The chances that you’ll find cheaper insurance for a Mazda CX-7 in Texas is contingent on a complicated equation that takes into consideration things such as your marital status, where your vehicle is garaged, and any prior driving citations you have received. Drivers in Texas will pay on average $1,150 per year for CX-7 insurance, but that cost is a ballpark figure using rating data for a 40-year-old married male driver that wants comprehensive and collision coverage and $250 physical damage deductibles.
There is a good possibility you are not a 40-year-old male, you might be single instead of married, and you may just want the cheapest liability coverage you can find. Just a minor change in input factors may result in a big change in quoted rates.
There is no “one size fits all” policy, so the way we recommend to find cheap car insurance rates for your Mazda is to do a thorough rate comparison.
The specific trim level can impact price, so the rate you will pay to insure a CX-7 SV 2WD will be $150 less expensive the cost to insure the higher-priced CX-7 Grand Touring 4WD trim level, as shown by the rates below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
CX-7 SV 2WD | $268 | $456 | $392 | $24 | $118 | $1,258 | $105 |
CX-7 Sport 2WD | $302 | $456 | $392 | $24 | $118 | $1,292 | $108 |
CX-7 Touring 2WD | $302 | $456 | $392 | $24 | $118 | $1,292 | $108 |
CX-7 Touring 4WD | $302 | $538 | $392 | $24 | $118 | $1,374 | $115 |
CX-7 Grand Touring 2WD | $336 | $538 | $392 | $24 | $118 | $1,408 | $117 |
CX-7 Grand Touring 4WD | $336 | $538 | $392 | $24 | $118 | $1,408 | $117 |
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Cost estimates assume married male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Rate quotes do not factor in specific Texas garaging location which can decrease or increase rates greatly.
Buying coverage from the right insurance provider can be challenging considering how many different insurance companies sell coverage in Texas. The company ratings displayed below can help you decide which auto insurance companies you want to consider when insurance shopping for a Mazda CX-7. The ratings below only include companies with a nationwide focus, so smaller companies that only insure vehicles in Texas are not factored into these rankings.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
Travelers | 93 | 98 | 99 | 88% | A++ | 95.1 |
USAA | 83 | 99 | 100 | 91% | A++ | 94.1 |
Mercury Insurance | 97 | 96 | 88 | 89% | A+ | 93.4 |
AAA Insurance | 91 | 95 | 92 | 90% | A | 93.3 |
Nationwide | 85 | 95 | 97 | 89% | A+ | 92.4 |
Allstate | 77 | 100 | 97 | 88% | A+ | 90.7 |
State Farm | 80 | 94 | 96 | 88% | A++ | 90.6 |
The Hartford | 88 | 93 | 91 | 87% | A+ | 90.4 |
Safeco Insurance | 91 | 95 | 85 | 88% | A | 90.2 |
Progressive | 88 | 94 | 83 | 88% | A+ | 90.1 |
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Data Source: Insure.com Best Car Insurance Companies
The illustration below demonstrates how deductible levels can affect annual premium costs when researching cheap insurance for a Mazda CX-7. The data is based on a married male driver, full physical damage coverage, and no discounts are applied to the premium.
As shown above, a 30-year-old driver could save $352 a year by changing from a $100 deductible up to a $500 deductible, or save $534 by choosing a $1,000 deductible. Youthful drivers, like the 20-year-old category, could shave up to $1,060 or even more by using higher deductibles when buying full coverage. If you do raise deductibles, it’s a good idea to have enough funds in savings to be able to pay the extra out-of-pocket expense, which is the main disadvantage of using high deductibles.
If you are shopping around for insurance for a CX-7 in Texas, four good companies to start with are Geico, State Farm, Allstate, and Progressive. If you add them together, they insure over 48% of the entire U.S. car insurance market. The following table ranks price and claims rank as well as some different options that are available for customers.
Geico | State Farm | Allstate | Progressive | |
---|---|---|---|---|
Claims Handling | 3rd | 2nd | 1st | 4th |
Overall Satisfaction | 1st | 4th | 2nd | 3rd |
Policy Discounts | 2nd | 3rd | 1st | 4th |
Policy Cost | 1st | 2nd | 4th | 3rd |
A.M. Best financial rating | A++ | A++ | A+ | A+ |
Coverage for ridesharing | Yes | Yes | Yes | Yes |
Accident forgiveness | Yes | No | Yes | Yes |
Usage-based insurance | No | Yes | Yes | Yes |
Mechnical breakdown | Yes | No | No | Yes |
New car replacement | No | No | Yes | No |
Emergency roadside assistance | Yes | Yes | Yes | Yes |
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