How Much is Insurance for a Chevrolet Equinox in Montana?

When we talk about car insurance, the words “affordable” or “cheap” should not be used anywhere in the article as a descriptor for car insurance rates. Be that as it may, cheap auto insurance for a Chevrolet Equinox can be extremely hard to find. But don’t let that discourage you, because we are going to tell you how you can quote auto insurance that is more affordable than your current policy.

The odds of finding the cheapest car insurance for a Chevrolet Equinox in Montana depends upon a lot of different factors like if you have purchased a home, the size of your vehicle, and if your driving record is clean. Drivers pay around $1,980 per year to insure an Equinox, but that is an estimation based on rate data for a 30-year-old married female driver that includes full coverage including both comprehensive and collision and $100 policy deductibles.

There is a good probability you are not 30 and maybe not even a female, you might be single instead of married, and you want different coverage limits than the example. Everone’s needs are different, and this illustrates why your best shot at finding the cheapest rates for your Chevrolet is to shop your policy around at every renewal. Compare rate quotes now and you can get prices from some of the cheapest companies that offer coverage in Montana.

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The specific model of Equinox will be a contributing factor to the yearly cost, so the rate you pay to insure a Equinox LS 2WD will cost $220 less than the cost to insure the fancier Equinox LTZ AWD version, as shown by the rates below.

Data based on married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Montana minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Premium amounts do not factor in vehicle location which can influence prices significantly.

Finding low-cost auto insurance is hard enough, and determining which company offers the cheapest car insurance rates for a Chevrolet Equinox calls for even more perseverance.

Each auto insurance company uses their own method for establishing rates, so let’s take a look at the most competitive car insurance companies in Montana. It’s important to know that Montana car insurance rates are impacted by many factors that may substantially change the policy premium. This price variation is why it is so important to shop around with many companies to find the best auto insurance rates for a Chevrolet Equinox. Auto insurance prices can be altered by many things and can change without notice, so the most affordable company the last time you shopped around may now be quite expensive.

Lowest Insurance Price Quotes for Your Equinox

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Safeco generally has some of the lowest car insurance rates in Montana at around $828 annually. Progressive, USAA, State Farm, and MetLife also make the cut as some of the most economical Montana car insurance companies.

As the example above demonstrates, if you are a policyholder with MetLife and switched to Progressive, you could see a yearly price reduction of in the neighborhood of $160. Policyholders with National Farmers Union might save as much as $260 a year, and Allied customers might lower prices by $355 a year.

Understand that those rates are averaged across all types of drivers and the different vehicles they drive and are not factoring in a specific rate factor for a Chevrolet Equinox. So the insurer that can offer you the best rate may not even be in the list above. That illustrates why you need to get rate quotes using your own personal information and vehicle type.

Get discounts on Montana insurance rates

Car insurance companies that provide cheap insurance for a Chevrolet Equinox in Montana may also offer policy discounts that can reduce rates by 40% or more if you meet eligibility requirements. Popular car insurance companies and a selection of discounts are shown below.

• State Farm may offer discounts for Steer Clear safe driver discount, good driver, defensive driving training, good student, multiple autos, driver’s education, and multiple policy.
• GEICO offers discounts including anti-lock brakes, military active duty, five-year accident-free, air bags, multi-policy, and daytime running lights.
• Progressive discounts include online quote discount, multi-vehicle, continuous coverage, good student, multi-policy, and homeowner.
• 21st Century has discounts for 55 and older, homeowners, driver training, air bags, theft prevention, student driver, and anti-lock brakes.
• American Family may have discounts that include TimeAway discount, good driver, accident-free, Steer into Savings, bundled insurance, defensive driver, and mySafetyValet.
• The Hartford policyholders can earn discounts including bundle, good student, vehicle fuel type, driver training, defensive driver, air bag, and anti-theft.
• AAA offers premium reductions for pay-in-full, education and occupation, multi-policy, AAA membership discount, good driver, anti-theft, and good student.

The illustration below shows the comparison of insurance costs with and without policy discounts. The rate quotes are based on a male driver, no claims or driving violations, Montana state minimum liability limits, full physical damage coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multiple policy, passive restraint, marriage, vehicle safety, accident-free, and multiple vehicle discounts applied. When drivers qualify for the discounts, the the average amount saved on car insurance for a Chevrolet Equinox is 28% or $1,085.

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Best rates: Geico, Allstate, Progressive, or State Farm

When comparing rates for insurance for an Equinox in Montana, the companies with the most market share are Geico, Allstate, Progressive, and State Farm. If you put them all together, they insure about 50% of all vehicles in the U.S.. The table below compares ratings and policy coverage options you can expect with each one.