How Much are Auto Insurance Quotes for High Mileage Drivers in Oregon?

How Much are Auto Insurance Quotes for High Mileage Drivers in Oregon?

Comparing rates for low-cost car insurance is challenging, and deciding which company has the best car insurance rates for high mileage drivers will take even more rate comparisons.

Every car insurance company has their own process for setting prices, so let’s take a look at the car insurance companies with the overall cheapest rates in Oregon. It’s important that readers know that Oregon car insurance rates are determined by lots of factors which can substantially decrease or increase the price you have to pay for coverage. This price variability is why Oregon drivers need to perform an extensive rate comparison when trying to find the lowest insurance quotes for high mileage drivers. Insurance rates consist of many things and can decrease or increase without notice, so the most affordable company the last time you compared rates may now be an over-priced policy.

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Cheapest Oregon car insurance ranked by price
Rank Company Cost Per Year
1 Grange $687
2 Oregon Mutual $819
3 Country $831
4 USAA $950
5 Travelers $952
6 State Farm $1,061
7 Amica $1,125
8 GEICO $1,144
9 Allied $1,167
10 Mutual Enumclaw $1,188
11 California Casualty $1,194
12 Progressive $1,259
13 MetLife $1,340
14 21st Century $1,364
15 American Family $1,431
16 Encompass $1,558
17 Allstate $1,722
18 Farmers $1,954
19 Safeco $2,216
20 Liberty Mutual $2,458
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Grange may offer some of the most affordable car insurance rates in Oregon at around $687 each year. Oregon Mutual, Country, USAA, and Travelers are also some of the more affordable Oregon auto insurance companies.

As illustrated above, if you are currently insured with Travelers and switched to Oregon Mutual, you could see a yearly price reduction of approxmiately $133. Insureds with State Farm might save as much as $242 a year, and Amica policyholders might realize rate reductions of up to $306 a year.

To see how much you can save, click here to start your free quote or quote rates from the companies below.

It’s important to note that these premium estimates are averages across all types of drivers and the different vehicles they drive and are not factoring in a price decrease for high mileage drivers. So the insurer that is best for you may not even be shown in the list above. That helps illustrate why you need to get car insurance quotes using your own driver information and specific vehicle type.

The vehicle model requiring coverage is a significant factor that determines whether or not you find affordable car insurance for high mileage drivers. Vehicles with average performance, a plethora of safety features, or a low likelihood of liability claims will cost quite a bit less to insure than higher performance models. The next lists ranks insurance costs for a number of the most budget-friendly automobiles to buy insurance for.

Auto Insurance Rates for Popular Cars in Oregon
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LT $1,102 $551 $92
Ford Fusion SEL AWD 4-Dr Sedan $1,236 $618 $103
Honda Accord EX 4-Dr Sedan $910 $455 $76
Honda Civic EX-L 2-Dr Coupe $1,340 $670 $112
Hyundai Elantra GLS Touring Station Wagon $910 $455 $76
Hyundai Sonata Limited 4-Dr Sedan $1,234 $617 $103
Nissan Altima 3.5 SR 2-Dr Coupe $1,290 $645 $108
Toyota Corolla LE $1,138 $569 $95
Volkswagen Jetta 2.0T 4-Dr Sedan $1,160 $580 $97
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Table data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Oregon minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Premium amounts do not factor in the specific area where the vehicle is garaged which can influence price quotes considerably.

Insurance Rates for Popular SUVs and Crossovers in Oregon
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Acura MDX with Tech Package 4WD $1,180 $590 $98
BMW X5 3.5D AWD $1,258 $629 $105
Cadillac Escalade 4WD $1,404 $702 $117
Chevrolet Traverse LT 2WD $954 $477 $80
Ford Escape XLS 2WD $910 $455 $76
Ford Expedition Limited 2WD $1,070 $535 $89
Ford Explorer Eddie Bauer AWD $1,102 $551 $92
GMC Acadia SLE AWD $1,080 $540 $90
GMC Terrain SLT AWD $1,070 $535 $89
Honda CR-V LX 4WD $910 $455 $76
Honda Pilot EX 2WD $1,044 $522 $87
Jeep Grand Cherokee Laredo 4WD $1,080 $540 $90
Kia Sportage LX 2WD 4-Dr $1,000 $500 $83
Toyota Highlander Hybrid 4WD $1,180 $590 $98
Toyota RAV4 Limited 4WD $1,080 $540 $90
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Prices based on single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Oregon minimum liability limits. Discounts applied include multi-policy, multi-vehicle, claim-free, safe-driver, and homeowner. Prices do not factor in garaging location in Oregon which can increase or decrease coverage prices substantially.

Car Insurance Rates for Popular Pickup Trucks in Oregon
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Colorado LT 2WD $978 $489 $82
Chevrolet Silverado LT Crew Cab 4WD $1,160 $580 $97
Dodge Ram Quad Cab ST 4WD $1,176 $588 $98
Ford F-150 Lariat Crew Cab Platinum 4WD $1,180 $590 $98
Ford F-250 XL Turbo Diesel 2WD $1,290 $645 $108
GMC Sierra 2500HD SLT Extended Cab 4WD $1,216 $608 $101
GMC Sierra 3500HD SLE Crew Cab 2WD $1,180 $590 $98
GMC Sierra SL Crew Cab 4WD $1,160 $580 $97
Toyota Tacoma Double Cab 4WD $1,080 $540 $90
Toyota Tundra Limited Double Cab 2WD $1,234 $617 $103
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Premium data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Oregon minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, multi-policy, and homeowner. Rate quotes do not factor in specific garaging location which can revise auto insurance rates considerably.

When shopping for cheaper insurance for high mileage drivers, one of the many components that affect the amount you pay for auto insurance is where you keep your vehicle in Oregon. More densely populated places like Gresham, Oregon City, and Beaverton tend to have more expensive auto insurance rates, whereas cities that are not as densely populated enjoy lower insurance rates.

The next table ranks the highest-priced places in Oregon for high mileage drivers to purchase car insurance in.

How much does auto insurance cost in Oregon?
Rank City Premium Per Year
1 Gresham $1,574
2 Portland $1,529
3 Oregon City $1,430
4 Tigard $1,376
5 Beaverton $1,370
6 Lake Oswego $1,364
7 Newberg $1,364
8 Forest Grove $1,360
9 Hillsboro $1,352
10 Keizer $1,351
11 Aloha $1,349
12 Woodburn $1,346
13 West Linn $1,322
14 Salem $1,320
15 Tualatin $1,299
16 McMinnville $1,286
17 Bend $1,236
18 Redmond $1,223
19 Roseburg $1,196
20 Springfield $1,158
21 Medford $1,157
22 Grants Pass $1,156
23 Albany $1,153
24 Corvallis $1,143
25 Eugene $1,123
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Annual rates are estimated as the specific garaging location can lower or raise coverage rates greatly.

Choosing a highly-rated insurance provider can be a challenge considering how many different companies there are to choose from in Oregon. The company rank data listed below can help you analyze which auto insurance companies to look at when insurance shopping for high mileage drivers. These rankings are only made up of the largest companies in America, so companies that only write business in Oregon or surrounding areas are not taken into consideration for the list.

Top 10 Large Car Insurance Companies in Oregon Ranked by Claims Service

  1. State Farm
  2. Esurance
  3. AAA Insurance
  4. Progressive
  5. GEICO
  6. Liberty Mutual
  7. Allstate
  8. The Hartford
  9. The General
  10. 21st Century