How Much are Auto Insurance Quotes for a School Permit in New York?

Wouldn’t this article be short if you could just magically know the best company in New York that has the most affordable coverage for a school permit? It’s not that easy, however, as there are a whole bunch of unknowns such as what deductibles to use for physical damage coverage, the crime level of your neighborhood, and when you were born, that all go into determining the rate you pay. If you keep reading, we will teach you about some of these criteria and will give you a good beginning to your search for cheaper coverage.

Finding out which company offers the cheapest insurance rates for a school permit takes more time in order to find the lowest price. Every car insurance company uses different criteria for determining prices, so let’s take a look at the lowest cost insurance companies in New York.

We do need to point out that New York insurance rates are calculated based on many things that control the policy price. Simply getting older, adding a teenager to your policy, or getting caught speeding may prompt premium changes resulting in some companies being more affordable than others.

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USAA may offer some of the most affordable car insurance rates in New York at around $1,187 per year. Erie, Progressive, Utica National, and Allstate also qualify as some of the best New York car insurance companies.

In the above rates, if you currently have a policy with Allstate and switched to Erie, you could realize an annual premium reduction of roughly $338. Drivers with Travelers may save as much as $357 a year, and Amica customers might lower prices by $362 a year.

If you would like to find cheap insurance for a school permit in New York, click here to get a free quote or visit any of the companies below.

Remember that these policy rates are averages across all ages of drivers and types of vehicles and are not factoring in a rate surcharge for a school permit. So the auto insurance company that can offer you the best rate may not even be featured in the chart above. That point stresses why you need to compare rates from multiple companies using your own personal information and vehicle type.

The vehicle requiring coverage is probably the largest consideration when comparison shopping for cheap insurance for a school permit in New York. Vehicles with high performance, poor safety features, or a history of substantial liability claims will cost quite a bit more to insure than more modest models.

The information below ranks auto insurance premiums for a number of the most economical vehicles to insure in New York.

Data based on single female driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and New York minimum liability limits. Discounts applied include safe-driver, and claim-free. Table data does not factor in zip code location which can increase or decrease premium rates noticeably.

By looking at the data, cars like the Honda CR-V, Honda Accord, Ford Escape, and Chevrolet Traverse are some of the most affordable vehicles to insure for a learners permit. Auto insurance rates will tend to be more expensive anyway because there is more claim exposure for a school permit, but in general those vehicles will tend to have the least expensive rates compared to other vehicles.

Progressive, State Farm, Geico, or Allstate: Who is cheapest?

When buying car insurance for a learners permit in New York, some of the first companies to look at are Progressive, State Farm, Geico, and Allstate. When combined, they have almost half of all policies written. The table below rates pricing and service ratings, plus some optional coverages that may be available in New York.