Cheap Insurance Quotes for a GMC Acadia in Nebraska

When the topic is car insurance, the word cheap should never be used anywhere in the article. Despite the oxymoron, cheap auto insurance for a GMC Acadia may be a thing of the past. Don’t let that get you down, though, because we are going to show you some ways you can find and buy car insurance that is more budget-friendly.

The odds of finding the cheapest insurance for a GMC Acadia in Nebraska is dependent upon a large number of rating criteria such as how you use your vehicle, if you have ever let your coverage lapse, and driving violations and tickets. Nebraska drivers on average will pay $800 each year to buy insurance for a GMC Acadia, but that cost is assuming a 50-year-old married female that purchased full coverage and $100 policy deductibles.

Chances are that rate is not what you would pay, because most likely you are not a 50-year-old female, single instead of married, or maybe you are just looking for cheap liability insurance. Each driver has unique rating factors, so the best way to find the cheapest insurance price for your GMC is to just compare rates yourself. It only takes a few minutes and you will receive rate quotes from some of the cheapest companies in Nebraska.

View GMC Acadia Insurance Rates

The specific model of Acadia will likely have an effect on the cost of insurance, so the price you pay to insure a Acadia SL 2WD trim level will be $118 cheaper than the price to insure the higher-priced Acadia SLT AWD model, as shown below.

Data rating is based on married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Nebraska minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, homeowner, and claim-free. Price estimates do not factor in vehicle garaging location which can increase or decrease coverage prices greatly.

Nebraska auto insurance companies ranked

Selecting a good quality auto insurance company is difficult considering how many different companies there are to choose from in Nebraska. The company rank data listed below may help you choose which auto insurance companies you want to consider when shopping insurance around for a GMC Acadia. The ratings below include companies that insure vehicles across America, so companies without a large exposure are not included in the list.

Top 10 Large Auto Insurance Providers in Nebraska Ranked by Customer Satisfaction

1. USAA – 92%
2. American Family – 88%
3. State Farm – 88%
4. Nationwide – 88%
5. 21st Century – 88%
6. The Hartford – 87%
7. Progressive – 87%
8. AAA Insurance – 87%
9. Farmers Insurance – 87%
10. Liberty Mutual – 87%

Top 10 Large Auto Insurance Providers in Nebraska Ranked by A.M. Best Rating

1. USAA – A++
2. Travelers – A++
3. State Farm – A++
4. GEICO – A++
5. Nationwide – A+
6. Esurance – A+
7. The Hartford – A+
8. Progressive – A+
9. Allstate – A+
10. The General – A-

Top Companies for GMC Acadia Insurance in Nebraska

The example below demonstrates how choosing different deductibles can impact insurance rates when trying to find cheap insurance for a GMC Acadia. The data is based on a single female driver, full physical damage coverage, and no discounts are applied.

In the chart above, a 50-year-old driver could lower their car insurance rates by $236 a year by switching the physical damage coverage from a $100 deductible to a $500 deductible, or save $358 by selecting a $1,000 deductible. Youthful drivers, like the Age 20 category, can cut $602 or more by using higher deductibles when buying full coverage.

When increasing deductibles, it’s a good idea to have additional funds in a savings account to be able to cover the extra out-of-pocket expense that is associated with using high deductibles.

Impact of careless driving on Nebraska auto insurance rates

The recommended way to get affordable auto insurance prices for an Acadia is to be a safe driver and avoid getting tickets or having accidents. The chart below illustrates how violations and at-fault fender-benders drive up insurance prices for different age groups of insureds. The rates are based on a married male driver, full physical damage coverage, $250 deductibles, and no discounts are applied to the premium.

The data charted above shows the average cost of a car insurance policy in Nebraska per year with no violations or accidents is $1,596. Factor in one speeding ticket and the average cost hikes up to $1,832, an increase of $236 each year. Then add in one accident along with the one speeding ticket and the annual cost of auto insurance for a GMC Acadia increases to an average of $2,495. That’s an increase of $899, or $75 per month, just for being a careless driver!

Best rates: State Farm, Geico, Progressive, or Allstate

When comparing insurance for an Acadia in Nebraska, the four most popular companies are State Farm, Geico, Progressive, and Allstate. Combined they make up 48.5% of the entire U.S. auto insurance market. They all offer your standard coverages, but each one has a distinct set of features and optional coverages that may steer you one way or another. The table below compares ratings and policy coverage options that policyholders can buy.