How Much are Auto Insurance Quotes for Unemployed Drivers in Nevada?

The car, truck, or SUV driven is one of the primary factors when shopping around for cheap insurance for unemployed drivers in Nevada. Vehicles with reasonable performance levels, a plethora of safety features, or low incidents of liability claims will cost less to insure than high performance models. The next list ranks car insurance costs for a handful of the cheaper vehicles to buy coverage for.

Cost estimates assume single male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Nevada minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-vehicle, and multi-policy. Prices do not factor in garaging location in Nevada which can revise auto insurance rates significantly.

By looking at the data, vehicles like the Ford Escape, Honda CR-V, and Chevrolet Traverse are most likely to be the more affordable vehicles to insure for the unemployed.

When buying insurance for the unemployed, one of the key criteria that insurance companies use when figuring the price you pay for insurance is where you normally keep your vehicle in Nevada. More densely populated places like Winchester, Sunrise Manor, and Las Vegas tend to pay more, whereas areas with less congestion have the benefit of cheaper auto insurance prices.

The information below illustrates the more expensive cities in Nevada for unemployed drivers to buy auto insurance in.

Information shown are estimated as vehicle location can affect price quotes substantially.

Finding good, reasonably-priced insurance is tough enough, and finding out which company offers the most affordable insurance rates for unemployed drivers takes even more work.

Each insurer has their own guidelines to establish rates, so let’s begin by taking a look at the most budget-friendly insurance companies in Nevada. It’s important that readers know that Nevada insurance rates are impacted by many factors that may substantially change the price you have to pay. Things like having a birthday, buying a different home, or getting a ticket for careless driving can trigger changes in premium resulting in some rates now being more expensive than others.

Best Insurance Companies for Job Seekers

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Travelers may offer some of the best car insurance rates in Nevada at around $903 annually. Allied, Capital, American Family, and Progressive also qualify as some of the more affordable Nevada insurance companies.

As illustrated above, if you have coverage with American Family and switched to Allied, you could earn a yearly savings of roughly $261. Drivers with Progressive might save as much as $269 a year, and Oregon Mutual customers might lower prices by $272 a year.

These premium estimates are averages across all ages of drivers and types of vehicles and do not factor in a price decrease for unemployed drivers. So the car insurance company that has the lowest price for you may not even be included in the above list. That is why you need to compare rates from as many companies as possible using your own driver data and vehicle information.

Ending up with the top company can be challenging considering how many choices there are in Nevada. The ranking information shown next could help you select which car insurance providers to look at when comparing rate quotes.

The rankings below are only made up of the largest companies in America, so companies that have a smaller presence will not be included in this list. To compare rates from the insurers below and more, click here.

Top 10 Large Car Insurance Companies in Nevada Ranked by Customer Satisfaction

1. Titan Insurance – 95%
2. USAA – 94%
3. AAA Insurance – 91%
4. Nationwide – 90%
5. State Farm – 90%
6. The Hartford – 89%
7. GEICO – 89%
8. 21st Century – 88%
9. Liberty Mutual – 88%
10. Allstate – 88%

Top 10 Large Car Insurance Companies in Nevada Ranked by Customer Service

1. GEICO
2. State Farm
3. The Hartford
4. Mercury Insurance
5. The General
6. Progressive
7. Allstate
8. AAA Insurance
9. American Family
10. Nationwide

How to find cheap insurance for unemployed drivers in Nevada

Below you’ll find many money-saving solutions that can help drivers buy lower-cost coverage.

• The safer your car, the less it costs to insure
• At-fault accidents will increase rates
• Do not waste money insuring older vehicles for full coverage
• You will pay more if you get tickets or have at-fault accidents
• Buy your auto and home insurance from the same company and save
• Pay for smaller claims out-of-pocket
• Compare rates and switch if you can find a better deal

That last tip is certainly vital, as was emphasized in this write-up. Prices charged by companies change frequently, so drivers shouldn’t hesitate to buy a different policy if you find a cheaper price.

Many drivers have brand loyalty and that’s fine, but it’s not a good idea if that inflexibility results in costing you money that could be going to better use. In less than five minutes you could compare rates and find cheaper insurance for unemployed drivers.