How Much is Insurance for a Chevrolet Malibu in Iowa?

Your ability to find the cheapest auto insurance for a Chevrolet Malibu in Iowa is dependent upon a complicated rating formula that uses factors such as whether you are married, the likelihood of your vehicle being stolen, and your choice of physical damage deductibles. Iowa drivers will pay on average $680 per year for Malibu insurance, but that figure is calculated based on a 40-year-old married male driver who needs full comprehensive and collision coverage and $250 policy deductibles.

It’s more than likely that you are not 40 years old and maybe not even male, you might be single instead of married, and maybe your Malibu just needs liability-only coverage. Everone’s needs are different, and this illustrates why your best chance at finding the cheapest insurance price for your Chevrolet is to start the habit of comparing rates at least once a year.

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Your Chevrolet’s trim level can impact the annual cost of coverage, so the price you will pay to insure a Malibu LS will be $76 less than the cost to insure the more well-appointed Malibu LTZ version, as shown by the rates below.

Table data represents married male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Iowa minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, claim-free, and safe-driver. Premium amounts do not factor in zip code location which can influence auto insurance rates substantially.

Choosing the top insurer can be difficult considering how many different companies sell coverage in Iowa. The ranking information shown next could help you decide which auto insurance companies you want to consider when trying to find the cheapest insurance for a Chevrolet Malibu. The rankings below only include insurance companies that insure vehicles in the majority of U.S. states, so companies that focus mainly on Iowa business are not taken into consideration for the list.

Discounts on cheap insurance for a Chevrolet Malibu in Iowa

Auto insurance companies that offer quotes for a Chevrolet Malibu may also offer rate discounts that could potentially reduce rates by 25% or more if you can meet the requirements. Companies and a partial list of their discounts are included below.

• Progressive offers premium reductions for online quote discount, multi-policy, multi-vehicle, online signing, homeowner, continuous coverage, and good student.
• Farmers Insurance may have discounts that include switch companies, youthful driver, mature driver, pay in full, teen driver, and multi-car.
• Farm Bureau offers discounts including renewal discount, safe driver, youthful driver, 55 and retired, good student, multi-vehicle, and multi-policy.
• State Farm offers discounts for Drive Safe & Save, passive restraint, safe vehicle, good student, and defensive driving training.
• GEICO policyholders can earn discounts including driver training, military active duty, federal employee, multi-vehicle, and good student.
• SAFECO may include discounts for homeowner, anti-lock brakes, safe driver, multi-car, teen safety rewards, teen safe driver, and bundle discounts.
• Liberty Mutual may offer discounts for preferred payment discount, good student, exclusive group savings, safety features, teen driver discount, newly retired, and multi-policy.

The chart below illustrates the difference between insurance prices with and without discounts applied to the policy premium. The prices are based on a female driver, no driving violations, no at-fault accidents, Iowa state minimum liability limits, full coverage, and $100 deductibles. The first bar for each age group shows insurance cost with no discounts. The second shows the rates with anti-theft, marriage, passive restraint, vehicle safety, defensive driving course, and multiple policy discounts applied. When taking advantage of discounts, the the amount saved on insurance for a Chevrolet Malibu is 28% or $486.

Is the best company Progressive, State Farm, Geico, or Allstate?

When it comes to insurance for a Malibu in Iowa, some of the largest companies to start with are Progressive, State Farm, Geico, and Allstate. The data below breaks down some of the different features that you can purchase from each one.