Cheap Insurance for a Ford Edge in Alaska

The likelihood of finding affordable insurance for a Ford Edge in Alaska hinges on many rating factors such as how old you are, if you have maintained coverage continuously, and if you have a history of accidents. Drivers will pay on average $950 per year for Edge insurance, but that rate is an estimate based on a 30-year-old single male that purchased full coverage and $250 physical damage deductibles.

There is a very good chance that you are not 30 years old and maybe not even male, you might be married instead of single, and you may just want the cheapest liability coverage you can find. Every policy is rated specifically for the driver, so the only way to find cheap insurance prices for your Ford is to get into the habit of comparing rates once a year. Quotes are always free and you can get prices from the best companies that insure Ford vehicles in Alaska.

Cheapest Ford Edge Insurance Rates

Your Ford’s trim level will be a contributing factor to the coverage cost, so the price you pay to insure a Edge SE 2WD trim level will be $158 cheaper than the price to insure the higher-priced Edge Sport AWD model, as shown in the chart below.

Above prices assume single male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Alaska minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-policy, and multi-vehicle. Table data does not factor in specific location which can increase or decrease insurance rates greatly.

Trying to buy cost effective auto insurance is tough enough, and deciding which company offers the best car insurance rates for a Ford Edge will involve even more perseverance. Each insurer has their own unique process for determining rates in each state, so we need to take a look at the car insurance companies that tend to have lower prices in Alaska.

Cheapest Insurance Rates for Your Edge

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Umialik normally has some of the most affordable car insurance rates in Alaska at around $901 a year. USAA, State Farm, Progressive, and GEICO also make the cut as some of the lowest-priced Alaska car insurance companies.

As illustrated above, if you are insured with Progressive and switched to USAA, you might achieve yearly savings of upwards of $303. Alaska drivers with GEICO may save as much as $1,005 a year, and Allstate policyholders might see rate reductions of $1,346 a year.

Bear in mind that those premium estimates are averages for all types of drivers and the different vehicles they drive and do not take into consideration a specific rate factor for a Ford Edge. So the insurer that can offer the best rates for your situation may not even be in the list of companies shown earlier. That’s why you need to get auto insurance quotes using your own driver data and vehicle information.

Types of discounts on Alaska auto insurance

Car insurance companies that provide cheap insurance for a Ford Edge in Alaska may have special discounts that may potentially lower prices by as much as 40% or more if you qualify. The best car insurance companies and a summarized list of policyholder discounts can be found below.

• 21st Century may have discounts that include air bags, homeowners, driver training, student driver, anti-lock brakes, early bird, and good student.
• State Farm has savings for Drive Safe & Save, safe vehicle, multiple policy, defensive driving training, driver’s education, and student away at school.
• AAA includes discounts for anti-theft, multi-policy, AAA membership discount, good driver, and pay-in-full.
• Liberty Mutual policyholders can earn discounts including newly retired, exclusive group savings, newly married, new vehicle discount, multi-car, and good student.
• Progressive offers discounts including multi-vehicle, online signing, online quote discount, homeowner, and good student.

The diagram below shows the comparison of car insurance costs with and without discounts applied to the rates. The rate quotes are based on a female driver, no violations or claims, Alaska state minimum liability limits, full coverage, and $500 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second shows the rates with multiple vehicle, marriage, anti-theft, claim-free, multiple policy, and safe-driver discounts applied. When these discounts are applied, the the amount saved on car insurance for a Ford Edge is 28% or $425.

Is State Farm, Geico, Allstate, or Progressive cheaper?

If you want the best auto insurance, probably the best companies to start with are State Farm, Geico, Allstate, and Progressive. When added together, they insure about 50% of the entire U.S. market share. The table below points out ratings for price, service, and claims, in additional to some of the optional coverages .