Who Has Cheap Car Insurance Quotes for College Graduates in Georgia?

The cost and performance of the vehicle to be insured is probably the most important factor when quoting cheap auto insurance for college graduates in Georgia. Vehicles with lots of speed or power, a lack of advanced safety features, or high incidents of liability claims will cost significantly more to insure than more economical and safe models.

The information below showcases insurance costs for some of the most economical automobiles to insure.

Prices above based on single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Georgia minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, homeowner, and multi-policy. Table data does not factor in Georgia location which can revise price quotes noticeably.

Price data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Georgia minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, multi-vehicle, and claim-free. Table data does not factor in specific location which can impact prices noticeably.

Data variables include single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Georgia minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Prices do not factor in Georgia location which can influence premium rates considerably.

When shopping for auto insurance for college grads, one of the many criteria that control the cost of insurance is where your residence is in Georgia. Cities that have higher claim levels or more people like East Point, North Atlanta, and Mableton tend to pay more, whereas less populated areas tend to receive slightly lower rates.

The following table displays the most expensive cities in Georgia for college graduates to buy car insurance in.

Premium amounts are approximated as the specific zip code location can increase or decrease rates greatly.

Best insurance in Georgia

Insuring your vehicle with the best car insurance provider is hard considering how many choices you have in Georgia. The company ratings in the next section could help you choose which companies you want to consider when buying insurance for college graduates. These ratings only include large nationwide companies, so companies without a large exposure are not factored into these rankings.

Top 10 Major Auto Insurance Providers in Georgia Ranked by Value

1. Mercury Insurance
2. Travelers
3. American Family
4. AAA Insurance
5. Safeco Insurance
6. Progressive
7. The Hartford
8. The General
9. 21st Century
10. Esurance

Discounts on cheap auto insurance for college graduates in Georgia

Insurance companies that offer quotes for college graduates may have rate discounts that could potentially reduce rates by 30% or more if you meet the requirements. A list of insurance companies and their possible discounts are included below.

• State Farm may offer discounts for driver’s education, multiple policy, Steer Clear safe driver discount, student away at school, Drive Safe & Save, accident-free, and anti-theft.
• Liberty Mutual may include discounts for hybrid vehicle, safety features, exclusive group savings, preferred payment discount, and newly married.
• American Family has discounts for early bird, good driver, TimeAway discount, mySafetyValet, Steer into Savings, bundled insurance, and good student.
• Progressive has savings for multi-policy, multi-vehicle, continuous coverage, good student, and online signing.
• Farmers Insurance discounts include good student, homeowner, multi-car, mature driver, early shopping, youthful driver, and business and professional.
• Auto-Owners Insurance offers discounts for multi-policy, paid in full, group or association, anti-theft, and anti-lock brakes.
• SAFECO offers discounts including drive less, accident prevention training, safe driver, anti-lock brakes, bundle discounts, and homeowner.

The example below shows the difference between car insurance rates with and without discounts applied to the policy premium. The information is based on a male driver, no accidents, no driving violations, Georgia state minimum liability limits, comp and collision included, and $1,000 deductibles.

The first bar for each age group shows the price with no discounts. The second bar shows the rates with multiple vehicle, homeowner, marriage, vehicle safety, anti-theft, and accident-free discounts applied. When drivers take advantage of discounts, the average amount saved each year on insurance for college graduates is 28% or $625.

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