Cheapest Auto Insurance for a School Permit in Washington

You have seen the ads from auto insurance companies like State Farm, Farmers, and GEICO that make claims of big savings. So you should just choose any one of them, right?

Unfortunately, it’s not that simple as there are a whole slew of unknown aspects such as the liability limit you need, whether or not you own a home, if your vehicle is used to commute, and your credit history, that all factor into the price you pay. In this article, we will cover the different ways to avoid overpaying and hopefully give you enough understanding to have a good start to your coverage search.

The model of vehicle needing coverage is a large consideration when comparing the cheapest car insurance for a school permit in Washington. Vehicles with average performance, modern passenger safety features, or a low likelihood of having liability claims will cost significantly less to insure than adrenaline junky models. The tables below presents insurance rates for a selection of the cheapest vehicles to insure.

Table data represents single female driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, and claim-free. Information does not factor in your specific Washington location which can modify coverage rates considerably.

Data rating is based on single female driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, and claim-free. Premium amounts do not factor in specific location information which can lower or raise rates significantly.

Prices above based on single female driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, and claim-free. Price information does not factor in your specific Washington location which can raise or lower premium rates significantly.

Figuring out which companies have the cheapest car insurance rates for a school permit will involve a little more sweat in order to find a policy that fits your budget. Every car insurance company has a different formula for determining prices, so we’ll take a look at the car insurance companies with the most affordable rates in Washington.

It’s important to know that Washington car insurance rates are based on many factors that can increase the cost of your policy. Simply having a birthday, increasing liability limits, or getting a DUI can trigger price changes resulting in some rates now being more affordable than competitors.

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Capital has some of the best car insurance rates in Washington at around $754 annually. Grange, Nationwide, PEMCO, and Travelers also qualify as some of the more affordable Washington car insurance companies.

In the above example, if you have coverage with Grange and switched to Capital, you could realize an annual savings of upwards of $59. Customers with Nationwide could save as much as $198 a year, and PEMCO insureds might lower prices by up to $250 a year.

To find out how your current rates compare, click here or quote rates from the companies below.

Bear in mind that those prices are averages across all drivers and vehicles and and are not figured with a rate surcharge for a school permit. So the insurer that fits your needs best may not even be featured in the company chart above. That emphasizes why you need to get car insurance quotes using your own driver data and vehicle information.

When buying auto insurance for a learners permit, one of the key factors that play a part in determining the price of your policy is where your car is garaged. Densely populated urban areas like Federal Way, Tacoma, and Kent tend to have more expensive car insurance rates, whereas areas that are not as densely populated have the luxury of lower rates.

The information below sorts the most expensive places in Washington for a school permit to purchase auto insurance in.

Rate quotes are comparative as the specific Washington residence address can influence premiums greatly.

Discounts on Washington car insurance

<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/car-insurance-school-permit-wa.jpg" alt="Cheaper Washington car insurance for a learners permit” />Insurance providers that provide the cheapest car insurance for a school permit in Washington may also provide price discounts that may potentially lower prices by 25% or more if you are eligible for them. Larger car insurance companies and their possible discounts are detailed below.

The example below illustrates the comparison of auto insurance rates with and without discounts applied. The premium estimates are based on a female driver, no claims, a clean driving record, Washington state minimum liability limits, full coverage, and $100 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with continuous coverage, vehicle safety, paid-in-full, paperless filing, good student, and anti-theft discounts applied. When these discounts are applied to the policy premium, the average savings per year on car insurance for a school permit is % or $.

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