How Much Does Insurance Cost for Drivers with Good Credit in Nevada?

When shopping for insurance for financially responsible drivers, one of the many criteria that is used to help calculate auto insurance rates is where your residence is in Nevada. Cities with larger populations or higher claim trends like Winchester, Paradise, and Las Vegas likely pay more, whereas areas with less congestion benefit from having to pay less for coverage.

The next table sorts the higher priced cities in Nevada for drivers with good credit in which to buy car insurance.

Table data uses estimated as vehicle location can modify premium rates considerably.

The cost and performance of the vehicle you are buying coverage for is probably the most important factor when trying to find cheap insurance for drivers with good credit in Nevada. Vehicles with lower performance, a great safety record, or a low likelihood of having liability claims will cost substantially less to insure than higher performance models.

The tables below illustrates car insurance rates for a number of the most budget-friendly automobiles to insure in Nevada.

Price data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, claim-free, and multi-vehicle. Estimates do not factor in specific zip code location which can influence prices substantially.

Data variables include single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, safe-driver, and homeowner. Estimates do not factor in your specific Nevada location which can affect prices noticeably.

Above prices assume single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, claim-free, and multi-policy. Rate quotes do not factor in specific garaging location which can influence coverage prices substantially.

Impact of careless driving on Nevada insurance rates

The ideal way to snag cheap insurance premiums for financially responsible drivers is to be a cautious driver and not get tickets or have accidents. The example below illustrates how violations and at-fault accidents impact yearly insurance costs for each age group. The premiums assume a married female driver, full coverage, $100 deductibles, and no discounts are applied.

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In the example above, the average cost of car insurance in Nevada per year with a clean driving record and no accidents is $1,819. Factor in one speeding ticket and the average cost increases to $2,117, an increase of $298 each year. Now add in one accident along with the one speeding ticket and the annual cost of insurance for drivers with good credit goes up to an average of $2,973. That’s an increase of $1,154, or $96 per month, just for not paying attention while driving!

Insurance companies ranked

Ending up with a good quality insurance company is hard considering how many companies there are in Nevada. The rank data below may help you select which coverage providers you want to consider shopping prices with. These rankings are only made up of the largest auto insurers in America, so companies that have a smaller presence are not taken into consideration for this list.