How Much Does Insurance Cost for a GMC Acadia in Ohio?

How Much Does Insurance Cost for a GMC Acadia in Ohio?

The chances of buying affordable coverage for a GMC Acadia in Ohio is dependent upon lots of different rating factors such as if you rent or own your home, if you have a tendancy to file claims, and blemishes on your driving record. Ohio drivers will pay around $490 annually for Acadia insurance, but that price is using cost data for a 40-year-old married male driver that has full coverage including both comprehensive and collision and $1,000 physical damage deductibles.

There’s a high likelihood you are not exactly 40 years old and possibly not even male, single instead of married, or maybe you want different physical damage deductibles. Even a very minor difference in policy rating criteria or coverages can result in a big discrepancy in price quotes.

Everone’s needs are different, and this illustrates why your best shot at finding the cheapest insurance price for your GMC is to compare as many rates as possible.

Cheapest GMC Acadia Insurance Rates

Your vehicle’s trim level tends to have a direct effect on price, so the price to insure a Acadia SL 2WD model will be $58 less than the price to insure the higher-end Acadia SLT AWD version, as shown in the table below.

GMC Acadia Insurance Rates in Ohio
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Acadia SL 2WD $86 $140 $234 $14 $70 $544 $45
Acadia SL AWD $98 $140 $234 $14 $70 $556 $46
Acadia SLE 2WD $98 $140 $234 $14 $70 $556 $46
Acadia SLE AWD $98 $172 $234 $14 $70 $588 $49
Acadia SLT 2WD $98 $172 $234 $14 $70 $588 $49
Acadia SLT AWD $112 $172 $234 $14 $70 $602 $50
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Above prices assume married male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Ohio minimum liability limits. Discounts applied include claim-free, multi-policy, safe-driver, multi-vehicle, and homeowner. Information does not factor in zip code location which can increase or decrease premiums significantly.

Best car insurance in Ohio

Picking a high-quality car insurance company is difficult considering how many choices there are in Ohio. The information listed below can help you analyze which companies you want to consider comparing rate quotes with. The rankings below are for the largest auto insurers in America, so companies that focus mainly on Ohio business are not factored into these rankings.

Top Car Insurance Companies for a GMC Acadia
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 99 100 90 92% A++ 97.4
21st Century 89 86 100 88% A 92.7
GEICO 97 91 88 85% A++ 92.5
Nationwide 88 94 91 88% A+ 91.3
AAA Insurance 93 87 88 87% A 90.8
Liberty Mutual 91 91 92 87% A 90.7
Safeco Insurance 90 93 88 86% A 90.2
State Farm 91 94 80 88% A++ 90.2
Travelers 89 91 94 79% A++ 90.1
American Family 88 92 83 88% A 89.4
Titan Insurance 89 91 83 86% A+ 89.3
Allstate 90 90 84 85% A+ 89.1
Progressive 83 85 99 87% A+ 88.7
Erie Insurance 92 90 82 88% A+ 88.5
The Hartford 87 89 84 87% A+ 88
Esurance 84 88 85 83% A+ 86
Farmers Insurance 79 88 84 87% A 84.7
The General 88 80 85 80% A- 84.5
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Data Source: Insure.com Best Car Insurance Companies

The example below illustrates how your choice of deductibles can raise or lower insurance rates when quoting cheap insurance for a GMC Acadia. The prices are based on a married female driver, full coverage, and no additional discounts are factored in.

A 30-year-old driver could pocket $186 a year by increasing from a $100 deductible up to a $500 deductible, or save $284 by using a $1,000 deductible. Young drivers, such as the Age 20 example, could possibly save as much as $400 annually just by choosing higher deductibles when buying full coverage.

If you do decide to increase your deductibles, it will now be necessary to have plenty of savings on hand to allow you to pay the extra out-of-pocket expense, which is the main inconvenience of larger deductibles.

Company comparison: Geico vs Progressive vs Allstate vs State Farm

If you’re looking for the cheapest insurance for an Acadia in Ohio, four good companies to start with are Geico, Progressive, Allstate, and State Farm. The table below shows price and claims rank as well as some different options that may be available in your state.

Auto Insurance Companies Compared
Geico Progressive Allstate State Farm
Price Overall 1st 3rd 4th 2nd
Client Satisfaction 1st 3rd 2nd 4th
Number of Discounts 2nd 4th 1st 3rd
Claims Service 3rd 4th 1st 2nd
A.M. Best financial rating A++ A+ A+ A++
New car replacement No No Yes No
Usage-based rating No Yes Yes Yes
Roadside assistance Yes Yes Yes Yes
Uber and Lyft insurance Yes Yes Yes Yes
Mechnical breakdown Yes Yes No No
Accident forgiveness Yes Yes Yes No
Offered in Ohio Yes Yes Yes Yes
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