Cheap Insurance Quotes for a Hyundai Santa Fe in Hawaii

Anytime the topic is car insurance, the words “affordable” or “cheap” really shouldn’t be used anywhere in the article as a descriptor for auto insurance rates. Please forgive the oxymoron, but cheap auto insurance for a Hyundai Santa Fe just does not exist. We’ll try to make it up to you, because we can show you some ways you can find and buy coverage that is more affordable than your current policy.

Your chances of finding affordable auto insurance for a Hyundai Santa Fe in Hawaii depends on a whole bunch of factors like your financial responsibility, whether or not you have prior claims, and your choice of deductibles. Drivers pay on average $890 every 12 months to buy insurance for a Hyundai Santa Fe, but that figure is an estimation based on cost data for a 30-year-old single female who needs full comprehensive and collision coverage and $500 policy deductibles.

There is a high likelihood that you are not 30 and maybe not even a female, maybe you are married instead of single, and there is a good chance that there are other drivers on your policy. This shows why the best way to quote the cheapest coverage for your Hyundai is to put in the effort and compare rates.

Cheapest Hyundai Santa Fe Insurance Rates

The trim level of your Hyundai has an effect on the coverage cost, so the price you will be charged to insure a Santa Fe GLS 2WD model will cost $108 less than the cost to insure the more well-appointed Santa Fe Limited 4WD trim level, as shown in the prices below.

Price data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Hawaii minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Information does not factor in specific Hawaii garaging location which can modify premium rates substantially.

Deciphering which companies have the most affordable auto insurance rates for a Hyundai Santa Fe will require a tad more effort in order to find the most economical policy.

Each company uses their own calculation to establish rates, so we will examine the overall cheapest auto insurance companies in Hawaii. We do need to point out that Hawaii auto insurance rates are impacted by many factors that control the cost of your policy. Improving your credit score, marrying your spouse, or getting a DUI can cause premium changes that may make certain companies cheaper than others.

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USAA normally has some of the lowest car insurance rates in Hawaii at around $964 annually. State Farm, GEICO, Liberty Mutual, and Progressive also qualify as some of the most economical Hawaii auto insurance companies.

In the above example, if you are a policyholder with Liberty Mutual and switched to State Farm, you might realize a yearly price reduction of around $312. Drivers with Progressive could save as much as $451 a year, and Allstate customers might reduce prices by as much as $817 a year.

To see if your current coverage is too expensive, click here to get quotes or click several companies below for low rates.

Bear in mind that those policy prices are averages across all ages of drivers and types of vehicles and are not factoring in a specific rate value for a Hyundai Santa Fe. So the company that fits your situation best may not even be included in the rate chart shown above. That helps illustrate why you need to compare rates from multiple companies using your own driver information and specific vehicle type.

Discounts on cheap insurance for a Hyundai Santa Fe in Hawaii

Insurance providers that offer cheap quotes for a Hyundai Santa Fe may additionally offer discounts that may potentially lower prices by as much as 35% or more if you can meet the requirements. A list of auto insurance companies and the discounts they provide are outlined below.

The information below visualizes the comparison of insurance rates with and without discounts applied to the rates. The rates are based on a female driver, a clean driving record, no claims, Hawaii state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows the average rate with no discounts. The second shows the rates with passive restraint, safe-driver, multiple vehicle, homeowner, defensive driving course, and accident-free discounts applied. When these discounts are applied, the the amount saved on auto insurance for a Hyundai Santa Fe is 15% or $350.

Who is cheaper: Allstate, State Farm, Progressive, or Geico?

If you want the best car insurance, the first places to look would be Allstate, State Farm, Progressive, and Geico. If you combine them together, they insure over 45% of all car insurance policies written. The table below compares and contrasts pricing and service ratings, plus some optional coverages that are available for policyholders.