How Much Does Car Insurance Cost for 18 Year Olds in Nevada?

The model of vehicle you are buying coverage for is one of the main factors when quoting cheap insurance for 18 year olds in Nevada. Vehicles with high performance engines, poor crash test ratings, or high incidents of liability claims will cost substantially more to insure than safer, lower-performance models.

The next lists estimates auto insurance costs for some of the most economical automobiles to buy coverage for.

Data rating is based on single male driver age 18, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, and safe-driver. Rates do not factor in your specific Nevada location which can alter coverage prices significantly.

Data based on single male driver age 18, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, and safe-driver. Rate quotes do not factor in garaging location in Nevada which can increase or decrease auto insurance rates significantly.

Data based on single male driver age 18, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include safe-driver, and claim-free. Table data does not factor in the specific area where the vehicle is garaged which can decrease or increase coverage prices considerably.

Deciding which company has the most affordable car insurance rates for 18 year olds calls for a bit more work than just getting one or two price quotes. Every insurance company has a different process for establishing rates, so we need to take a look at the lowest cost car insurance companies in Nevada.

It’s a good idea to know that Nevada car insurance rates are calculated based on many things that will increase or decrease the cost of a policy. Getting older, having a teen driver, or getting a ticket for careless driving can trigger rate changes that can make some companies cheaper than competitors.

Cheapest Insurance Rates for Teens

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Travelers may offer some of the lowest car insurance rates in Nevada at around $912 per year. Allied, Capital, Oregon Mutual, and Progressive also rank well as some of the lowest-priced Nevada auto insurance companies.

As the rates illustrate above, if you are a policyholder with Oregon Mutual and switched to Allied, you could earn annual savings of around $243. Nevada drivers with Progressive may save as much as $251 a year, and American Family policyholders might reduce rates by $279 a year.

If you would like to find cheap insurance for 18 year olds in Nevada, click here to get quotes or click several companies below for low rates.

Be aware that those rates are averages across all insureds and vehicles and do not factor in a rate increase for 18 year olds. So the insurer that is best suited for you may not even be featured in the list of companies above. That points out the importance of why you need to quote rates from many companies using your own specific driver information and vehicle.

Buying coverage from the best car insurance company can be challenging considering how many different insurance companies sell coverage in Nevada. The ranking data shown next may help you decide which companies to look at shopping prices with. The ratings below are only comprised of companies with a nationwide focus, so companies that may only write in Nevada are not included in these rankings.

Get discount Nevada insurance

<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/cheap-car-insurance-18-year-olds-nv.jpg" alt="Cheaper Nevada car insurance for teen drivers”/>Insurers that provide cheap insurance for 18 year olds in Nevada may also give you price discounts that may potentially lower prices by as much as 25% or more if you meet specific eligibility requirements. The best car insurance companies and some of their more popular discounts can be read below.

• GEICO may have discounts that include membership and employees, anti-theft, emergency military deployment, good student, and seat belt use.
• Travelers has discounts for early quote, multi-car, payment discounts, continuous insurance, and driver training.
• Nationwide offers discounts for business or organization, good student, defensive driving, anti-theft, family plan, and easy pay.
• Farmers Insurance has savings for multi-car, bundle discounts, homeowner, good student, pay in full, distant student, and mature driver.
• Esurance includes discounts for safety device, DriveSense, anti-theft, good driver, multi-car, and renters.
• State Farm offers discounts including multiple autos, good student, student away at school, safe vehicle, multiple policy, Steer Clear safe driver discount, and passive restraint.
• Progressive policyholders can earn discounts including multi-policy, continuous coverage, multi-vehicle, online quote discount, and homeowner.
• Mercury Insurance discounts include type of vehicle, multi-policy, ease of repair, location of vehicle, annual mileage, and age of vehicle.

The information below compares premium costs with and without discounts applied to the rates. The data is based on a male driver, no claims or driving citations, Nevada state minimum liability limits, comp and collision included, and $1,000 deductibles.

The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with paid-in-full, passive restraint, paperless filing, continuous coverage, anti-theft, and good student discounts applied. In this example, the average amount saved each year on car insurance for 18 year olds is 28% or $451.

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Best rates: State Farm, Geico, Allstate, or Progressive

If you’re looking for the cheapest car insurance for teen drivers, the companies with the most market share are State Farm, Geico, Allstate, and Progressive. If you add them together, they insure over 48% of all policies written in the United States. The data below compares and contrasts ratings for price, service, and claims, in additional to some of the optional coverages that are available for buyers.