Locating low-priced insurance is not the easiest thing to accomplish, and deciding which insurers offer the best auto insurance rates for felons may require more quotes for comparison. Each insurance company has a different process for establishing rates, so we’ll take a look at the auto insurance companies with the overall cheapest rates in California.
Find the Cheapest Auto Insurance for Felons
Rank | Company | Cost Per Year |
---|---|---|
1 | USAA | $1,121 |
2 | Century National | $1,178 |
3 | Wawanesa | $1,181 |
4 | CSAA | $1,198 |
5 | Nationwide | $1,250 |
6 | 21st Century | $1,325 |
7 | Grange | $1,447 |
8 | Progressive | $1,496 |
9 | Mercury | $1,503 |
10 | Allied | $1,541 |
11 | Allstate | $1,543 |
12 | GEICO | $1,559 |
13 | MetLife | $1,638 |
14 | The Hartford | $1,639 |
15 | Unitrin | $1,682 |
16 | State Farm | $1,699 |
17 | Esurance | $1,739 |
18 | Travelers | $1,788 |
19 | Bristol West | $1,831 |
20 | Farmers | $2,006 |
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USAA may have some of the most affordable car insurance rates in California at around $1,121 per year. Century National, Wawanesa, CSAA, and Nationwide also qualify as some of the cheaper California car insurance companies.
As the example above demonstrates, if you have coverage with CSAA and switched to USAA, you might achieve annual savings of roughly $77. Customers with Nationwide may save as much as $129 a year, and 21st Century customers might reduce prices by as much as $204 a year.
These policy prices are averaged for all drivers and vehicles and and are not figured with a price discount for felons. So the company that has the cheapest price for you may not even be shown in the list above. That underscores the importance of why you need to compare prices as often as possible using your own individual information.
The make and model of vehicle you are seeking coverage for is one of the primary factors when trying to find cheap car insurance for felons in California. Vehicles with lots of horsepower, poor passenger safety features, or a track record of large liability claims will cost quite a bit more to insure than safer models.
The list below outlines auto insurance rates for a selection of the cheaper vehicles to buy coverage for.
Vehicle Insured | Estimated Cost for Full Coverage |
---|---|
Hyundai Tucson GLS 2WD | $1,409 |
Ford Escape XLS 4WD | $1,491 |
Honda CR-V LX 2WD | $1,499 |
Honda Accord EX 4-Dr Sedan | $1,491 |
Toyota RAV4 4WD | $1,539 |
Jeep Grand Cherokee Laredo 2WD | $1,545 |
Dodge Grand Caravan Crew | $1,576 |
Chevrolet Traverse LS AWD | $1,584 |
Ford Edge Sport 2WD | $1,629 |
Hyundai Elantra SE 4-Dr Sedan | $1,635 |
Honda Odyssey EX-L W/Rear Entertainment | $1,629 |
Chevrolet Silverado LT Regular Cab 2WD | $1,637 |
Nissan Rogue SL 2WD | $1,645 |
Toyota Prius | $1,690 |
Ford F-150 XL Crew Cab 4WD | $1,703 |
Toyota Tacoma 2WD | $1,716 |
Hyundai Santa Fe SE 2WD | $1,748 |
Toyota Sienna LE | $1,758 |
Jeep Wrangler Unlimited Sport 4WD 4-Dr | $1,756 |
Chevrolet Equinox LT 2WD | $1,764 |
Subaru Outback 2.5I Limited | $1,790 |
Chevrolet Malibu LT | $1,808 |
Ford Explorer Eddie Bauer 4WD | $1,814 |
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Data rating is based on married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, multi-vehicle, and claim-free. Rates do not factor in specific California garaging location which can influence rates greatly.
Looking at the data, we can presume that cars like the Hyundai Tucson, Ford Escape, Honda CR-V, and Honda Accord will be the most affordable vehicles to insure for felons.
For felons, one of the big factors that help set the policy price is where your residence is. Areas with more people or higher crime rates like Los Angeles, San Francisco, and Sacramento are more likely to pay higher prices, whereas areas with lower vehicle theft rates and fewer weather claims can boast about having cheaper rates.
The table below lists the priciest cities in California for felons to buy car insurance in.
Rank | City | Premium Per Year |
---|---|---|
1 | Los Angeles | $2,146 |
2 | Glendale | $2,142 |
3 | San Francisco | $1,693 |
4 | Oakland | $1,687 |
5 | Sacramento | $1,652 |
6 | Long Beach | $1,626 |
7 | Fontana | $1,581 |
8 | San Bernardino | $1,580 |
9 | Moreno Valley | $1,551 |
10 | Santa Clarita | $1,548 |
11 | Stockton | $1,541 |
12 | Riverside | $1,527 |
13 | Garden Grove | $1,508 |
14 | Modesto | $1,487 |
15 | Anaheim | $1,474 |
16 | Fresno | $1,472 |
17 | Santa Ana | $1,439 |
18 | San Jose | $1,437 |
19 | Bakersfield | $1,394 |
20 | Irvine | $1,384 |
21 | Huntington Beach | $1,374 |
22 | San Diego | $1,368 |
23 | Fremont | $1,361 |
24 | Oxnard | $1,304 |
25 | Chula Vista | $1,298 |
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Premium costs are estimated as the vehicle garaging location can decrease or increase premiums significantly.
If you are shopping around for auto insurance, four companies to definitely compare rates with are State Farm, Allstate, Progressive, and Geico. The following table illustrates pricing and service ratings, as well as optional policy coverages that may be available in your state.
State Farm | Allstate | Progressive | Geico | |
---|---|---|---|---|
Number of Discounts | 3rd | 1st | 4th | 2nd |
Overall Satisfaction | 4th | 2nd | 3rd | 1st |
Overall Price | 2nd | 4th | 3rd | 1st |
Claims Rank | 2nd | 1st | 4th | 3rd |
Rideshare insurance | Yes | Yes | Yes | Yes |
Usage-based insurance | Yes | Yes | Yes | No |
New car replacement insurance | No | Yes | No | No |
Accident forgiveness coverage | No | Yes | Yes | Yes |
Emergency roadside service | Yes | Yes | Yes | Yes |
Mechnical breakdown | No | No | Yes | Yes |
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