How Much Does Insurance Cost for a Hyundai Santa Fe in Minnesota?

How Much Does Insurance Cost for a Hyundai Santa Fe in Minnesota?

The chances of finding the cheapest insurance for a Hyundai Santa Fe in Minnesota is dependent upon a pretty complex algorithm that uses a lot of factors such as how many years you have been driving, if you have ever had a gap in coverage, and driving violations and tickets. Minnesota drivers on average pay approximately $1,000 every 12 months to buy insurance for a Hyundai Santa Fe, but that figure is an approximation rating a 40-year-old single female driver that has full coverage and $500 deductibles.

There is a high probability that you are not a 40-year-old female, married instead of single, or maybe you just want to insure for liability only. This illustrates why the most reliable way to find cheap insurance prices for your Hyundai is to shop your policy around every couple of years.

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The trim level of your vehicle will influence price, so the cost to insure a Santa Fe GLS 2WD trim level will be $118 less expensive the insurance cost for the more costly Santa Fe Limited 4WD trim level, as shown below.

Hyundai Santa Fe Insurance Rates in Minnesota
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Santa Fe GLS 2WD $166 $376 $412 $24 $124 $1,102 $92
Santa Fe GLS 4WD $192 $376 $412 $24 $124 $1,128 $94
Santa Fe SE 2WD $192 $376 $412 $24 $124 $1,128 $94
Santa Fe Limited 2WD $192 $444 $412 $24 $124 $1,196 $100
Santa Fe SE 4WD $192 $444 $412 $24 $124 $1,196 $100
Santa Fe Limited 4WD $216 $444 $412 $24 $124 $1,220 $102
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Minnesota minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, multi-vehicle, and safe-driver. Rates do not factor in Minnesota location which can raise or lower premiums greatly.

Picking a good quality insurance company can be challenging considering how many companies provide coverage in Minnesota. The company ratings below could help you pick which auto insurance companies you want to consider when insurance shopping for a Hyundai Santa Fe. The ratings below are only comprised of companies that insure vehicles across America, so companies that have a smaller presence are not included in these rankings.

Top Ten Car Insurance Companies for a Hyundai Santa Fe
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 99 100 90 92% A++ 97.4
21st Century 89 86 100 88% A 92.7
GEICO 97 91 88 85% A++ 92.5
Nationwide 88 94 91 88% A+ 91.3
AAA Insurance 93 87 88 87% A 90.8
Liberty Mutual 91 91 92 87% A 90.7
Safeco Insurance 90 93 88 86% A 90.2
State Farm 91 94 80 88% A++ 90.2
Travelers 89 91 94 79% A++ 90.1
American Family 88 92 83 88% A 89.4
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Data Source: Insure.com Best Car Insurance Companies

Get discount Minnesota insurance

Save on car insurance for a Santa Fe in MinnesotaCar insurance companies that offer cheap insurance for a Hyundai Santa Fe in Minnesota could also offer premium discounts that can reduce rates by as much as 35% if you meet specific criteria. A few of the larger companies and some of the premium reductions they offer can be found below.

Car Insurance Discounts by Company
Discount Progressive State Farm Geico Allstate
Bundled policies Yes Yes Yes Yes
Multi-vehicle Yes Yes Yes No
Anti-theft Yes Yes Yes Yes
Anti-lock brakes No Yes Yes Yes
Passive restraint No Yes Yes Yes
Running lights No Yes Yes No
Newer vehicle No Yes No Yes
No accidents Yes Yes Yes Yes
Defensive driver training Yes Yes Yes Yes
Low miles Yes Yes No Yes
Active duty military Yes Yes Yes No
Professional affiliation No No Yes No
Paid in full Yes No Yes Yes
Paperless billing Yes No Yes Yes
Brand loyalty Yes Yes No No
Good grades Yes Yes Yes Yes
Student at college Yes Yes No Yes
Own home Yes No No No
Seat belt usage No No Yes No
Online rate quote Yes No No No
Teen driver Yes No No No
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The diagram below shows the comparison of auto insurance costs with and without discounts applied to the rates. The data assumes a male driver, no claims or driving violations, Minnesota state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second bar shows the rates with multiple vehicle, defensive driving course, passive restraint, vehicle safety, marriage, and claim-free discounts applied. When drivers take advantage of discounts, the average amount saved each year on car insurance for a Hyundai Santa Fe is % or $.

Is the best company Geico, Allstate, State Farm, or Progressive?

If you want the best insurance for a Santa Fe, four of the best places to start are Geico, Allstate, State Farm, and Progressive. The next table shows some of the ratings and options offered by each company.

Top Auto Insurance Company Ratings
Geico Allstate State Farm Progressive
Overall Cost 1st 4th 2nd 3rd
Overall Satisfaction 1st 2nd 4th 3rd
Claims Handling 3rd 1st 2nd 4th
Policy Discounts 2nd 1st 3rd 4th
Market share percentage 11.4% 10% 18.3% 8.8%
Percent of customers who recommend 87% 86% 88% 88%
Accident forgiveness Yes Yes No Yes
Emergency roadside assistance Yes Yes Yes Yes
Uber and Lyft insurance Yes Yes Yes Yes
New car replacement coverage No Yes No No
Mechanical breakdown insurance Yes No No Yes
Usage-based insurance No Yes Yes Yes
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