How Much Does Insurance Cost for a Toyota Corolla in New Hampshire?

When the topic is auto insurance, the words “cheap” or “affordable” should not be used anywhere in the article as a descriptor for auto insurance rates. It’s a simple fact that cheap auto insurance for a Toyota Corolla can seem impossible to find. Don’t get your dauber down, because we are going to show you some ways you can find coverage that works with your budget.

The likelihood of finding the cheapest coverage for a Toyota Corolla in New Hampshire is dependent upon many rating criteria such as whether you are a new or experienced driver, the insurance company you are currently insured with, and any past driving violations you may have had. Drivers in New Hampshire pay on average $610 a year for Corolla insurance, but that is an estimation using rating data for a 50-year-old married male driver that has full comprehensive and collision coverage and $250 policy deductibles.

When projecting a rate like this, the problem is that you are not a 50-year-old male, maybe you are single instead of married, or maybe you had a chargeable driving offense. Just a slight difference in policy rating variables can cause big differences in the price of a policy.

Every driver has a different risk profile, so the best way to find cheap insurance prices for your Toyota is to put in the effort to do a thorough rate comparison.

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Vehicle trim level tends to impact the insurance rate, so the rate you pay to insure a Corolla LE model will be $18 cheaper than the insurance cost for the high end Corolla XRS model, as shown in the table below.

Table data represents married male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and New Hampshire minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, multi-vehicle, and claim-free. Table data does not factor in vehicle garaging location which can lower or raise rates considerably.

How to find a good New Hampshire car insurance company

Picking a good quality auto insurance provider can be rather challenging considering how many companies there are to choose from in New Hampshire. The ranking data shown next can help you select which auto insurance companies to look at when comparing rate quotes.

These ratings are only comprised of large insurance companies, so companies that have a smaller presence will not be included in these rankings. To get rate quotes from these top-rated insurers and more, follow this link.

Top 10 Large Auto Insurers in New Hampshire Ranked by Customer Satisfaction

1. The Hartford – 93%
2. The General – 91%
3. Progressive – 90%
4. 21st Century – 89%
5. State Farm – 87%
6. Travelers – 87%
7. USAA – 87%
8. Safeco Insurance – 86%
9. AAA Insurance – 86%
10. American Family – 85%

Top 10 Large Auto Insurers in New Hampshire Ranked by Value

1. The General
2. The Hartford
3. Farmers Insurance
4. Safeco Insurance
5. AAA Insurance
6. 21st Century
7. Travelers
8. State Farm
9. Progressive
10. American Family

Top Companies for Toyota Corolla Insurance in New Hampshire

The information below demonstrates how choosing different deductibles can influence insurance prices when getting quotes for cheap insurance for a Toyota Corolla. The premiums assume a single female driver, comp and collision included, and no additional discounts are factored in.

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A 30-year-old driver could save $298 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $452 by switching to a $1,000 deductible. Youthful drivers, such as the 20-year-old chart data, could lower their rates up to $670 annually by choosing larger deductibles on their policy.

When choosing a higher deductible, it is essential to have emergency funds available to allow you to cover the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

Get discount New Hampshire car insurance

Insurance companies that provide cheap insurance for a Toyota Corolla in New Hampshire may have special discounts that can reduce rates by 25% or more if you meet the requirements. Large car insurance companies and a partial list of their discounts are included below.

• State Farm has savings for passive restraint, student away at school, multiple autos, good student, safe vehicle, multiple policy, and anti-theft.
• Farmers Insurance policyholders can earn discounts including pay in full, distant student, electronic funds transfer, business and professional, alternative fuel, and good student.
• GEICO includes discounts for anti-lock brakes, anti-theft, membership and employees, seat belt use, and military active duty.
• American Family discounts include early bird, air bags, good student, good driver, and Steer into Savings.
• Nationwide may have discounts that include anti-theft, accident-free, good student, business or organization, defensive driving, family plan, and multi-policy.
• Progressive has discounts for homeowner, online signing, multi-vehicle, continuous coverage, and good student.

The illustration below illustrates the difference between insurance prices with and without discounts applied. The information is based on a female driver, no claims or driving violations, New Hampshire state minimum liability limits, full physical damage coverage, and $100 deductibles.

The first bar for each age group shows the price with no discounts. The second shows the rates with defensive driving course, vehicle safety, claim-free, homeowner, multiple policy, and passive restraint discounts applied. When these discounts are applied, the average amount saved each year on car insurance for a Toyota Corolla is 28% or $455.

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Geico, Progressive, Allstate, and State Farm compared

When comparing insurance for a Corolla in New Hampshire, the companies with the most market share are Geico, Progressive, Allstate, and State Farm. All offer liability and physical damage insurance, but each one has unique coverages that buyers can choose from. The data below rates price, claims, and customer service ratings, as well as some optional coverages you can expect with each one.