Cheap Insurance Quotes for a GMC Acadia in Pennsylvania

Our editors have a joke that when writing about car insurance, the word affordable should never appear anywhere in the article to describe car insurance prices. Forgive the oxymoron, but cheap car insurance for a GMC Acadia is not easy to find. But fear not, because we will teach you how you can still get auto insurance that is cheaper than your current policy.

Your odds of finding the cheapest car insurance for a GMC Acadia in Pennsylvania is contingent on a very complex rating algorithm that uses multiple factors like if you own your home, your credit status, and if your driving record shows any at-fault accidents. Drivers in Pennsylvania pay an average rate of $720 each year for Acadia insurance, but that figure is an estimation that rates a 50-year-old married female who purchased full comprehensive and collision coverage and $500 deductibles.

It’s more than likely that you’re not a 50-year-old female, maybe you are single instead of married, or maybe you need higher liability limits than the state minimum. Every policy is rated specifically for the driver, so the only real way to find the cheapest coverage for your GMC is to compare rates from as many companies as possible. Quotes only take a couple of minutes and you will be able to see rates from the best companies that insure vehicles in Pennsylvania.

Save Now on Acadia Insurance

Your vehicle’s trim level tends to impact the coverage cost, so the price you will pay to insure a Acadia SL 2WD trim level will be $92 less than the cost to insure the more expensive Acadia SLT AWD model, as shown in the chart below.

Premium data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Pennsylvania minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-vehicle, and multi-policy. Rate information does not factor in your specific Pennsylvania location which can lower or raise prices significantly.

Pennsylvania car insurance companies ranked

Insuring your vehicle with the best auto insurance provider is difficult considering how many companies sell coverage in Pennsylvania. The company information displayed below can help you choose which auto insurance companies to look at when comparing rate quotes. These ratings only include companies that insure vehicles across America, so smaller companies are not included in these rankings.

Top 10 Large Car Insurance Companies Overall in Pennsylvania

1. The General
2. Titan Insurance
3. The Hartford
4. Progressive
5. Travelers
6. State Farm
7. Farmers Insurance
8. Erie Insurance
9. Safeco Insurance
10. USAA

Top Companies for GMC Acadia Insurance in Pennsylvania

The diagram below highlights how deductible choice can affect yearly insurance costs when quoting cheap insurance for a GMC Acadia. The information is based on a married female driver, comprehensive and collision coverage, and no discounts are factored in.

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The data above shows that a 30-year-old driver could pocket $274 a year by changing from a $100 deductible up to a $500 deductible, or save $414 by switching to a $1,000 deductible. Younger drivers, like the 20-year-old, could possibly save up to $582 every year just by choosing larger deductibles. If you make the decision to raise deductibles, it is essential to have plenty of discretionary funds to offset the extra out-of-pocket expense that comes with higher deductibles.

Types of discounts on Pennsylvania insurance

Insurance providers that sell cheap insurance for a GMC Acadia in Pennsylvania may also provide rate discounts that may potentially lower prices by as much as 30% if you meet specific eligibility requirements. A few popular companies and a partial list of their discounts are outlined below.

• State Farm has discounts for multiple policy, defensive driving training, safe vehicle, good driver, multiple autos, Drive Safe & Save, and good student.
• Nationwide may offer discounts for defensive driving, accident-free, business or organization, easy pay, and family plan.
• GEICO may have discounts that include five-year accident-free, defensive driver, multi-policy, good student, emergency military deployment, anti-lock brakes, and seat belt use.
• AAA policyholders can earn discounts including anti-theft, good driver, multi-policy, education and occupation, and pay-in-full.
• 21st Century includes discounts for homeowners, defensive driver, driver training, student driver, teen driver, and automatic seat belts.
• The Hartford offers premium reductions for anti-theft, air bag, bundle, defensive driver, good student, and vehicle fuel type.

The illustration below compares car insurance costs with and without discounts applied to the policy rates. The prices are based on a female driver, a clean driving record, no claims, Pennsylvania state minimum liability limits, comp and collision included, and $250 deductibles.

The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with multiple policy, multiple vehicle, passive restraint, anti-theft, accident-free, and marriage discounts applied. When these discounts are applied to the policy premium, the the average yearly reduction on car insurance for a GMC Acadia is 28% or $502.

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Which major car insurance company is best?

When it comes to insurance for an Acadia in Pennsylvania, the top insurers to get price quotes from are Progressive, Allstate, Geico, and State Farm. All of them offer liability and physical damage protection, but each on has a slightly different mix of options and features that buyers can choose from. The next table points out pricing and service ratings, plus some optional coverages .