Cheap Car Insurance Quotes for Single Moms in West Virginia

Cheap Car Insurance Quotes for Single Moms in West Virginia

Comparing rates for affordable insurance is challenging, and determining which companies quote the most affordable insurance rates for single moms may require more quotes for comparison. Each company has a proprietary formula for determining rates in each state, so let’s take a look at the overall cheapest insurance companies in West Virginia.

Best Cheap Insurance Rates for Single Moms

Compare Rates and Save

Cheapest West Virginia auto insurance companies
Rank Company Cost Per Year
1 Erie $913
2 The Hartford $1,060
3 State Auto $1,229
4 USAA $1,313
5 Westfield $1,314
6 State Farm $1,508
7 Progressive $1,539
8 Nationwide $1,583
9 Encompass $1,620
10 Motorists Mutual $1,733
11 GEICO $1,744
12 Safeco $1,767
13 California Casualty $1,806
14 Allstate $2,322
15 Liberty Mutual $3,178
16 Sentry $3,923
View More Rates Go

Erie quotes some of the cheapest car insurance rates in West Virginia at around $913 annually. The Hartford, State Auto, USAA, and Westfield would also be considered some of the lowest-priced West Virginia auto insurance companies.

In the above rates, if you are a policyholder with USAA and switched to The Hartford, you could earn an annual savings of upwards of $253. Policyholders with Westfield may save as much as $254 a year, and State Farm customers might reduce rates by $448 a year.

It’s important to note that these rates are averaged across all types of drivers and the different vehicles they drive and do not factor in a price discount for single moms. So the insurer that can offer you the best price may not even be included in the above list. That points out the importance of why you need to get rate quotes from many companies using your own driver and vehicle profiles.

The make and model of vehicle you are buying coverage for is a large consideration when consumers are trying to find the cheapest coverage for single moms. Vehicles with reasonable performance levels, excellent safety ratings, or low incidents of liability claims will cost significantly less to insure than adrenaline junky models.

The next table features coverage costs for the cheapest automobiles to buy insurance for.

Cheapest Auto Insurance Rates for Single Moms in West Virginia
Make, Model, and Trim Level Estimated Cost for Full Coverage
Ford Escape XLT 2WD $1,055
Dodge Grand Caravan CV $1,178
Chevrolet Traverse LT AWD $1,187
Honda Accord EX 4-Dr Sedan $1,211
Toyota Sienna XLE $1,253
Subaru Forester XT AWD $1,290
Honda Civic LX-S 4-Dr Sedan $1,299
Ford F-150 STX Regular Cab 2WD $1,317
Nissan Altima 2.5 S 4-Dr Sedan $1,328
Nissan Rogue SL 2WD $1,334
Honda CR-V EX-L 4WD $1,339
GMC Sierra SL Crew Cab 4WD $1,356
Chevrolet Equinox LTZ AWD $1,363
Toyota Prius $1,361
Toyota Highlander Hybrid 4WD $1,385
Find Cheaper Rates Go

Price data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and West Virginia minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Price information does not factor in specific garaging location which can decrease or increase coverage rates considerably.

Based upon the rates shown, we can tell that models like the Ford Escape, Dodge Grand Caravan, and Chevrolet Traverse are a few of the cheaper vehicles to insure for single parents.

Is State Farm, Allstate, Geico, or Progressive cheaper?

If you’re looking for the best car insurance, four companies to consider are State Farm, Allstate, Geico, and Progressive. When combined, they have nearly half of all auto insurance policies in force. The table below shows some of the different options and features shoppers can find with each company.

Comparison of State Farm, Allstate, Geico, and Progressive
State Farm Allstate Geico Progressive
Customer Satisfaction 4th 2nd 1st 3rd
Overall Price 2nd 4th 1st 3rd
Discounts Available 3rd 1st 2nd 4th
Claims Rank 2nd 1st 3rd 4th
Percent of U.S. market 18.3% 10% 11.4% 8.8%
Percent of customers who recommend 88% 86% 87% 88%
Roadside assistance Yes Yes Yes Yes
Mechanical breakdown insurance No No Yes Yes
Usage-based rating Yes Yes No Yes
Accident forgiveness coverage No Yes Yes Yes
Uber and Lyft insurance Yes Yes Yes Yes
New car replacement coverage No Yes No No
Get Quotes Go