Who Has Cheap Auto Insurance Quotes for Immigrants in Virginia?

When shopping for cheaper insurance for foreigners, one of the many things that insurance companies use when figuring a rate quote is where you keep your car in Virginia. Areas with high crime rates or more dense population like Burke, McLean, and Lake Ridge tend to have higher rates, whereas areas with fewer weather claims and lower vehicle theft rates benefit from having to pay less for coverage.

The information below lists the most expensive areas in Virginia for immigrants in which to purchase auto insurance.

Prices are approximated as specific Virginia garaging address can change insurance rates greatly.

Figuring out which companies have the lowest-priced car insurance rates for immigrants will take a little more effort than just comparing a company or two. Every car insurance company uses a slightly different approach to determine premium rates, so we will examine the car insurance companies with the overall best prices in Virginia.

It’s important to understand that Virginia car insurance rates are impacted by many factors that will increase or decrease your annual premium. Improving your credit score, moving to a different location, or getting caught speeding may cause policy rate changes resulting in some companies being cheaper than before.

Cheapest Insurance Rates for Migrants

Start Your Free Quote

google.charts.setOnLoadCallback(drawVAT5qcibChart);function drawVAT5qcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }], [‘Travelers’, 673, ‘#F08550’], [‘USAA’, 716, ‘#C86E42’], [‘Penn National’, 726, ‘#A65B37’], [‘Auto-Owners’, 758, ‘#8A4B2D’], [‘Cincinnati Insurance’, 763, ‘#733E25’]]);var options = {title: ‘Most Affordable Auto Insurance Companies in Virginia’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:863,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibt5cic’));chart.draw(view, options);}

Travelers may have some of the most affordable car insurance rates in Virginia at around $673 each year. USAA, Penn National, Auto-Owners, and Cincinnati Insurance also are some of the cheaper Virginia car insurance companies.

In this example, if you currently have a policy with Penn National and switched to Travelers, you may realize yearly savings of roughly $53. Policyholders with Auto-Owners could save as much as $85 a year, and Cincinnati Insurance policyholders might realize rate reductions of up to $90 a year.

To find cheap auto insurance for immigrants in Virginia for your vehicle, click here to begin a quote or quote prices from the following companies.

It’s important to note that these rates are averages for all drivers and vehicles and do not factor in a price decrease for immigrants. So the car insurance company that fits your situation best may not even be shown in the list of companies above. That emphasizes why you need to compare rates from as many companies as possible using your own driver and vehicle profiles.

Finding the best insurance company can be rather challenging considering how many different companies insure vehicles in Virginia. The ranking data shown next can help you choose which insurers to look at when shopping your coverage around. The ratings below are for companies with a national presence, so smaller regional companies are not factored into the list.

Cheap insurance quotes for foreigners

There are many different ways to get affordable car insurance quotes in Virginia, but the most preferred ways are through an independent or non-exclusive agent, an exclusive insurance agent like Allstate or State Farm, or direct either online or via phone. They all have the same end result, but it’s important to point out the distinctions in how they provide rate quotes.

Independent agents are appointed by several companies and can compare rates with each one. They have the freedom to give you a larger rate selection, which can give you better odds of saving money. If they find a lower price, it’s easy for the agent to move the policy and the insured can keep the same agent.

A captive, or exclusive, agent is limited to a single insurance company, two of the more popular are a State Farm or Farmers agent. These guys and gals cannot provide rates from more than one company, which will not provide a complete price comparison.

The third popular method of shopping for car insurance is direct, which means you do not use either of the other two types of agents and instead buy direct online or over the phone from a company like Esurance or Geico. Shopping direct may be the best choice consumers who have lower risk management needs and understand how car insurance works and possible exclusions.

So which of those three methods works best to buy cheap auto insurance for immigrants in Virginia? The majority of car insurance shoppers assume that buying direct yields the cheapest rates since no commissions are paid to an agent, but that turns out to not be true. A valid argument could also be made that an independent agency results in the best rates due to more options, but again, that’s not a true statement. In many cases, exclusive agents have extremely competitive rates that cannot be beaten by either independent or direct companies.

Because it’s impossible to say who has the best car insurance rates, really the best method to get the lowest rate is to get quotes and compare. In a perfect world, youll get quotes from all three types in order to be able to find the lowest price. For a list of car insurance companies with low rates, click here to view.