How Much are Insurance Quotes for a Chevrolet Equinox in Utah?

The chances of finding the best cheap insurance for a Chevrolet Equinox in Utah depends on lots of different factors such as if you own your home, the performance level of your vehicle, and if you have a clean driving record. Utah drivers pay an average rate of $640 each year to buy Chevrolet Equinox insurance, but that rate is a projection using cost data for a 30-year-old married male driver that wants full physical damage coverage and $1,000 physical damage deductibles.

More likely than not, you may not be 30 years old (or even male), possibly single instead of married, or maybe you prefer liability limits higher than required by Utah state law. Car insurance prices are based on the driver profile the only real way to find cheap car insurance rates for your Chevrolet is to compare rates from as many companies as possible. To cut your rates now, get a free quote and you will be able to compare rates from the best auto insurance companies in Utah.

Insure Your Chevrolet for Less

Your vehicle’s trim level will most likely have an effect on the coverage cost, so the price you will pay to insure a Equinox LS 2WD will be $54 lower than the price to insure the higher-priced Equinox LTZ AWD trim level, as demonstrated by the prices below.

Data based on married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Utah minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, multi-policy, and claim-free. Price information does not factor in specific location information which can alter coverage prices noticeably.

Finding a high-quality auto insurance company is hard considering how many companies there are to choose from in Utah. The ranking data listed below could help you choose which car insurance companies to look at when shopping around.

The rankings below are only comprised of insurance companies that insure vehicles in the majority of U.S. states, so companies with more of a regional focus are not included in the list. To get rate quotes and find the cheapest rates for a Chevrolet Equinox, click here.

Top 10 Major Auto Insurance Providers in Utah Ranked by Value

1. USAA
2. American Family
3. The Hartford
4. The General
5. State Farm
6. AAA Insurance
7. Nationwide
8. Allstate
9. Esurance
10. Safeco

Top Companies for Chevrolet Equinox Insurance in Utah

Full coverage or liability only

Finding cheap insurance for a Chevrolet Equinox in Utah is the goal of the majority of people, and one of the best ways to buy cheap insurance is to only pay for liability coverage. The chart below shows the difference between insurance costs with full physical damage coverage compared to only buying the minimum liability limits required in Utah. The premiums are based on no violations or claims, $100 deductibles, single marital status, and no discounts are applied.

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Averaged for all ages 20 through 70, physical damage coverage costs $1,826 per year more than buying just liability insurance. Lot’s of drivers question if buying full coverage is a good investment. There isn’t a steadfast formula of when to phase out comprehensive and collision coverage on your policy, but there is a general guideline. If the yearly cost for physical damage coverage is 10% or more of the replacement cost of your vehicle minus the policy deductible, the it may be a good time to stop paying for full coverage.

For example, let’s pretend your vehicle’s replacement value is $11,500 and you have $1,000 deductibles. If your vehicle is destroyed, the most you would get paid by your company is $10,500 after paying your policy deductible. If premium cost is more than $1,050 annually for your policy with full coverage, then you might want to consider buying only liability coverage.

How to find budget-friendly car insurance for a Chevrolet Equinox

It’s not impossible to find cheaper rates, and here are a few thrifty ideas that can help you get more affordable coverage.

• Get cheaper liability coverage by choosing a safer vehicle
• Home or renters coverage can save on auto insurance
• Maintaining good credit helps earn cheaper rates
• Prevent price hikes by avoiding at-fault accidents
• Full coverage may not be needed on older vehicles
• Shop your coverage around for the best deal

The last tip is very critical, as was stressed in the article above. Car insurance rates in Utah change a lot, so don’t be hesitant to buy a policy from a new company if you find a cheaper price. Brand loyalty is great, but we do not recommend it if that dedication is costing a small fortune. Take a few minutes and shop around to find cheaper insurance for a Chevrolet Equinox.