Who Has Cheap Car Insurance Quotes for High School Students in South Carolina?

Who Has Cheap Car Insurance Quotes for High School Students in South Carolina?

The vehicle model on the policy is one of the main factors when comparing quotes for cheap auto insurance for high school students in South Carolina. Vehicles with higher performance, poor safety features, or a track record of large liability claims will cost more to insure than more modest models. The data below illustrates insurance prices for the more afforable vehicles to insure in South Carolina.

Cheapest Auto Insurance Rates for High School Students in South Carolina
Vehicle Make and Model Estimated Cost for Full Coverage
Hyundai Elantra GLS Touring Station Wagon $2,987
Honda CR-V EX 4WD $3,016
Ford Escape Limited 2WD $3,025
Chevrolet Traverse LT AWD $3,235
Toyota Prius $3,241
Hyundai Tucson GLS 2WD $3,326
Ford Explorer Eddie Bauer 2WD $3,355
Ford F-150 XL Regular Cab 4WD $3,363
Kia Forte EX 4-Dr Sedan $3,355
Subaru Forester X Limited Edition W/Navigation AWD $3,451
Hyundai Santa Fe GLS 2WD $3,516
Nissan Altima 2.5 4-Dr Sedan $3,545
Chevrolet Equinox LS 2WD $3,552
Chevrolet Malibu LS $3,545
Toyota Sienna XLE $3,552
Toyota RAV4 2WD $3,545
Subaru Outback 3.6R Premium $3,574
Dodge Grand Caravan Crew $3,583
Jeep Wrangler Unlimited Sport 2WD 4-Dr $3,704
Honda Civic VP 4-Dr Sedan $3,710
Ford Focus SES 4-Dr Sedan $3,704
Toyota Corolla XLE $3,733
Ford Edge Sport AWD $3,738
Compare Cheap Rates Go

Data rating is based on single female driver age 17, no speeding tickets, no at-fault accidents, $1,000 deductibles, and South Carolina minimum liability limits. Discounts applied include safe-driver, and claim-free. Price estimates do not factor in specific garaging location which can alter premiums noticeably.

Based upon these rates, cars like the Hyundai Elantra, Honda CR-V, Ford Escape, Chevrolet Traverse, and Toyota Prius should be a few of the most budget-friendly vehicles to insure for teenagers. Rates will tend to be more expensive anyway just because there is a higher risk for high school students, but generally speaking those particular vehicles will tend to have the best insurance prices that you’ll find.

For teenagers, one of the largest criteria that car insurance companies use to calculate the policy price is where you call home. Areas with increased crime or more people like North Charleston, Charleston, and Goose Creek are more likely to have higher rates, whereas areas with less people or fewer weather incidents tend to receive slightly lower rates.

The table below displays the most expensive places in South Carolina for high school students in which to buy car insurance.

How much does car insurance cost in South Carolina?
Rank City Annual Premium
1 North Charleston $1,301
2 Florence $1,298
3 Charleston $1,273
4 Summerville $1,252
5 Goose Creek $1,246
6 Socastee $1,223
7 Sumter $1,215
8 Columbia $1,213
9 Mount Pleasant $1,189
10 Saint Andrews $1,184
11 Myrtle Beach $1,174
12 Greenville $1,144
13 Hilton Head Island $1,127
14 Anderson $1,127
15 Spartanburg $1,127
16 Aiken $1,119
17 North Augusta $1,106
18 Greenwood $1,099
19 Taylors $1,095
20 Rock Hill $1,091
Find Cheaper Insurance Go

Premium amounts are approximated as specific South Carolina garaging address can impact insurance rates greatly.

Get discount South Carolina car insurance rates

Discounts on auto insurance for high school studentsAuto insurance companies that provide cheap auto insurance for high school students in South Carolina may also provide special discounts that may potentially lower prices by 35% or more if you qualify for them. Companies and some of the discounts are shown below.

Auto Insurance Discounts for Popular Insurers
Discount Allstate State Farm Progressive Geico
Multiple policies Yes Yes Yes Yes
Multi-vehicle No Yes Yes Yes
Anti-theft Yes Yes Yes Yes
Safe vehicle Yes Yes No Yes
Passive restraint Yes Yes No Yes
Newer vehicle Yes Yes No No
Eco-friendly vehicle Yes No No No
No accidents Yes Yes Yes Yes
Defensive driving course Yes Yes Yes Yes
Active duty military No Yes Yes Yes
Professional affiliation No No No Yes
Pay in full Yes No Yes Yes
Paperless billing Yes No Yes Yes
Customer loyalty No Yes Yes No
Early sign-up Yes No No No
Smart student Yes Yes Yes Yes
Student at college Yes Yes Yes No
Own home No No Yes No
Compare Prices Go

The illustration below illustrates the comparison of insurance costs with and without discounts applied to the policy premium. The rates are based on a female driver, no claims or driving violations, South Carolina state minimum liability limits, comp and collision included, and $250 deductibles.

The first bar for each age group shows premium with no discounts. The second bar shows the rates with vehicle safety, anti-theft, paid-in-full, passive restraint, good student, and continuous coverage discounts applied. When these discounts are applied, the average savings per year on auto insurance for high school students is 41% or $362.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 17’, 4125,2953],[‘Age 30’, 1737,1263],[‘Age 40’, 1613,1169],[‘Age 50’, 1413,1027],[‘Age 60’, 1365,991]]);var options = {title: ‘Insurance Rate Comparison with Discounts for High School Students’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}