Cheapest Insurance for a Chevrolet Silverado in Utah

Cheapest Insurance for a Chevrolet Silverado in Utah

Your odds of finding cheap auto insurance for a Chevy Silverado in Utah depends on a lot of rating criteria like how far you commute, the insurance company you are currently insured with, and any prior driving offenses. Drivers in Utah pay approximately $720 each year for Silverado insurance, but that amount is a ballpark figure based on cost data for a 30-year-old married male driver that purchased full coverage including both comprehensive and collision and $1,000 policy deductibles.

Chances are that you are not 30 and maybe not even a male, possibly single instead of married, and there is a good chance that there are other drivers on your policy. This shows why the only real way to find cheap car insurance rates for your Chevrolet is to just take the time to compare rates yourself. Quotes only take a few minutes and you will be able to compare rates from some of the best companies in Utah.

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Your vehicle’s trim level tends to have a direct effect on the cost of coverage, so the price to insure a Silverado LS Regular Cab 2WD trim level will be $120 cheaper than the cost to insure the more expensive Silverado Crew Cab Hybrid 4WD version, as demonstrated by the prices below.

Chevrolet Silverado Insurance Rates in Utah
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado LS Regular Cab 2WD $112 $180 $302 $18 $90 $702 $59
Silverado LS Regular Cab 4WD $112 $180 $268 $16 $80 $656 $55
Silverado LT Regular Cab 2WD $128 $220 $302 $18 $90 $758 $63
Silverado LT Regular Cab $128 $220 $302 $18 $90 $758 $63
Silverado LS Extended Cab 4WD $128 $220 $268 $16 $80 $712 $59
Silverado LT Extended Cab 4WD $128 $220 $268 $16 $80 $712 $59
Silverado LT Extended Cab 2WD $128 $220 $302 $18 $90 $758 $63
Silverado LS Extended Cab 2WD $128 $220 $302 $18 $90 $758 $63
Silverado LT Crew Cab 4WD $144 $258 $268 $16 $80 $766 $64
Silverado LS Crew Cab 2WD $144 $258 $302 $18 $90 $812 $68
Silverado LS Crew Cab 4WD $144 $258 $268 $16 $80 $766 $64
Silverado LT Crew Cab 2WD $144 $258 $302 $18 $90 $812 $68
Silverado LTZ Extended Cab 2WD $144 $258 $302 $18 $90 $812 $68
Silverado LTZ Extended Cab 4WD $144 $258 $268 $16 $80 $766 $64
Silverado LTZ Crew Cab 2WD $144 $258 $302 $18 $90 $812 $68
Silverado LTZ Crew Cab 4WD $144 $258 $268 $16 $80 $766 $64
Silverado Crew Cab Hybrid 2WD $144 $298 $268 $16 $80 $806 $67
Silverado Crew Cab Hybrid 4WD $160 $298 $268 $16 $80 $822 $69
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Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Utah minimum liability limits. Discounts applied include safe-driver, multi-vehicle, claim-free, multi-policy, and homeowner. Information does not factor in the specific area where the vehicle is garaged which can affect premium rates substantially.

Finding a highly-rated insurance provider is hard considering how many companies sell insurance in Utah. The ranking data displayed below may help you decide which insurers you want to consider purchasing coverage from.

These ratings include the largest companies in the United States, so companies without a large exposure are not included in this list. To view rates from these top-rated insurers and more, click here.

Top 10 Large Car Insurance Companies in Utah Ranked by Value

  1. USAA
  2. American Family
  3. The Hartford
  4. The General
  5. State Farm
  6. AAA Insurance
  7. Nationwide
  8. Allstate
  9. Esurance
  10. Safeco

Top 10 Large Car Insurance Companies Overall in Utah

  1. USAA
  2. American Family
  3. State Farm
  4. The Hartford
  5. AAA Insurance
  6. GEICO
  7. The General
  8. Progressive
  9. Allstate
  10. Nationwide

Top Companies for Chevrolet Silverado Insurance in Utah

Insurance rate increases from tickets or accidents

The ideal way to obtain good insurance rates in Utah for a Silverado pickup is to drive carefully and avoid accidents and traffic citations. The chart below shows how violations and at-fault accidents can affect insurance costs for different insured age categories. The information is based on a married female driver, comprehensive and collision coverage, $1,000 deductibles, and no policy discounts are applied.

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The data in the chart shows the average cost of car insurance per year with no violations or accidents is $1,095. Add in two speeding tickets and the average cost surges to $1,550, an increase of $455 each year. Next add two accidents along with the two speeding tickets and the annual cost of insurance for a Chevy Silverado jumps again to an average of $3,377. That’s an increase of $2,282, or $190 per month, just for not driving carefully!

Geico, State Farm, Allstate, or Progressive: Who is best?

When shopping around for insurance for a Silverado pickup in Utah, the most popular companies are Geico, State Farm, Allstate, and Progressive. The table below illustrates ratings for price and service, as well as some optional coverages that may be available in your state.

Top U.S. Car Insurance Company Ratings
Geico State Farm Allstate Progressive
Number of Discounts 2nd 3rd 1st 4th
Client Satisfaction 1st 4th 2nd 3rd
Overall Price 1st 2nd 4th 3rd
Handling of Claims 3rd 2nd 1st 4th
Rideshare insurance Yes Yes Yes Yes
Usage-based rating No Yes Yes Yes
Roadside service Yes Yes Yes Yes
Accident forgiveness coverage Yes No Yes Yes
Breakdown insurance Yes No No Yes
New car replacement insurance No No Yes No
Available in Utah Yes Yes Yes Yes
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