon City $1,388
7 Woodburn $1,387
8 Beaverton $1,370
9 Lake Oswego $1,364
10 Tigard $1,362
11 Keizer $1,351
12 West Linn $1,348
13 Newberg $1,337
14 Salem $1,320
15 Tualatin $1,312
16 McMinnville $1,286
17 Redmond $1,210
18 Bend $1,188
19 Grants Pass $1,180
20 Albany $1,177
Start a Quote Go

Premium amounts are approximated as the specific Oregon residence address can lower or raise insurance rates noticeably.

Trying to buy cheap car insurance is not the easiest thing to accomplish, and deciding which company quotes the cheapest car insurance rates for a school permit calls for additional perseverance. Policy prices may be quite a bit pricier than the average rate in Oregon, with the higher price attributed to the posibility of more claims related to selling coverage for a learners permit, but affordable insurance may be available with some perseverence. Every auto insurer has a different process to determine premium rates, so let’s take a look at the car insurance companies with the overall best prices in Oregon.

It’s important to understand that Oregon car insurance rates are impacted by many things which can substantially decrease or increase the cost of coverage. Simply having a birthday, increasing liability limits, or getting into an accident can trigger changes in premium that can cause some rates to be more affordable than the competition.

Find the Best Cheap Insurance for Students

Start Your Free Quote

Cheapest auto insurance in Oregon ranked by cost per year
Rank Company Cost Per Year
1 Grange $687
2 Oregon Mutual $819
3 Country $822
4 Travelers $924
5 USAA $950
6 State Farm $1,061
7 Amica $1,171
8 GEICO $1,179
9 Mutual Enumclaw $1,212
10 Allied $1,215
11 California Casualty $1,218
12 Progressive $1,222
13 MetLife $1,288
14 21st Century $1,350
15 American Family $1,416
16 Encompass $1,574
17 Allstate $1,705
18 Farmers $1,935
19 Safeco $2,150
20 Liberty Mutual $2,508
Find Cheaper Rates Go

Grange quotes some of the most affordable car insurance rates in Oregon at around $687 annually. Oregon Mutual, Country, Travelers, and USAA would also be considered some of the best Oregon insurance companies.

As shown in the rates above, if you currently have coverage with USAA and switched to Oregon Mutual, you might realize an annual premium reduction of upwards of $131. Oregon drivers with State Farm may save as much as $242 a year, and Amica customers might see rate reductions of $352 a year.

To find cheap car insurance for a school permit in Oregon for your vehicle, click here to begin a quote or click several companies below for low rates.

Be aware that those prices are averaged for all types of insureds and vehicles and are not factoring in a rate increase for a school permit. So the company that can offer you the best price may not even be in the list of companies above. That is why you need to get rate quotes using your own specific driver and vehicle information.

Cost and performance of the vehicle requiring coverage is one of the main factors that determines whether or not you can buy economical coverage for a school permit. Vehicles with lower performance, excellent safety ratings, or a low likelihood of having liability claims will cost quite a bit less to insure than fast, unsafe models.

The data below features auto insurance rates for the cheaper vehicles to buy coverage for.

Auto Insurance Rates for Popular Cars in Oregon
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LT $4,040 $2,020 $337
Ford Focus SES 4-Dr Sedan $4,210 $2,105 $351
Honda Accord LX-P 4-Dr Sedan $3,364 $1,682 $280
Honda Civic LX-S 4-Dr Sedan $4,210 $2,105 $351
Hyundai Elantra Blue 4-Dr Sedan $4,210 $2,105 $351
Hyundai Sonata GLS 4-Dr Sedan $4,288 $2,144 $357
Kia Optima SX $4,584 $2,292 $382
Toyota Camry XLE $4,252 $2,126 $354
Toyota Corolla XLE $4,252 $2,126 $354
Get a Custom Quote for Your Car Go

Data variables include single male driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Oregon minimum liability limits. Discounts applied include claim-free, and safe-driver. Premium amounts do not factor in specific Oregon garaging location which can modify premiums significantly.

Auto Insurance Rates for Popular SUVs and Crossovers in Oregon
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Acura RDX AWD $3,660 $1,830 $305
BMW X5 M AWD $5,224 $2,612 $435
Chevrolet Traverse LS AWD $3,448 $1,724 $287
Ford Escape Limited 4WD $3,660 $1,830 $305
Ford Explorer Limited 2WD $4,040 $2,020 $337
GMC Acadia SLE AWD $3,998 $1,999 $333
Honda CR-V EX 2WD $3,364 $1,682 $280
Honda Fit $3,192 $1,596 $266
Honda Pilot Touring 2WD $4,040 $2,020 $337
Hyundai Tucson Limited 2WD $3,998 $1,999 $333
Jeep Grand Cherokee Laredo 4WD $3,998 $1,999 $333
Lexus RX 350 4WD $4,880 $2,440 $407
Nissan Pathfinder S 4WD $3,744 $1,872 $312
Toyota Highlander 4WD $4,040 $2,020 $337
Toyota RAV4 Sport 2WD $3,998 $1,999 $333
Get a Custom Quote for Your SUV or Crossover Go

Data variables include single male driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Oregon minimum liability limits. Discounts applied include safe-driver, and claim-free. Price estimates do not factor in zip code location which can influence coverage prices considerably.

Car Insurance Rates for Popular Pickup Trucks in Oregon
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD $4,880 $2,440 $407
Chevrolet Silverado LT Crew Cab 4WD $4,294 $2,147 $358
Dodge Ram 2500 Mega Cab Laramie 2WD $4,838 $2,419 $403
Dodge Ram Crew Cab Sport 4WD $4,626 $2,313 $386
Ford F-150 STX Super Cab 2WD $3,702 $1,851 $309
Ford F-250 XL Super Cab Cabela Turbo Diesel 2WD $4,880 $2,440 $407
GMC Canyon SLE Regular Cab 4WD $3,744 $1,872 $312
GMC Sierra 3500HD SLT Crew Cab 2WD $4,630 $2,315 $386
GMC Sierra SLE Crew Cab 2WD $4,294 $2,147 $358
Toyota Tundra Limited Crew MAX 2WD $4,584 $2,292 $382
Get a Custom Quote for Your Truck Go

Data rating is based on single male driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Oregon minimum liability limits. Discounts applied include safe-driver, and claim-free. Premium costs do not factor in vehicle garaging location which can lower or raise price quotes considerably.

Which auto insurance company is best?

If you want the best car insurance for a learners permit in Oregon, four of the larger companies to compare rates for are Progressive, Allstate, Geico, and State Farm. The next table compares and contrasts pricing and service ratings, as well as optional policy coverages .

Ratings for Progressive, Allstate, Geico, and State Farm
Progressive Allstate Geico State Farm
Policy Discounts 4th 1st 2nd 3rd
Client Satisfaction 3rd 2nd 1st 4th
Claims Handling 4th 1st 3rd 2nd
Price Overall 3rd 4th 1st 2nd
U.S. market share 8.8% 10% 11.4% 18.3%
Accident forgiveness coverage Yes Yes Yes No
Usage-based insurance Yes Yes No Yes
Rideshare coverage Yes Yes Yes Yes
Mechnical breakdown Yes No Yes No
Emergency roadside service Yes Yes Yes Yes
New car replacement coverage No Yes No No
Offered in Oregon Yes Yes Yes Yes
Compare Prices Go