How Much are Car Insurance Quotes for Low Credit Scores in Wisconsin?

This would be a really short article if we could tell you the one auto insurance company that has the cheapest rates in Wisconsin. It’s just not that easy, however, as there are a ton of unknown factors such as the safety ratings of your vehicle, the level of deductible you choose, and the liability claim history for your vehicle model, that all have an effect on the price. This article covers the best ways to pay less and will hopefully give you a good start in finding the cheapest car insurance.

The model of vehicle requiring insurance is one of the largest considerations that determines if you can find the most affordable insurance for low credit scores. Vehicles with lower performance, advanced safety features, or low incidents of liability claims will cost quite a bit less to insure than higher performance models.

The next tables features insurance premiums for some of the cheaper vehicles to buy insurance for.

Data variables include married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Wisconsin minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, safe-driver, and claim-free. Price estimates do not factor in specific Wisconsin garaging location which can modify coverage rates noticeably.

Data rating is based on married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, claim-free, and safe-driver. Rate information does not factor in specific location which can lower or raise insurance rates significantly.

Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, homeowner, and safe-driver. Prices do not factor in garaging location in Wisconsin which can alter premium rates considerably.

When buying car insurance for bad credit, one of the key considerations that car insurance companies use to calculate insurance cost is where you call home in Wisconsin. Cities with more crime and/or more people like Milwaukee, Kenosha, and Greenfield tend to pay higher rates, whereas more rural areas receive better rates.

The illustration below shows the highest-priced places in Wisconsin for low credit scores to buy car insurance in.

Premium costs are comparative as the specific Wisconsin residence address can affect coverage rates greatly.

Trying to buy low-priced insurance is hard enough, and determining which company has the cheapest insurance rates for low credit scores requires even more diligence.

Every insurance provider has a different formula for determining rates, so let’s take a look at the most budget-friendly insurance companies in Wisconsin.

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USAA has some of the best car insurance rates in Wisconsin at around $586 per year. Partners Mutual, Erie, Rockford Mutual, and Rural Mutual Insurance would also make the list of some of the best Wisconsin car insurance companies.

As the example above demonstrates, if you currently have a policy with Rockford Mutual and switched to USAA, you could realize an annual premium reduction of approxmiately $146. Drivers with Rural Mutual Insurance might save as much as $163 a year, and Nationwide policyholders might realize rate reductions of up to $166 a year.

Remember that these premiums are averages across all insureds and vehicles and do not take into consideration a price discount for low credit scores. So the auto insurance company that can offer you the lowest price may not even be included in the list above. That illustrates why you need to compare prices as often as possible using your own individual information.

Which car insurance company is best?

When comparing car insurance for bad credit in Wisconsin, some of the first companies to look at are Allstate, Geico, Progressive, and State Farm. If you add them together, they insure about half of the entire U.S. auto insurance market. The next table compares and contrasts ratings for price and service, as well as some optional coverages that may be available in your state.