Cheapest Auto Insurance for Drivers Under 25 in Indiana

Everyone has different tastes in autos, and the style of vehicle needing coverage is probably the most important factor that determines whether or not you find the most affordable car insurance for drivers under 25. Vehicles with higher performance, poor safety ratings, or an increased likelihood of liability claims will cost quite a bit more to insure than safer, lower-performance models.

The tables below estimates insurance rates for some of the cheapest vehicles to insure.

Prices above based on single male driver age 20, no speeding tickets, no at-fault accidents, $500 deductibles, and Indiana minimum liability limits. Discounts applied include claim-free, and safe-driver. Estimates do not factor in the specific area where the vehicle is garaged which can influence premiums substantially.

Prices based on single male driver age 20, no speeding tickets, no at-fault accidents, $500 deductibles, and Indiana minimum liability limits. Discounts applied include safe-driver, and claim-free. Premium amounts do not factor in Indiana location which can lower or raise rates significantly.

Data assumes single male driver age 20, no speeding tickets, no at-fault accidents, $500 deductibles, and Indiana minimum liability limits. Discounts applied include claim-free, and safe-driver. Table data does not factor in vehicle location which can raise or lower rates noticeably.

Comparing quotes for cost effective auto insurance is not the easiest thing to do, and figuring out which companies quote the best car insurance rates for drivers under 25 takes a bit more work. Insurance premiums may be somewhat more than the average price in Indiana, with the increase attributed to the potential for higher claims that comes with selling coverage for drivers age 25 and younger, but economical insurance may be achievable if you find the right company. Each auto insurance company has a unique formula to determine premium rates, so let’s take a look at the most competitive car insurance companies in Indiana.

Best Car Insurance Prices for Young Drivers

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Travelers normally has some of the lowest car insurance rates in Indiana at around $602 per year. Cincinnati Insurance, USAA, Erie, and Western Reserve also are some of the lowest-priced Indiana auto insurance companies.

In the rate table above, if you currently have a policy with Cincinnati Insurance and switched to Travelers, you might achieve a yearly price reduction of about $76. Indiana drivers with USAA might save as much as $85 a year, and Erie insureds might see rate reductions of $110 a year.

Bear in mind that those rates are averaged across all ages of drivers and types of vehicles and are not factoring in a rate surcharge for drivers under 25. So the company that can offer you the lowest price may not even be included in the list above. That’s why you need to get quotes using your own specific driver information and vehicle.

Is Progressive, Allstate, State Farm, or Geico cheaper?

When comparing auto insurance for drivers age 25 and younger in Indiana, the most popular companies are Progressive, Allstate, State Farm, and Geico. The table below compares price, claims, and customer service ratings, as well as some optional coverages that may be available in your state.