How Much is Auto Insurance for Felons in California?

How Much is Auto Insurance for Felons in California?

Locating low-priced insurance is not the easiest thing to accomplish, and deciding which insurers offer the best auto insurance rates for felons may require more quotes for comparison. Each insurance company has a different process for establishing rates, so we’ll take a look at the auto insurance companies with the overall cheapest rates in California.

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Cheapest auto insurance in California ranked by cost per year
Rank Company Cost Per Year
1 USAA $1,121
2 Century National $1,178
3 Wawanesa $1,181
4 CSAA $1,198
5 Nationwide $1,250
6 21st Century $1,325
7 Grange $1,447
8 Progressive $1,496
9 Mercury $1,503
10 Allied $1,541
11 Allstate $1,543
12 GEICO $1,559
13 MetLife $1,638
14 The Hartford $1,639
15 Unitrin $1,682
16 State Farm $1,699
17 Esurance $1,739
18 Travelers $1,788
19 Bristol West $1,831
20 Farmers $2,006
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USAA may have some of the most affordable car insurance rates in California at around $1,121 per year. Century National, Wawanesa, CSAA, and Nationwide also qualify as some of the cheaper California car insurance companies.

As the example above demonstrates, if you have coverage with CSAA and switched to USAA, you might achieve annual savings of roughly $77. Customers with Nationwide may save as much as $129 a year, and 21st Century customers might reduce prices by as much as $204 a year.

These policy prices are averaged for all drivers and vehicles and and are not figured with a price discount for felons. So the company that has the cheapest price for you may not even be shown in the list above. That underscores the importance of why you need to compare prices as often as possible using your own individual information.

The make and model of vehicle you are seeking coverage for is one of the primary factors when trying to find cheap car insurance for felons in California. Vehicles with lots of horsepower, poor passenger safety features, or a track record of large liability claims will cost quite a bit more to insure than safer models.

The list below outlines auto insurance rates for a selection of the cheaper vehicles to buy coverage for.

Cheapest Auto Insurance Rates for Felons in California
Vehicle Insured Estimated Cost for Full Coverage
Hyundai Tucson GLS 2WD $1,409
Ford Escape XLS 4WD $1,491
Honda CR-V LX 2WD $1,499
Honda Accord EX 4-Dr Sedan $1,491
Toyota RAV4 4WD $1,539
Jeep Grand Cherokee Laredo 2WD $1,545
Dodge Grand Caravan Crew $1,576
Chevrolet Traverse LS AWD $1,584
Ford Edge Sport 2WD $1,629
Hyundai Elantra SE 4-Dr Sedan $1,635
Honda Odyssey EX-L W/Rear Entertainment $1,629
Chevrolet Silverado LT Regular Cab 2WD $1,637
Nissan Rogue SL 2WD $1,645
Toyota Prius $1,690
Ford F-150 XL Crew Cab 4WD $1,703
Toyota Tacoma 2WD $1,716
Hyundai Santa Fe SE 2WD $1,748
Toyota Sienna LE $1,758
Jeep Wrangler Unlimited Sport 4WD 4-Dr $1,756
Chevrolet Equinox LT 2WD $1,764
Subaru Outback 2.5I Limited $1,790
Chevrolet Malibu LT $1,808
Ford Explorer Eddie Bauer 4WD $1,814
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Data rating is based on married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, multi-vehicle, and claim-free. Rates do not factor in specific California garaging location which can influence rates greatly.

Looking at the data, we can presume that cars like the Hyundai Tucson, Ford Escape, Honda CR-V, and Honda Accord will be the most affordable vehicles to insure for felons.

For felons, one of the big factors that help set the policy price is where your residence is. Areas with more people or higher crime rates like Los Angeles, San Francisco, and Sacramento are more likely to pay higher prices, whereas areas with lower vehicle theft rates and fewer weather claims can boast about having cheaper rates.

The table below lists the priciest cities in California for felons to buy car insurance in.

How much does car insurance cost in California?
Rank City Premium Per Year
1 Los Angeles $2,146
2 Glendale $2,142
3 San Francisco $1,693
4 Oakland $1,687
5 Sacramento $1,652
6 Long Beach $1,626
7 Fontana $1,581
8 San Bernardino $1,580
9 Moreno Valley $1,551
10 Santa Clarita $1,548
11 Stockton $1,541
12 Riverside $1,527
13 Garden Grove $1,508
14 Modesto $1,487
15 Anaheim $1,474
16 Fresno $1,472
17 Santa Ana $1,439
18 San Jose $1,437
19 Bakersfield $1,394
20 Irvine $1,384
21 Huntington Beach $1,374
22 San Diego $1,368
23 Fremont $1,361
24 Oxnard $1,304
25 Chula Vista $1,298
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Premium costs are estimated as the vehicle garaging location can decrease or increase premiums significantly.

Best rates: State Farm, Allstate, Progressive, or Geico

If you are shopping around for auto insurance, four companies to definitely compare rates with are State Farm, Allstate, Progressive, and Geico. The following table illustrates pricing and service ratings, as well as optional policy coverages that may be available in your state.

State Farm, Allstate, Progressive, and Geico Compared
State Farm Allstate Progressive Geico
Number of Discounts 3rd 1st 4th 2nd
Overall Satisfaction 4th 2nd 3rd 1st
Overall Price 2nd 4th 3rd 1st
Claims Rank 2nd 1st 4th 3rd
Rideshare insurance Yes Yes Yes Yes
Usage-based insurance Yes Yes Yes No
New car replacement insurance No Yes No No
Accident forgiveness coverage No Yes Yes Yes
Emergency roadside service Yes Yes Yes Yes
Mechnical breakdown No No Yes Yes
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