Cheap Car Insurance Quotes for Lyft Drivers in Florida

Establishing which company has the lowest-priced auto insurance rates for Lyft drivers takes a little more work in order to find a policy that fits your budget. Every auto insurer uses their own formula for establishing rates, so we need to take a look at the most budget-friendly auto insurance companies in Florida.

It’s a good idea to be aware that Florida auto insurance rates are impacted by many things that can increase the policy premium. Simply having another birthday, having a teen driver, or getting a speeding ticket may generate price changes that can make some companies cheaper than competitors.

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USAA may offer some of the best car insurance rates in Florida at around $957 annually. Electric, Amica, Progressive, and Travelers also make the cut as some of the best Florida auto insurance companies.

As shown in the table above, if you have coverage with Electric and switched to USAA, you could see an annual premium reduction of about $789. Customers with Amica may save as much as $807 a year, and Progressive insureds might cut rates by $872 a year.

Be aware that those prices are averaged across all insureds and vehicles and do not take into consideration a rate decrease for Lyft drivers. So the car insurance company that fits your needs best may not even be featured in the above rate chart. That helps illustrate why you need to get quotes using your own driver data and vehicle information.

For Florida drivers, one of the things that car insurance companies use when figuring car insurance rates is where your residence is in Florida. Cities that have higher claim levels or more people like Hialeah, Miami Gardens, and Miramar tend to pay slightly more, whereas areas with fewer weather claims and lower vehicle theft rates have the enjoyment of a little cheaper coverage.

The next table ranks the most costly cities in Florida for Lyft drivers to purchase a policy in.

Premium costs are comparative as zip code location can alter prices greatly.

The model of vehicle needing coverage is probably the biggest factor when consumers are trying to find cheap auto insurance for Lyft drivers in Florida. Vehicles with lower performance, good safety features, or a low likelihood of having liability claims will cost much less to insure than fast, unsafe models.

The information below shows car insurance costs for a handful of the most economical vehicles to buy insurance for.

Prices based on single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Florida minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, multi-vehicle, and claim-free. Price information does not factor in specific zip code location which can affect prices noticeably.

Data based on single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Florida minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, homeowner, and multi-policy. Prices do not factor in specific zip code location which can lower or raise insurance rates considerably.

Data variables include single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Florida minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, homeowner, and multi-policy. Prices do not factor in zip code location which can affect rates considerably.

Discounts on cheap auto insurance for Lyft drivers in Florida

Auto insurance companies that offer cheap quotes for Lyft drivers may have price discounts that could lower prices by as much as 35% or more if you meet the requirements. A list of auto insurance companies and some of the discounts are:

The information below compares annual premium costs with and without some available policy discounts. The premium estimates are based on a male driver, no accidents, no driving violations, Florida state minimum liability limits, full coverage, and $1,000 deductibles.

The first bar for each age group shows the price with no discounts. The lower bar shows the rates with claim-free, defensive driving course, accident-free, anti-theft, vehicle safety, and homeowner discounts applied. When drivers qualify for the discounts, the average savings per year on auto insurance for Lyft drivers is % or $.

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