Wouldn’t this article be short if you could know instantly the best company that has the best deal on coverage for immigrants? It’s just not that simple, as there are a whole bunch of unknowns like if you are married, the amount of coverage you want, if you own your home, and what level of deductibles you wish to have. If you keep reading, we will teach you about the best ways to pay less and will hopefully give you a good start to your coverage search.
One of the many factors that insurance companies take into consideration when calculating the amount you pay for auto insurance is where you live. Cities with larger populations like Manchester, Pinardville, and Derry tend to have more expensive auto insurance rates, whereas less populated areas have the benefit of cheap insurance for immigrants in New Hampshire.
The information below shows the most expensive cities in New Hampshire for immigrants to buy auto insurance in.
Rank | City | Premium Per Year |
---|---|---|
1 | Manchester | $1,276 |
2 | Nashua | $1,183 |
3 | Pinardville | $1,165 |
4 | South Hooksett | $1,156 |
5 | Derry | $1,152 |
6 | Londonderry | $1,137 |
7 | Claremont | $1,125 |
8 | Exeter | $1,123 |
9 | Hudson | $1,120 |
10 | Milford | $1,118 |
11 | Hampton | $1,112 |
12 | Dover | $1,112 |
13 | Berlin | $1,106 |
14 | Durham | $1,102 |
15 | Laconia | $1,098 |
16 | Newmarket | $1,094 |
17 | Franklin | $1,091 |
18 | Rochester | $1,087 |
19 | Hanover | $1,083 |
20 | Portsmouth | $1,073 |
21 | Lebanon | $1,072 |
22 | Somersworth | $1,072 |
23 | Keene | $1,024 |
24 | Concord | $1,016 |
25 | Suncook | $1,005 |
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Premium amounts are comparative as the specific New Hampshire residence address can alter insurance rates greatly.
Deciphering which companies have the cheapest car insurance rates for immigrants may require a tad more effort in order to find the best policy. Every insurance provider has their own unique process to determine rates, so we will examine the most affordable car insurance companies in New Hampshire.
It’s a good idea to know that New Hampshire car insurance rates are impacted by many things that can increase the price you pay. Getting older, moving to a new city, or having a fender bender may generate price changes resulting in some companies being affordable when they were higher priced.
Best Cheap Insurance Rates for Migrants
Rank | Company | Cost Per Year |
---|---|---|
1 | Concord | $712 |
2 | Travelers | $716 |
3 | Patriot | $812 |
4 | USAA | $845 |
5 | Vermont Mutual | $864 |
6 | Amica | $889 |
7 | Encompass | $1,014 |
8 | MMG Insurance | $1,038 |
9 | Progressive | $1,075 |
10 | State Farm | $1,144 |
11 | MetLife | $1,241 |
12 | Liberty Mutual | $1,385 |
13 | GEICO | $1,386 |
14 | Safeco | $1,706 |
15 | Allstate | $1,777 |
16 | The Hartford | $1,785 |
17 | Hanover | $2,084 |
18 | Commerce Group | $2,438 |
19 | Nationwide | $6,070 |
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Concord may offer some of the cheapest car insurance rates in New Hampshire at around $712 annually. Travelers, Patriot, USAA, and Vermont Mutual are also some of the cheaper New Hampshire insurance companies.
As depicted above, if you currently have a policy with Vermont Mutual and switched to Travelers, you might see savings of around $148. Policyholders with Amica may save as much as $173 a year, and Encompass policyholders might reduce prices by as much as $298 a year.
It’s important to note that these premiums are averaged across all ages of drivers and types of vehicles and and are not calculated with a rate discount for immigrants. So the auto insurance company that can offer the best rates for your situation may not even be featured in the list of companies shown earlier. That point stresses why you need to get quotes using your own driver data and vehicle information.
The model of vehicle to be insured is one of the primary factors when comparison shopping for the best cheap car insurance for immigrants. Vehicles with higher performance characteristics, a lack of modern safety features, or a high likelihood of having liability claims will cost substantially more to insure than safer models. The next lists illustrates auto insurance premiums for the most economical automobiles to insure in New Hampshire.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Malibu LT | $816 | $408 | $68 |
Ford Focus SE 4-Dr Sedan | $784 | $392 | $65 |
Ford Fusion SEL AWD 4-Dr Sedan | $916 | $458 | $76 |
Honda Accord EX 4-Dr Sedan | $676 | $338 | $56 |
Honda Civic GX 4-Dr Sedan | $884 | $442 | $74 |
Hyundai Elantra Blue 4-Dr Sedan | $826 | $413 | $69 |
Hyundai Sonata GLS 4-Dr Sedan | $858 | $429 | $72 |
Toyota Camry SE | $842 | $421 | $70 |
Toyota Corolla S | $842 | $421 | $70 |
Volkswagen Jetta S 4-Dr Sedan | $800 | $400 | $67 |
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Data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Hampshire minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, multi-policy, and claim-free. Estimates do not factor in specific location information which can influence auto insurance rates greatly.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Acura RDX Technology Package 2WD | $794 | $397 | $66 |
Cadillac Escalade Hybrid Platinum 4WD | $1,150 | $575 | $96 |
Chevrolet Traverse LTZ 2WD | $752 | $376 | $63 |
Ford Escape XLS 4WD | $676 | $338 | $56 |
Ford Expedition King Ranch 4WD | $810 | $405 | $68 |
Ford Explorer XLT AWD | $756 | $378 | $63 |
GMC Acadia SLE 2WD | $756 | $378 | $63 |
Honda CR-V LX 4WD | $676 | $338 | $56 |
Honda Pilot Touring 2WD | $816 | $408 | $68 |
Jeep Grand Cherokee Limited 2WD | $858 | $429 | $72 |
Jeep Wrangler Sport 4WD 2-Dr | $698 | $349 | $58 |
Nissan Pathfinder LE 2WD | $816 | $408 | $68 |
Toyota Highlander SE 2WD | $816 | $408 | $68 |
Toyota RAV4 2WD | $800 | $400 | $67 |
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Above prices assume single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Hampshire minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, multi-vehicle, and homeowner. Rate information does not factor in New Hampshire location which can revise coverage rates greatly.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Colorado LT Extended Cab 2WD | $784 | $392 | $65 |
Chevrolet Silverado 2500HD LTZ Crew Cab 4WD | $858 | $429 | $72 |
Chevrolet Silverado LS Extended Cab 4WD | $800 | $400 | $67 |
Dodge Ram 2500 Mega Cab SLT 2WD | $974 | $487 | $81 |
Dodge Ram Crew Cab Sport 4WD | $932 | $466 | $78 |
Ford F-150 STX Super Cab 4WD | $772 | $386 | $64 |
Ford F-250 XLT Crew Cab Turbo Diesel 2WD | $974 | $487 | $81 |
GMC Sierra 3500HD SLE Crew Cab 2WD | $874 | $437 | $73 |
GMC Sierra SLE Regular Cab 2WD | $800 | $400 | $67 |
Toyota Tundra SR/5 Double Cab 2WD | $858 | $429 | $72 |
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Table data represents single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Hampshire minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-vehicle, and multi-policy. Information does not factor in vehicle garaging location which can increase or decrease rates noticeably.
If you’re looking for the best car insurance for foreigners, four companies you’ll want quotes from are Progressive, Allstate, State Farm, and Geico. When added together, they make up almost 50% of all vehicles in the U.S.. All of them have slightly different options that drivers can select from. The next table ranks some of the different options and features shoppers can expect to find with each one.
Progressive | Allstate | State Farm | Geico | |
---|---|---|---|---|
Price Ranking | 3rd | 4th | 2nd | 1st |
Handling of Claims | 4th | 1st | 2nd | 3rd |
Discounts Available | 4th | 1st | 3rd | 2nd |
Customer Satisfaction | 3rd | 2nd | 4th | 1st |
Recommend by customers | 88% | 86% | 88% | 87% |
Rating from A.M. Best | A+ | A+ | A++ | A++ |
Emergency roadside assistance | Yes | Yes | Yes | Yes |
New car replacement insurance | No | Yes | No | No |
Accident forgiveness | Yes | Yes | No | Yes |
Rating based on usage | Yes | Yes | Yes | No |
Rideshare insurance | Yes | Yes | Yes | Yes |
Breakdown insurance | Yes | No | No | Yes |
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