How Much is Auto Insurance for Low Credit Scores in Indiana?

When shopping for the cheapest insurance for bad credit, one of the many things that insurance companies use when figuring the amount you pay each year for auto insurance is where you choose to live. Cities with larger populations like Gary, Portage, and Lawrence tend to pay slightly more, whereas areas with lower crime rates and fewer weather claims enjoy lower insurance rates.

The next table displays the higher priced cities in Indiana for low credit scores in which to buy car insurance.

Price information shown is estimated as the vehicle garaging location can alter auto insurance rates noticeably.

The type of vehicle you are seeking coverage for is one of the main factors when shopping around for cheap insurance for low credit scores in Indiana. Vehicles with lower performance, a great safety record, or a positive history of liability claims will cost quite a bit less to insure than high performance models.

The data below illustrates coverage costs for some of the most cost-effective automobiles to insure.

Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Indiana minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, multi-policy, and homeowner. Premium costs do not factor in specific location information which can modify coverage rates greatly.

Prices above based on married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Indiana minimum liability limits. Discounts applied include safe-driver, multi-policy, multi-vehicle, homeowner, and claim-free. Information does not factor in garaging location in Indiana which can decrease or increase price quotes significantly.

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Indiana minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Prices do not factor in vehicle garaging location which can affect coverage prices considerably.

Finding out which companies quote the most affordable car insurance rates for low credit scores may require a bit more work in order to find the best policy.

Every insurance provider has their own guidelines to set their prices, so let’s look at the rankings for the car insurance companies that tend to have lower prices in Indiana.

Cheap Insurance Rates in Indiana

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Travelers has some of the cheapest car insurance rates in Indiana at around $602 per year. USAA, Cincinnati Insurance, Erie, and Western Reserve would also be considered some of the most economical Indiana insurance companies.

As shown above, if you are a customer of Erie and switched to Travelers, you may realize savings of about $124. Drivers with Western Reserve could save as much as $236 a year, and Indiana Farmers Mutual insureds might lower prices by $247 a year.

To get a quick, customized rate comparison, click here to get quotes or visit any of the companies below.

Bear in mind that those policy rates are averages for all insureds and vehicles and are not factoring in a rate discount for low credit scores. So the company that is most affordable for your situation may not even be included in the list of companies shown earlier. That illustrates why you need to get car insurance quotes using your own individual information.

State Farm, Geico, Allstate, or Progressive: Who is cheapest?

If you want the best car insurance for bad credit in Indiana, four companies to definitely compare rates with are State Farm, Geico, Allstate, and Progressive. Each company has a slightly different mix of options and features that may influence which company you choose. The data below ranks ratings for price, service, and claims, in additional to some of the optional coverages that are available for policyholders.