The chances of finding the cheapest insurance for a Hyundai Santa Fe in Minnesota is dependent upon a pretty complex algorithm that uses a lot of factors such as how many years you have been driving, if you have ever had a gap in coverage, and driving violations and tickets. Minnesota drivers on average pay approximately $1,000 every 12 months to buy insurance for a Hyundai Santa Fe, but that figure is an approximation rating a 40-year-old single female driver that has full coverage and $500 deductibles.
There is a high probability that you are not a 40-year-old female, married instead of single, or maybe you just want to insure for liability only. This illustrates why the most reliable way to find cheap insurance prices for your Hyundai is to shop your policy around every couple of years.
The trim level of your vehicle will influence price, so the cost to insure a Santa Fe GLS 2WD trim level will be $118 less expensive the insurance cost for the more costly Santa Fe Limited 4WD trim level, as shown below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Santa Fe GLS 2WD | $166 | $376 | $412 | $24 | $124 | $1,102 | $92 |
Santa Fe GLS 4WD | $192 | $376 | $412 | $24 | $124 | $1,128 | $94 |
Santa Fe SE 2WD | $192 | $376 | $412 | $24 | $124 | $1,128 | $94 |
Santa Fe Limited 2WD | $192 | $444 | $412 | $24 | $124 | $1,196 | $100 |
Santa Fe SE 4WD | $192 | $444 | $412 | $24 | $124 | $1,196 | $100 |
Santa Fe Limited 4WD | $216 | $444 | $412 | $24 | $124 | $1,220 | $102 |
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Minnesota minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, multi-vehicle, and safe-driver. Rates do not factor in Minnesota location which can raise or lower premiums greatly.
Picking a good quality insurance company can be challenging considering how many companies provide coverage in Minnesota. The company ratings below could help you pick which auto insurance companies you want to consider when insurance shopping for a Hyundai Santa Fe. The ratings below are only comprised of companies that insure vehicles across America, so companies that have a smaller presence are not included in these rankings.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
USAA | 99 | 100 | 90 | 92% | A++ | 97.4 |
21st Century | 89 | 86 | 100 | 88% | A | 92.7 |
GEICO | 97 | 91 | 88 | 85% | A++ | 92.5 |
Nationwide | 88 | 94 | 91 | 88% | A+ | 91.3 |
AAA Insurance | 93 | 87 | 88 | 87% | A | 90.8 |
Liberty Mutual | 91 | 91 | 92 | 87% | A | 90.7 |
Safeco Insurance | 90 | 93 | 88 | 86% | A | 90.2 |
State Farm | 91 | 94 | 80 | 88% | A++ | 90.2 |
Travelers | 89 | 91 | 94 | 79% | A++ | 90.1 |
American Family | 88 | 92 | 83 | 88% | A | 89.4 |
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Data Source: Insure.com Best Car Insurance Companies
Car insurance companies that offer cheap insurance for a Hyundai Santa Fe in Minnesota could also offer premium discounts that can reduce rates by as much as 35% if you meet specific criteria. A few of the larger companies and some of the premium reductions they offer can be found below.
Discount | Progressive | State Farm | Geico | Allstate |
---|---|---|---|---|
Bundled policies | Yes | Yes | Yes | Yes |
Multi-vehicle | Yes | Yes | Yes | No |
Anti-theft | Yes | Yes | Yes | Yes |
Anti-lock brakes | No | Yes | Yes | Yes |
Passive restraint | No | Yes | Yes | Yes |
Running lights | No | Yes | Yes | No |
Newer vehicle | No | Yes | No | Yes |
No accidents | Yes | Yes | Yes | Yes |
Defensive driver training | Yes | Yes | Yes | Yes |
Low miles | Yes | Yes | No | Yes |
Active duty military | Yes | Yes | Yes | No |
Professional affiliation | No | No | Yes | No |
Paid in full | Yes | No | Yes | Yes |
Paperless billing | Yes | No | Yes | Yes |
Brand loyalty | Yes | Yes | No | No |
Good grades | Yes | Yes | Yes | Yes |
Student at college | Yes | Yes | No | Yes |
Own home | Yes | No | No | No |
Seat belt usage | No | No | Yes | No |
Online rate quote | Yes | No | No | No |
Teen driver | Yes | No | No | No |
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The diagram below shows the comparison of auto insurance costs with and without discounts applied to the rates. The data assumes a male driver, no claims or driving violations, Minnesota state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second bar shows the rates with multiple vehicle, defensive driving course, passive restraint, vehicle safety, marriage, and claim-free discounts applied. When drivers take advantage of discounts, the average amount saved each year on car insurance for a Hyundai Santa Fe is % or $.
If you want the best insurance for a Santa Fe, four of the best places to start are Geico, Allstate, State Farm, and Progressive. The next table shows some of the ratings and options offered by each company.
Geico | Allstate | State Farm | Progressive | |
---|---|---|---|---|
Overall Cost | 1st | 4th | 2nd | 3rd |
Overall Satisfaction | 1st | 2nd | 4th | 3rd |
Claims Handling | 3rd | 1st | 2nd | 4th |
Policy Discounts | 2nd | 1st | 3rd | 4th |
Market share percentage | 11.4% | 10% | 18.3% | 8.8% |
Percent of customers who recommend | 87% | 86% | 88% | 88% |
Accident forgiveness | Yes | Yes | No | Yes |
Emergency roadside assistance | Yes | Yes | Yes | Yes |
Uber and Lyft insurance | Yes | Yes | Yes | Yes |
New car replacement coverage | No | Yes | No | No |
Mechanical breakdown insurance | Yes | No | No | Yes |
Usage-based insurance | No | Yes | Yes | Yes |
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