Comparing rates for affordable insurance is challenging, and determining which companies quote the most affordable insurance rates for single moms may require more quotes for comparison. Each company has a proprietary formula for determining rates in each state, so let’s take a look at the overall cheapest insurance companies in West Virginia.
Best Cheap Insurance Rates for Single Moms
Rank | Company | Cost Per Year |
---|---|---|
1 | Erie | $913 |
2 | The Hartford | $1,060 |
3 | State Auto | $1,229 |
4 | USAA | $1,313 |
5 | Westfield | $1,314 |
6 | State Farm | $1,508 |
7 | Progressive | $1,539 |
8 | Nationwide | $1,583 |
9 | Encompass | $1,620 |
10 | Motorists Mutual | $1,733 |
11 | GEICO | $1,744 |
12 | Safeco | $1,767 |
13 | California Casualty | $1,806 |
14 | Allstate | $2,322 |
15 | Liberty Mutual | $3,178 |
16 | Sentry | $3,923 |
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Erie quotes some of the cheapest car insurance rates in West Virginia at around $913 annually. The Hartford, State Auto, USAA, and Westfield would also be considered some of the lowest-priced West Virginia auto insurance companies.
In the above rates, if you are a policyholder with USAA and switched to The Hartford, you could earn an annual savings of upwards of $253. Policyholders with Westfield may save as much as $254 a year, and State Farm customers might reduce rates by $448 a year.
It’s important to note that these rates are averaged across all types of drivers and the different vehicles they drive and do not factor in a price discount for single moms. So the insurer that can offer you the best price may not even be included in the above list. That points out the importance of why you need to get rate quotes from many companies using your own driver and vehicle profiles.
The make and model of vehicle you are buying coverage for is a large consideration when consumers are trying to find the cheapest coverage for single moms. Vehicles with reasonable performance levels, excellent safety ratings, or low incidents of liability claims will cost significantly less to insure than adrenaline junky models.
The next table features coverage costs for the cheapest automobiles to buy insurance for.
Make, Model, and Trim Level | Estimated Cost for Full Coverage |
---|---|
Ford Escape XLT 2WD | $1,055 |
Dodge Grand Caravan CV | $1,178 |
Chevrolet Traverse LT AWD | $1,187 |
Honda Accord EX 4-Dr Sedan | $1,211 |
Toyota Sienna XLE | $1,253 |
Subaru Forester XT AWD | $1,290 |
Honda Civic LX-S 4-Dr Sedan | $1,299 |
Ford F-150 STX Regular Cab 2WD | $1,317 |
Nissan Altima 2.5 S 4-Dr Sedan | $1,328 |
Nissan Rogue SL 2WD | $1,334 |
Honda CR-V EX-L 4WD | $1,339 |
GMC Sierra SL Crew Cab 4WD | $1,356 |
Chevrolet Equinox LTZ AWD | $1,363 |
Toyota Prius | $1,361 |
Toyota Highlander Hybrid 4WD | $1,385 |
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Price data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and West Virginia minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Price information does not factor in specific garaging location which can decrease or increase coverage rates considerably.
Based upon the rates shown, we can tell that models like the Ford Escape, Dodge Grand Caravan, and Chevrolet Traverse are a few of the cheaper vehicles to insure for single parents.
If you’re looking for the best car insurance, four companies to consider are State Farm, Allstate, Geico, and Progressive. When combined, they have nearly half of all auto insurance policies in force. The table below shows some of the different options and features shoppers can find with each company.
State Farm | Allstate | Geico | Progressive | |
---|---|---|---|---|
Customer Satisfaction | 4th | 2nd | 1st | 3rd |
Overall Price | 2nd | 4th | 1st | 3rd |
Discounts Available | 3rd | 1st | 2nd | 4th |
Claims Rank | 2nd | 1st | 3rd | 4th |
Percent of U.S. market | 18.3% | 10% | 11.4% | 8.8% |
Percent of customers who recommend | 88% | 86% | 87% | 88% |
Roadside assistance | Yes | Yes | Yes | Yes |
Mechanical breakdown insurance | No | No | Yes | Yes |
Usage-based rating | Yes | Yes | No | Yes |
Accident forgiveness coverage | No | Yes | Yes | Yes |
Uber and Lyft insurance | Yes | Yes | Yes | Yes |
New car replacement coverage | No | Yes | No | No |
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