How Much Does Car Insurance Cost for Drivers with Bad Credit in Virginia?

It would sure make life easier if we could tell you the exact car insurance company that has the best auto insurance prices in Virginia. It’s not that easy, however, as there are a whole bunch of unknown aspects such as whether or not you have had gaps between policies, whether you need higher levels of liability coverage, and if you are a homeowner or renter, that help determine the price you have to pay. In this article, we will cover the best ways to pay less and hopefully give you enough understanding to have a solid foundation to find cheaper car insurance.

The car, truck, or SUV you are buying coverage for is a significant factor when comparison shopping for cheap insurance for drivers with bad credit in Virginia. Vehicles with limited speed and performance, modern passenger safety features, or a positive history of liability claims will cost substantially less to insure than higher performance models.

The tables below estimates coverage premiums for a number of the most cost-effective automobiles to insure.

Table data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Virginia minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, safe-driver, and multi-policy. Rate quotes do not factor in specific Virginia garaging location which can change coverage prices significantly.

Table data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Virginia minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, multi-vehicle, and homeowner. Estimates do not factor in vehicle garaging location which can impact coverage rates greatly.

Data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Virginia minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, homeowner, and multi-policy. Estimates do not factor in vehicle garaging location which can change prices noticeably.

When shopping for cheaper insurance for people with poor credit, one of the many factors that is used to help calculate car insurance rates is your zip code in Virginia. Regions with more people or even just more weather-related claims like Burke, Centreville, and McLean tend to have more expensive auto insurance rates, whereas areas with fewer weather claims and lower vehicle theft rates tend to receive slightly lower rates.

The following table lists the most costly cities in Virginia for drivers with bad credit to purchase a policy in.

Prices are approximated as the specific garaging location can revise price quotes noticeably.

Does Geico, State Farm, Allstate, or Progressive have the cheapest car insurance?

When it comes to auto insurance for people with poor credit in Virginia, four of the larger companies to compare rates for are Geico, State Farm, Allstate, and Progressive. Each one has different features and discounts that add value to each policy. The following table rates ratings for price and service, as well as some optional coverages offered by each one.