Cheapest Car Insurance for Nurses in Maine

Cheapest Car Insurance for Nurses in Maine

The vehicle model you are seeking coverage for is a large consideration when shopping around for cheap coverage for nurses. Vehicles with high performance, poor safety ratings, or a high likelihood of having liability claims will cost significantly more to insure than safer models. The information below outlines insurance prices for some of the more afforable vehicles to insure.

Cheapest Auto Insurance Rates for Nurses in Maine
Make and Model Estimated Cost for Full Coverage
Ford Escape XLT 4WD $334
Hyundai Elantra GLS Touring Station Wagon $375
Ford Edge Limited 2WD $377
Chevrolet Equinox LS 2WD $386
Ford Explorer Limited 2WD $394
Toyota Tacoma Double Cab TRD Off-Road Package 4WD $402
Subaru Forester XT Limited Edition W/Navigation AWD $398
Honda CR-V LX 2WD $401
Toyota Camry SE $409
Kia Optima LX $411
Nissan Rogue S AWD $420
Hyundai Tucson GLS 4WD $416
Toyota Prius $420
Chevrolet Traverse LT 2WD $423
Honda Odyssey EX W/Rear Entertainment $434
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Data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Maine minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Information does not factor in specific garaging location which can affect premium rates greatly.

Looking at the numbers, cars like the Ford Escape, Hyundai Elantra, Ford Edge, and Chevrolet Equinox are going to be a few of the more affordable vehicles to insure for health professionals.

Finding out which companies have the most affordable car insurance rates for nurses will involve a tad more effort in order to find a policy that fits your budget. Each insurer uses a little different formula for determining rates in each state, so to begin we’ll rank the car insurance companies that tend to have lower prices in Maine.

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Rankings for the cheapest Maine auto insurance companies
Rank Company Cost Per Year
1 Travelers $630
2 USAA $648
3 Vermont Mutual $693
4 Patriot $710
5 Countryway Insurance $713
6 The Hartford $742
7 MetLife $770
8 Concord $831
9 OneBeacon $859
10 MMG Insurance $914
11 Progressive $957
12 State Farm $981
13 Peerless $1,012
14 Liberty Mutual $1,125
15 GEICO $1,193
16 Allstate $1,279
17 Bristol West $1,702
18 Sentry $2,002
19 Hanover $2,089
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Travelers offers some of the lowest car insurance rates in Maine at around $630 each year. USAA, Vermont Mutual, Patriot, and Countryway Insurance also make the cut as some of the most economical Maine car insurance companies.

In the above rates, if you buy coverage from Vermont Mutual and switched to Travelers, you may see savings of in the neighborhood of $63. Drivers with Patriot may save as much as $80 a year, and Countryway Insurance insureds might reduce prices by as much as $83 a year.

Understand that those rates are averages for all ages of drivers and types of vehicles and do not factor in a rate decrease for nurses. So the insurer that fits you best may not even be featured in the rate chart shown above. That underscores the importance of why you need to compare rates from as many companies as possible using your own personal information and vehicle type.

Discounts on the cheapest auto insurance for nurses in Maine

<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/car-insurance-nurses-me.jpg" alt="Cheaper Maine car insurance for health professionals”/>Insurance companies that offer cheap quotes for nurses may additionally offer special discounts that can lower rates by as much as 25% or more if you qualify for them. Companies and the discounts they provide are detailed below.

Car Insurance Discounts by Company
Discount Allstate Progressive State Farm Geico Farmers Nationwide Liberty Mutual
Multi-policy Yes Yes Yes Yes Yes Yes Yes
Multi-vehicle No Yes Yes Yes Yes Yes Yes
Anti-theft Yes Yes Yes Yes Yes Yes Yes
Anti-lock brakes Yes No Yes Yes No No Yes
Passive restraint Yes No Yes Yes Yes Yes Yes
Newer vehicle Yes No Yes No Yes Yes No
Eco-friendly vehicle Yes No No No Yes No Yes
No accidents Yes Yes Yes Yes Yes Yes No
Defensive driver Yes Yes Yes Yes Yes Yes No
Low miles Yes Yes Yes No No Yes Yes
Military No Yes Yes Yes Yes No No
Affinity/occupation No No No Yes Yes Yes Yes
Full payment Yes Yes No Yes Yes Yes Yes
Automatic payment Yes Yes No Yes Yes Yes Yes
Brand loyalty No Yes Yes No Yes Yes No
Early sign-up Yes No No No Yes Yes No
Good grades Yes Yes Yes Yes Yes Yes Yes
Student at college Yes Yes Yes No Yes Yes Yes
Own your home No Yes No No Yes No No
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The illustration below visualizes the comparison of auto insurance rates with and without discounts applied to the premium. The rate quotes are based on a male driver, no tickets, no at-fault accidents, Maine state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with accident-free, multiple vehicle, marriage, homeowner, multiple policy, and safe-driver discounts applied. When taking advantage of discounts, the the average yearly reduction on car insurance for nurses is % or $.

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Buying coverage from the top car insurance company can be a challenge considering how many companies are available to choose from in Maine. The ranking information shown next may help you analyze which car insurance providers to look at when shopping insurance around for nurses. These ratings only include major nationwide insurance companies, so smaller companies that only insure vehicles in Maine are not factored into these rankings.

Top Ten Car Insurance Companies in Maine
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
The General 96 100 92 91% A- 95
The Hartford 88 96 91 93% A+ 92.6
Progressive 84 94 99 90% A+ 92.4
Travelers 84 93 100 87% A++ 92.3
State Farm 84 93 95 87% A++ 91
Farmers Insurance 87 92 90 85% A 90.6
Safeco Insurance 85 91 87 86% A 88.4
USAA 71 93 98 87% A++ 88
GEICO 73 93 95 85% A++ 87.1
21st Century 85 85 91 89% A 86.9
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Data Source: Insure.com Best Car Insurance Companies